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KNOW ALL MEN BY THESE PRESENTS, that I, A B, of the county of and State of Illinois, am held and firmly bound unto CD, of the county of and State aforesaid, in the penal sum of ...... dollars, to be paid unto the said E F, his heirs, executors, administrators or assigns, to which payment, well and truly to be made, I bind myself, my heirs, executors and administrators, and every of them, firmly by these presents. Sealed with my seal, this

.....

day of

.......

A.D. 1890.

The condition of the above obligation is such, that whereas the above bounden A B has this day bargained and sold to the said C D, his heirs and assigns, for the sum of ...... dollars, the following described lot or parcel of land, to-wit: (here describe the land,) which sum of ...... dollars is to be paid in manner following: dollars at the ensealing and delivery hereof, and ...... dollars in

from the date hereof.

....

Upon the payment of the said sums being made, at the time and in the manner aforesaid, the said A B, for himself, his heirs, executors and assigns, covenants and agrees, to and with the said C D, his heirs and assigns, to execute a good and sufficient deed of conveyance, in fee simple, free from all incumbrance, with full and proper covenants of warranty for the above described premises.

Now, if the said A B shall well and truly keep, observe and perform his said covenants and agreements herein contained, on his part, then this obligation to be. void; otherwise to remain in full force and virtue. A B. [SEAL.]

POWER OF ATTORNEY.

in the county of

KNOW ALL MEN BY THESE PRESENTS, that I, A B, of ..... and State of Illinois, have made, constituted and appointed, and by these presents do make, constitute and appoint, C D, of. ......, to be my true and lawful attorney, for me and in my name, and for my sole use, to (here state the specific purposes of the power given), hereby giving and granting unto my said attorney full power and authority in the premises to use all lawful means in my name, and for my sole benefit for the purposes aforesaid. And generally to do and perform. all such acts, matters and things as my said attorney shall deem necessary or expedient for the completion of the authority hereby given, as fully as I might and could do if I were personally present; hereby ratifying and confirming all the acts of my said attorney or his substitutes, done by virtue of these presents.

WARRANTY DEED.

IN WITNESS WHEREOF, I have hereunto set my hand and seal, this ...... day of ......, A.D. 1890. A B. [SEAL.] The grantor (here insert name or names and place of residence), for and in consideration of (here insert consideration) in hand paid, conveys and warrants to (here insert the grantee's name or names) the following described real estate (here insert description), situated in the county of in the State of Illinois. A.D. 18.. QUIT CLAIM DEED.

Dated this

......

day of

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A B. [SEAL.]

The grantor (here insert grantor's name or names and place of residence), for the consideration of (here insert consideration), convey and quit claim to (here insert grantee's name or names) all interest in the following described real estate (here insert description), situated in the county of ......, in the State of Illinois. Dated this A B. [SEAL.]

day of

.......

A.D. 18..
MORTGAGE.

The mortgagor (here insert name or names) mortgages and warrants to (here insert name or names of mortgagee or mortgagees), to secure the payment of (here recite the nature and amount of indebtedness, showing when due and the rate of interest, and whether secured by note or otherwise), the following described real estate (here insert description thereof), situated in the county of in the State A B. [SEAL.]

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FORM OF CERTIFICATE OF ACKNOWLEDGMENT TO DEED OR OTHER INSTRUMENT.

State of (name of State),

County of (name of County).

I (here give name of officer and his official title) do hereby certify that (name of grantor, and if acknowledged by wife, her name, and add "his wife,") personally

known to me to be the same person whose name is (or are) subscribed to the foregoing instrument, appeared before me this day in person, and acknowledged that he (she or they) signed, sealed or delivered the said instrument as his (her or their) free and voluntary act, for the uses and purposes therein set forth.

Given under my hand and (private or official, as the case may be) seal, this ......day of......, A.D. 18.. (Signature of officer.) [SEAL.]

SHORT FORM OF LEASE.

......

THIS INDENTURE, made this day of...... A. D. 18.., between A B, party of the first part, and C D, party of the second part, witnesseth, that the said party of the first part, in consideration of the covenants of the party of the second part, hereinafter set forth, do.. by these presents, lease to the party of the second part, the following described property, to-wit: (here describe the premises), in the county of ..., and State of...... To have and to hold the same, to the party of the second part, from the day of....... 18.., to the ..... day of And the party of the second part, in consideration of the leasing of said premises, covenants and agrees to pay the party of the first part, at......, as rent for the same, the sum of payable as follows, to-wit: (Here set forth the terms of payment.)

....., 18..

.......

And the party of the second part covenants with the party of the first part that at the expiration of the term of this lease..he.. will yield up the premises to the party of the first part, without further notice, in as good condition as when the same were entered upon by the party of the second part, loss by fire or inevitable accident and ordinary wear excepted, and that neither..he.. nor...... legal representatives will underlet said premises, or any part thereof, or assign this lease, without the wr tten assent of the party of the first part first had thereto.

And it is further expressly agreed between the parties hereto, that if default shall be made in the payment of the rent above reserved, or any part thereof, or any of the covenants or agreements herein contained to be kept by the party of the second part, it shall be lawful for the party of the first part or...... ...legal representatives, into and upon said premises, or any part thereof, either with or without rocess of law, to re-enter and re-possess the same at the election of the party of the first part, and to distrain for any rent that may be due thereon upon any property belonging to the party of the second part. And in order to enforce a forfeiture for non-payment of rent, it shall not be necessary to make a demand on the same day the rent shall become due, but a failure to pay the same at the place aforesaid, or a demand and a refusal to pay on the same day or at any time on any subsequent day. shall be sufficient; and after such default shall be made, the party of the second part and all persons in possession under ...... shall be deemed guilty of a forcible detainer of said premises under the statute.

And it is further covenanted and agreed between said parties that (here set forth any further stipulation agreed upon.) The covenants herein shall extend to and be binding upon the heirs, executors and administrators of the parties to this lease.

Witness the hands and seals of said parties, the day and

writen.

FORM OF WILL.

year first above
A B. [SEAL.]
C D. [SEAL.]

I, A B, of ......, in the county of ......, and State of Illinois, of the age of years, of sound mind and memory, do make, publish and declare this my

last will and testament in the manner following: That is to say,

First, I give and bequeath to (here may be set forth the manner of disposition of personal property, and the names of persons and amount to each.)

Second, I give and devise to (here set forth the manner of disposition of real property, and the names of persons to whom devised, concluding as follows:) To have and to hold the same and the several tracts and parcels thereof to the said his heirs and assigns forever.

And lastly, I do hereby nominate and appoint to be executor of this my last will and testament, hereby revoking all former wills by me made. (Add the following clause if desired:) And I do direct that my said executor shall not be obliged to give security as such.

In witness whereof, I have hereunto set my hand and seal this...... day of ......, A.D. 18.. A B. [SEAL.]

The above instrument, consisting of one sheet (or two sheets, as the case may be) was at the date thereof signed, sealed, published and declared by the said A B as and for his last will and testament, in presence of us, who, at his request and in his presence, and in the presence of each other, have subscribed our names as witnesses thereto (or, "the above instrument, consisting of one sheet was at the date thereof, declared to us by the said A B, the testator therein mentioned, to be his last will and testament; and at the same time acknowledged to us, and each of us, that he had signed and sealed the same, and we therefore, at his request and in his presence, and in the presence of each other, signed our names thereto as attesting witnesses.)" CD, residing at ....... in ...... county. G H, residing at in ...... county. The foregoing is the general form of will, which can be varied in case of several devisees and legatees, according to the facts or as circumstances may require. A devisee is one to whom real property is devised in the will.

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A legatee is one to whom personal property is given in the will.

BILL OF SALE.

KNOW ALL MEN BY THESE PRESENTS, that I, E D, of the town of ...... county State of... ......, of the first part, for and in consideration of the sum of one hundred dollars, lawful money of the United States, to me in hand paid, at or before the ensealing and delivery of these presents, by C B, of the second part, the receipt whereof is hereby acknowledged, have bargained, sold, granted and conveyed, and by these presents do bargain, sell, grant and convey unto the said party of the second part, his executors, administrators and assigns (here set out the articles sold), to have and to hold the same unto the said party of the second part, his executors, administrators and assigns, forever. And I do for myself, my heirs, executors and administrators, covenant and agree to and with the said party of the second part, to warrant and defend the said described goods hereby sold unto the said party of the second part, his executors, administrators and assigns, against all and every person and persons whatsoever.

IN WITNESS WHEREOF, I have hereunto set my hand and seal the ...... day of 18.. ED. [SEAL.]

Signed, sealed and delivered

in the presence of B B.

PROMISSORY NOTE.

Baltimore,

18..

$200. Thirty days after date I promise to pay B B, or order (or bearer), two hundred dollars, for value received. JOINT PROMISSORY NOTE.

B. E.

$1,050. Memphis,.... Sixty days after date we jointly promise to pay CD, or order (or bearer), one thousand and fifty dollars, for value received.

18..

A C.

BH.

NOTE PAYABLE ON DEMAND.

$100. On demand, for value received, I promise to pay H B, or order (or bearer), one hundred dollars (with interest).

Mobile,.....

18..

C. C.

NOTE PAYABLE AT BANK.

St. Louis,

., 18..

$300. Thirty days after date, for value received, I promise to pay C D A, or order for bearer), three hundred dollars, at the German-American Savings Bank, DRS. NOTE NOT NEGOTIABLE. $100. Madison,. Ga., 18.. Two months after date I promise to pay J H, one hundred dollars, for value received.

B B.

NOTE WITH SURETY.

$75. Six months from date I promise to pay E G, or order (or bearer), seventy-five dollars, for value received.

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Albany,.

$500. 18.. For value received, I promise to pay A C, or order (or bearer), five hundred dollars in the following manner: One hundred dollars in three months, two hundred dollars in nine months, one hundred dollars in twelve months, and one hundred dollars in fifteen months, from date, with interest on the several sums as they may become due.

$50.

DUE BILL.

Due A W, fifty dollars, with interest from this date.

W Z.

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DRAFT AT SIGHT.

$100.

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At sight, pay J C, or order, one hundred dollars, and charge the same to my

account.
To A X.

BILL OF EXCHANGE.

New York,.

CEB.

18..

$500. Fifteen days after sight (or as many days as may be agreed upon), pay to the order of Mr. B B, five hundred dollars, and charge the same to the account of To L M, St. Louis, Mo. C D.

HIGH WATER

At the following places may be found for each day by adding to, or substracting from, the time of high water at New York the hours and minutes given. The* denotes time to be added; the to be subtracted. The interval between tides is approximately twelve hours.

Albany, N. Y.*

Annapolis, Md.*

Time.

9:39 Newport, R. I.†

Time.

0:22

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Atlantic City, N. J.t

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Baltimore, Md.*
Block Island, R. I.†
Boston, Mass.*
Bridgeport, Conn.*
Bristol, R. I.t
Cape May, N. J.*
Charleston, S. C.†.
Eastport, Me.*.
Fernandina, Fla.†
Gloucester, Mass.*
Isles of Shoals*
Jacksonville, Fla.*
Key West, Fla.*
Marblehead, Mass.*
Nahant, Mass.*.
Nantucket, Mass.*
New Bedford, Mass.*
Newburyport, Mass.*
New Haven, Conn.*
New London, Conn.*

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*New York has by a recent law legalized any rate of interest on call loans of $5,000 or upward, on collateral security † No usury, but over six per cent. cannot be collected by law.

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