The officers of the association since organization have been :

The officers, elected at the annual meeting in January, 1919, are: F. H. Walker, president; W. R. Adams, vice-president; Louis Wiederhold, Jr., secretary; executive committee, W. J. Snyder, chairman, F. L. Holman, H. M. Zweig, Jas. Keeley, Fred G. Smith, M. J. Richards, H. J. A. Finley, G. A. Russell, J. S. Akers, F. W. Sippell, A. K. Black, Jr., P. C. Burnham, W. L. Beecher, H. E. Reisinger, Wm. Y. Young, W. H. Evert, E. R. Buhler, G. H. Miller.

The following is a list of standing committees: Constitution, ByLaws and Rules: Smith M. Wilson, chairman, G. G. Plyer, Harry Y. Chatterley, R. H. M. Stuart, H. O. Kline, R. M. Young, G. A. Russell, Fred G. Smith, H. A. Miller.

Schedule Committee: Gilbert A. Russell, chairman, H. A. Miller, W. R. Adams, Wm. G. Mockett, David Hinckley, J. D. Boniface, W. L. Beecher, F. L. Holman, H. R. Hoard, S. H. Schoch, A. O. Denzel, Chas. S. Kremer, P. C. Burnham.

UNDERWRITERS' ASSOCIATION OF THE STATE OF NEW YORK. This association, which is a rating and supervising body, having jurisdiction over the state of New York, except Long

Island and the counties of New York, Richmond, Westchester, Putnam, and Rockland, and the city of Buffalo and Tonawanda, was organized at Syracuse, September 13, 1883.

At a meeting of the association held at Syracuse in November, 1918, officers of the association were elected as follows: President, Alex. J. Bates, New York Underwriters' Agency; vice-president, W. R. Somerville, London and Lancashire; second vice-president, George S. Tompkins, Commercial Union; assistant secretary L. P. Daw; executive committee: F. M. Smalley, Glens Falls, chairman, H. T. Platt, Rhode Island; W. F. Patten, Automobile; W. Wright, Queen; William E. Allis, Northern; A. J. Halsey, Continental; W. C. Howe, Great American; W. D. Hunter, Westchester; Charles H. Smith, Liverpool and London and Globe; O. F. Gantt, Norwich Union. Frank W. Jenness is secretary of the Association, appointed in 1919.

UNDERWRITERS BUREAU OF THE MIDDLE AND SOUTHERN STATES, New York, N. Y., was organized January 7, 1892, for the purpose of inspection of sprinklered properties and large special hazard risks. The organizers were the Phenix of Brooklyn, Queen, and Great - American, New York, and National Fire, Hartford, and the bureau office is 1 Liberty Street, New York. Wm. A. Stoney is secretary, and F. C. White, treasurer, and the executive committee is composed of the following companies: Queen, Commercial Union, Insurance Company of North America, Liverpool and London and Globe, New Hampshire Fire, Hanover Fire, Great American, Phoenix of Hartford, North British and Mercantile. The following companies are members of the bureau:

UNDERWRITERS' BUREAU OF NEW ENGLAND. Organized 1894. The bureau has offices at 141 Milk street, Boston, and George Neiley is treasurer and Gorham Dana, secretary and manager; Wm. B. Medlicott, Atlas, chairman of executive committee. executive

committee, 1919: Queen, New York; London and Lancashire, Hartford, Conn.; Security,New Haven, Conn.; Atlas, New York; Fire Association, Philadelphia; Glens Falls, Glens Falls, N. Y.; Phoenix, Hartford, Conn.; Boston, Boston; Liverpool and London and Globe, New York.

The bureau maintains the following corps of inspectors: Wm. D. Milne, superintendent of surveys; H. L. Farnham, G. M. Chamberlin, J. M. Colby, H. C. Newell, E. P. Pitts, N. Richardson, C. E. Macomber, P. N. Storer, E. H. Tenney, A. M. Thompson, P. E. Usher, C. M. Whitaker, R. E. Coe, F. T. Gilbert, G. W. Mitchell, A. L. Mitton, E. L. Moore, A. I. Nash, I. E. Peak, J. Podoloff, H. G. Clark, F. R. Bradford, A. F. Brown, C. C. Parker, H. I. Green, W. T. Wiley.

The companies composing the Bureau are:

Etna, Hartford.

Atlas Assurance, London.

American Central, St. Louis.
Automobile, Hartford.

Boston, Boston.

Commercial Union.

Connecticut Fire, Hartford.

Delaware Underwriters.

Fire Association, Philadelphia.

Glens Falls, Glens Falls, N. Y.
Great American, New York.
Hartford Fire, Hartford.

Home, New York.

Liverpool & London & Globe, London.
London and Lancashire.
National Fire, Hartford.

New Hampshire Fire.

New York Underwriters' Agency, N. Y.
North British and Mercantile.
Northern Assurance, London.
Norwich Union.

Phoenix Fire, Hartford.

Phoenix Assurance, London.

Providence Washington.

Queen, New York.

Royal, Liverpool.

Royal Exchange.

Scottish Union and National.
Security, New Haven, Conn.
Springfield Fire and Marine.
Sun Insurance Office, London.
Svea Fire & Life.

Westchester Fire, New York.
Western, Toronto.

UNDERWRITERS' FIRE INSURANCE COMPANY, Concord, N. H. Organized 1886; capital, $200,000. Chas. L. Jackman, president; F. T. Jackman, secretary; Walter Williamson, assistant secretary.

UNDERWRITERS' FIRE PATROL OF SAN FRANCISCO. Organized April 1, 1875, with E. D. Farnsworth president, and Charles A. Laton, secretary. The present officers are: F. J. Devlin, president; Dixwell Hewitt, vice-president. W. M. Speyer, secretary and treasurer. The directors are: F. J. Devlin, W. E. Speyer, Carl A. Henry, Dixwell Hewitt, Harry L. Roff, Thomas H. Anderson. J. E. Sullivan is captain, with headquarters at 147 Natoma Street. The Patrol is equipped throughout with motor vehicles.

UNDERWRITERS' LABORATORIES, incorporated 1901. Established and maintained by the National Board of Fire Underwriters, for service not profit. 207 East Ohio Street, Chicago, Ill.

They are supported by the stock fire insurance companies doing business in the United States, are engaged exclusively in experimental work in fire protection engineering and testing of devices and materials having a bearing on fire hazard, and the prevention of accidents. In this latter work, the National Workmen's Compensation Service Bureau co-operates. This plant is the only thing of the kind in the world and has grown to its present size and importance from a beginning made in the early nineties in the establishment by the Western

Insurance Union and the Chicago Underwriters' Association of a small room for testing electrical fittings on the second floor of one of the insurance patrol houses in Chicago. The present organization was chartered by the Illinois legislature in November, 1901. This organization, upon which the insurance interests largely depend for correct estimates of the value of fire extinguishing appliances and fire resistive materials and methods of construction, as well as for correct methods of safeguarding as far as practicable lighting and heating devices, and the prevention of accidents, has the support and co-operation of manufacturing companies interested in fire resistive wares and construction.

President, W. H. Merrill.

STAFF

Protection Department. Vice-president and Chief Engineer, W. C. Robinson; Protection Engineer, Fitzhugh Taylor. General Hydraulics, Including Automatic Sprinklers and Sprinkler Fittings. Division Engineer, R. W. Hendricks.

Carr.

Windows, Storage Receptacles, Sheet metal Fire Doors. Division Engineer, M. L.

Fire Doors, Hardware Miscellaneous Retardants, Structural Methods and Materials. Roof Coverings, Building Materials. Division Engineer, R. K. Porter.

negan.

Rolling Fire Doors, Miscellaneous Retardants. Associate Engineer, J. B. Fin

Electrical Department. Vice-President and Electrical Engineer. Dana Pierce. Associate Engineer, B. H. Glover. Assistant Engineer, Edgar P. Slack. Gases and Oils Department. Engineer Gases and Oils, E. J. Smith. Chemical Department.

C. J. Krieger.

Chemical Engineer, A. H. Nuckolls.

Mechanical Engineer; S. V. James.

Assistant Engineer.

Label Service Department. Vice-President and Superintendent Label Service, A. R. Small. Assistant to Superintendent R. M. Clucas; Superintendent of Inspection. A. O. Boniface. General Agent, E. L. Andrews. Agents and Inspectors throughout United States and Canada.

Office. Secretary, D. B. Anderson. Treasurer, L. B. Headen. taries, H. G. Wilson; B. E. Blanchard. Chief Clerk, N. S. Neal.

Assistant Secre

The present officers are: Chairman, Board of Directors, Henry C. Eddy, Chicago; president, William H. Merrill, Chicago; vice-presidents, W. C. Robinson, Chicago; Dana Pierce, New York; and A. R. Small, Chicago; secretary, D. B. Anderson. Chicago; treasurer, L. B. Headen, Chicago; board of directors, the Chairman and G. W. Burchell, New York; F. C. Buswell, New York; Charles L. Case, New York; Sheldon Catlin, Philadelphia; C. E. Dox, Chicago; A. G. Dugan, Chicago; J. C. Harding, Chicago; C. W. Higley, Chicago; W. E. Mallalieu, New York; John Marshall, Jr., Chicago; H. E. Rees, Hartford, Conn.; Wm. S. Warren, Chicago.

Fire Council: Geo.W. Cleveland, Detroit: Gorham Dana, Boston: Wm. F. Dunbar, Atlanta, Ga.: H. H. Glidden, Chicago: C. M. Goddard, Boston, Mass.: Alf. W. Hadrill, Montreal, Canada; E. B. Hatch, Chicago; C. A. Hexamer, Philadelphia, Pa.: C. T. Ingalls, Oklahoma City: Geo. A. Madison, St. Louis: W. A. Mallalieu, New York: W. H. Merrill, Chicago: E. F. Mohrhardt, San Francisco, Cal.: E. A. Northey, Boston, Mass.: H. L. Phillips, Hartford, Conn.: R. G. Potter, Syracuse, N. Y.: W. Ó: Robb, New York; W. C. Robinson, Chicago; E. M. Sellers, Indianapolis; T. B. Sellers, Columbus, Ohio: F. J. T. Stewart, New York: W. A. Stoney, New York: S. W. Straton, Washington, D. C.; Clem E. Wheeler, St. Louis, Mo.; L. Wiederhold, Jr., Philadelphia, Pa.

Casualty Council: Louis Bryant, Trenton, N. J.; Byron Cummings, New York; William P. Eales, Hartford, Conn.; Robert S. Elberty, New York; Richard H. Gunagan New York; Van H. Manning. Washington, D. C.: W. H. Merrill, Chicago: Charles Nelson, New York: L. K. Palmer, Harrisburg, Pa.: Robt. H. Pearson, New York: J.W. Rausch, Baltimore, Md.: S. W. Stratton, Washington, D. C.: Albert W. Whitney, New York: Sidney J. Williams, Chicago; David Van Schaack, Hartford.

Electrical Council: L. A. Barley, Denver, Colo.; H. N. Beecher, Los Angeles. Cal.; R. C. Bird, New York; W. S. Boyd, Chicago, Ill.; G. E. Bruen, New York; F. A. Cambridge, Winnipeg, Can.; M. E. Cheney, Seattle, Wash.; B. W. Clark, Detroit,

Mich.; James E. Cole, Boston, Mass.; R. L. Daniel, Minneapolis, Minn.; Washington Devereux, Philadelphia, Pa.; F. O. Evertz, Columbus, Ohio; J. H. Fenton, St. Louis, Mo.; J. C. Forsyth, New York; O. M. Frykman, Minneapolis, Minn.; B. H. Glover, Chicago. Ill.; Warren Hadley, Washington D. C.; C. H. Hill, Philadel phia, Pa.; C. R. Hodgdon, Pittsburgh, Pa.; D. M. Hosford, Cleveland, O.; W. B. Hubbell, Cincinnati, Ohio; M. F. Jones, Boston, Mass.; Howard Joslyn, Seattle. Wash.; C. H. Lum, New York; W. D. Matthews, Chicago, Ill.; A. N. Miner, Jr., Boston, Mass.; C. W. Mitchell, San Francisco, Cal.; F. H. Moore, Indianapolis, Ind.; J. R. Morrissey, Milwaukee, Wis.; I. Osgood, Boston, Mass.; A. M. Paddon, Syracuse, N. Y.; Dana Pierce, New York, N. Y.; A. M. Schoen, Atlanta, Ga.; E. H. Sigison, Buffalo, N. Y.; W. L. Smith, Boston, Mass.; H. F. Strickland, Toronto, Can.; R. P. Strong, New Orleans. La.; H. H. Sutton, Austin, Tex.; Ralph Sweetland, Boston, Mass.; C. M. Tait, Montreal, Can.; V. H. Tousley, Chicago, Ill.; F. D. Varnum, St. Paul, Minn.; F. D. Weber, Portland, Ore.; A. G. Wilbor, Hartford, Conn.; H. S. Wynkoop, New York.

Automobile Council: F. D. Bennet, Boston, Mass.; T. A. Kruse, New York; W. H. Merril, Chicago; A. R. Small, Chicago, Ill.; C. S. Timberlake, Hartford, Conn.; S. Tupper, Jr., Atlanta, Ga.; J. D. Vail, Chicago, Ill.

Branch offices in charge of an inspector or special agent, have been established in approximately one hundred of the larger cities, and manufacturing centers in the United States and Canada.

UNDERWRITERS OF GREENSBORO, Greensboro, N. C. Organized 1898; capital, $100,000. J. Van Lindley, president; A. M. Scales, vice-president; A. W. McAllister, secretary and treasurer; W. L. Sharpe, assistant secretary and treasurer.

UNDERWRITERS' PROTECTIVE ASSOCIATION (salwage corps) of Newark was organized in July, 1879, with the following officers: President, Silas Merchant; vice-president, H. J. Pionier; secretary, F. H. Dawes; treasurer, I. H. Lindsley. The present officers are: President, Frank B. Heller; secretary, Charles S. Dodd; treasurer, Thomas C. Moffatt; executive committee, Matthias J. Price, Charles S. Dodd, Thomas C. Moffatt, Charles M. Henry, Gresham Ennis, William S. Naulty, Frank B. Heller. Henry S. Martin is superintendent of the corps.

UNDERWRITERS SERVICE ASSOCIATION, Chicago, Ill. Organized 1915 as the Western Improved Risk Association; the present title being adopted in 1918. The present officers, elected in November, 1918, are: President, John C. Ingram, Great American Fire; vice-president, George H. Batchelder, Pennsylvania Fire; vicepresident and treasurer, J. L. Braddock, Insurance Company of North America; executive committee, John C. Harding, Springfield Fire and Marine; J. R. Wilbur, Continental; Ralph B. Ives, Etna; A. R. Monroe, Queen: and the officers.

UNION ASSURANCE SOCIETY, Limited, London, Eng. A. H. Wray, United States manager; C. J. Holman, assistant manager; C. E. Porter, assistant manager; W. M. Ballard, branch secretary, 55 John Street, New York, N. Y.

UNION AND PHENIX ESPANOL INSURANCE COMPANY, Madrid, Spain. Fester & Folsom, Inc., United States managers, 123 William Street, New York, N. Y.