Fair Credit Reporting, Hearings Before the Subcommittee on Financial Institutions of ..., 91-1 on S. 823 ..., May 19, 23, 1969 |
Common terms and phrases
adverse information ANGEVINE applicant Associated Credit Bureaus bank believe bill BURGE Caemmerer Chairman charge Charlie Charlie Green collection committee concerned confidentiality consumer credit correct court credit agencies credit file credit granter credit information credit rating credit reporting agency credit risks creditor damages DIXON employer enforcement errors fact Fair Credit Reporting Federal Trade Commission feel furnished give going guidelines hearings inaccurate individual insurance company insurance reporting interview KASS KNAUER legislation Lending Act liability libel manager million National National Consumers League notify obtained operation percent person personnel investigation policies PRIETSCH problem protection public record purpose question reasonable regulations request require responsibility Retail Credit Company section 164 Senator BENNETT Senator GOODELL Senator MCINTYRE Senator PROXMIRE Senator SPARKMAN SPAFFORD statement subcommittee sumer testimony tion Truth in Lending U.S. Senate underwriting WEBSTER William Proxmire
Popular passages
Page 130 - ... the right to be anonymous, the right not to be monitored, and the right not to have one's identifying information exploited (Alter 1994). Westin (1967, p. 7) defined privacy as: “the claim of individuals, groups, or institutions to determine for themselves, when, how, and to what extent information about them is communicated to others.
Page 467 - The Amendment itself shows that the search is to be of material things — the person, the house, his papers or his effects. The description of the warrant necessary to make the proceeding lawful, is that it must specify the place to be searched and the person or things to be seized.
Page 29 - ... (b) It is the purpose of this title to require that consumer reporting agencies adopt reasonable procedures for meeting the needs of commerce for consumer credit, personnel, insurance, and other information in a manner which is fair and equitable to the consumer, with regard to the confidentiality, accuracy, relevancy, and proper utilization of such information in accordance with the requirements of this title.
Page 45 - Act, the violator shall, in addition to any liability for such actual damages as may be shown, be liable for exemplary damages of not less than one hundred and not more than one thousand dollars for each such violation, together with costs and reasonable attorneys' fees and disbursements incurred by the person bringing the action.
Page 275 - This statement is submitted on behalf of the American Life Convention and the Life Insurance Association of America, two trade associations with a combined membership of 360 life insurance companies which account for over 90 percent of the legal reserve life insurance in force in the United States.
Page 443 - to be let alone." Without any attempt to exact definition, these four torts may be described as follows : 1. Intrusion upon the plaintiff's seclusion or solitude, or into his private affairs. 2. Public disclosure of embarrassing private facts about the plaintiff. 3. Publicity which places the plaintiff in a false light in the public eye. 4. Appropriation, for the defendant's advantage, of the plaintiff's name or likeness.
Page 31 - For the purpose of the exercise by the Federal Trade Commission of its functions and powers under the Federal Trade Commission Act, a violation of any requirement...
Page 45 - The committee shall meet from time to time at the call of the Board, and members thereof shall be paid transportation expenses and not to exceed $100 per diem.
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