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STATEMENT OF Tue Scotch BANKS As at 1845, WITH THE CIRCULATION AS AUTHORISED UNDER Act 8 & 9 Vict., c. 38.

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Edinburgh

33

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2
3

7
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10
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17
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Bank of Scotland
Royal Bank of Scotland ..
British Linen Company Bank
Dundee Banking Company
Perth Banking Company
Aberdeen Banking Company
Commercial Bank of Scotland
National Bank of Scotland
Aberdeen Town and County Bank
Union Bank of Scotland ..
Ayrshire Banking Company
Western Bank of Scotland
Central Bank of Scotland
North of Scotland Banking Company
Clydesdale Banking Company
Eastern Bank of Scotland
Caledonian Banking Company
Edinburgh and Glasgow Bank
City of Glasgow Bank

Dundee
Perth
Aberdeen
Edinburgh ..
Aberdeen
Glasgow
Ayr ..
Glasgow
Perth
Aberdeen
Glasgow
Dundee
Inverness
Edinburgh
Glasgow

1695
1727
17
1763
1766
1767
1810
1825
1825
1830
1831
1832
1834
1836
1838
1838
1838
1839
1839

43
1
3
15
52
34
10
30
12
39

7
27
11

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10
20
6

947
552
938
1,546
906

TOTALS

363

13,156

11,240,000

£3,087,209*

£3,087,209

* From this sum of
Deduct thu Authorised Circulation of tho Ayrshire Banking Company, £63,656 ; of the Wostern Bank of

Scotland, £284,282; and of the City of Glasgow Bank, £72,921 (which havo lapsed)

410,859

And there remains the Authorised Circulation as at 1881

£2,676,360 BANKS OF ISSUE EXISTING IN SCOTLAND AT THE TIME OF THE PASSING OF THE ACT or 1845,

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BUT WHICH DO NOT NOW EXIST (1881).

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PAID UP CAPITAL OF THE SCOTCH BANKS AT EACH DECENNIAL PERIOD FROM 1845 to 1875

AND AT 1881.

No.

1855.

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Name of Bank.

1840.

1876.

1881,

£
£
£
£

£ 1 Bank of Scotland .. 1,000,000 1,000,000 1,000,000 1,000,000 1,250,000 2 Royal Bank of Scotland 2,000,000 2,000,000 2,000,000 2,000,000 2,000,000 3 British Linen Company Bank 500,000 1,000,000 1,000,000 1,000,000 1,000,000 4 Commercial Bank of Scotland

600,000 600,000 1,000,000 1,000,000 1,000,000 6 National Bank of Scotland 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 6 Union Bank of Scotland 1,000,000 1,000,000 1,000,000 1,000,000 1,000,000 7, Clydesdale Banking Com. pany

562,680 807,380 900,000 1,000,000 1,000,000 8 City of Glasgow Bank 745,410 745,410 870,000 1,000,000 9 Aberdeen Town and County Bank

135,315 134,575 156,000 252,000 252,000 10 North of Scotland Banking Company

281,940 200,000 280,000 383,888 400,000 11 Caledonian Banking Company

125,000 125,000 125,000 150,000 150,000 12 Dundee Banking Company 60,000 60,000 13 Perth Banking Company 100,050 100,050 14 | Aberdeen Banking Company 142,370 15 Eastern Bank of Scotland.. 131,790

121,140 16 Edinburgh and Glasgow Bank

1,000,000 1,000,000 17 Central Bank of Scotland . 53,700 62,500 100,000 18 Ayrshire Banking Company 50,000 19 Western Bank of Scotland... 1,305,160 1,500,000

Total

£ 10,793,415 11,456,055 9,431,000 9,785,888 | 0,052,000 4,000 4,000

TOTAL DEPOSITS OF THE SCOTCH BANKS AT EACH DECEXSIAL PERIOD FROM

1845 to 1875, AND IN 1881.

1845
1855
1865
1874-5
1881

$ 33,192,105 43,270,612 56,185,061 78,405,261 78,218,090

Total increase since 1845, $45,025,985, being at the rate of £1,250,722 per

annum,

NUMBER OF Deposit CUSTOMERS OP the Scotch Banks, CLASSIFIED ACCORDING

TO THE AMOUNTS AT THEIR Credit IN SCOTLAND, 1874-5.

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Sums not exceeding £100
Exceeding £100 and not exceeding £200
200

300
300

400 400

500 500

600 600

700 700

803 800

900 900

1,000 1,000

2,000 2,000

3,000 3,000

.

£ 11,768,317 8,848,503 6,111,114 4,561,889 4,600,239 2,927,262 2,248,198 2,071,156 1,536,637 3,285,934 8,760,106 4,177,595 2,496,490 2,341,198 4,674,014 1,593,075

£ 290,885 56,445 23,253 12,395 8,921 5,129 3,277 2,621 1,773 2,855 6,240 1,672

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5,000 5,000

10,000 10,000

15,000 15,000

20,000 20,000

917,108
3,324,408

736
494
659
146
58
98

76,243,273

417,657

100%

NOTE.--Five of the Banks have stated Deposit Receipt Holders separately from Current Account Holders, the average being 75 per cent of the former, and 25 per cent, of the latter. Total

('LASSIFICATION of Deposits in Scotland, with RELATIVE PERCENTAGES, 1873.

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76,243,273

YEARLY AVERAGES OF THE Note CIRCULATION OF THE SCOTCH BaxKS FOR YEAR

1845, AND FOR EIGHTEEN Years, From 1864 to December, 1881 (based upon figures taken from the Gazette").

Year.

Average
Circulation.

Increase Decrease
on previous on previous Year.

year. year.

Average
Circulation,

Increase Decrease on previous on previous year.

year.

1845 1864 1865 1866 1867 1868 1869 1870 1871 1872

3,087,209

1873 4,260,113

1874 4,382,600 122,487

1876 4,439,817 67,217

1876 4,565,801 125,984

1877 4,608,542 42,741

|1878 4,730,099 121,657

1879 4,933,411 203,312

1880 5,177,908 244, 497

1881 5,331,667 163,769

Total Increase since 1845

5,633,832
6,904,586
6,050,140
6,098,531
6,131,244
5,888,001
5,522,722
5,481,544
6,500,568

302, 165
270,764
145,554
48,391
32,713

243,243
365,279
41,178

19,024

£2,413,359.

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1846.

1858.

1866.

1875.

1881.

654 751 939 1,438 1,692 854 963 1,134 1,464 1,762 206 587 771 1,209 1,263 550 641 743 1,228 1,420 1,482 1,481 1,413 1,669 1,739 598 848 1,068

1,280 1,379 947 1,433 1,310

1,442 1,460 489 487533 856 1,047 1,605 1,420 1,254 1,750 2,135 938 808 718 893 952

57 77 185 197 370 109 703 1,259 405 446

428 552 400 1,546 1,524 906 1,273 879 1,269

13,156 14,598 11,190 14,488 14,839

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