Journal of the Institute of Bankers, Volume 3Institute of Bankers., 1882 |
From inside the book
Results 1-5 of 89
Page 4
... whole liabilities ( table ) Surplus and undivided profits , and their proportion to capital ( table ) Bad debts to be deducted from net profits before declaring dividend , and to be reported to comptroller Losses since March , 1876 ...
... whole liabilities ( table ) Surplus and undivided profits , and their proportion to capital ( table ) Bad debts to be deducted from net profits before declaring dividend , and to be reported to comptroller Losses since March , 1876 ...
Page 5
... whole of the clearing - houses Returns for the first six months of 1882 compared with the same period of 1881 . 555 555 note 555 note 556 556 557 557 558 558 558 558 558 559 560 Records of the clearing - houses 560 Peculiar system at ...
... whole of the clearing - houses Returns for the first six months of 1882 compared with the same period of 1881 . 555 555 note 555 note 556 556 557 557 558 558 558 558 558 559 560 Records of the clearing - houses 560 Peculiar system at ...
Page 18
... whole mercantile community Appendix . Separate and distinct trade in bills . Bankers ' differentiated from traders ' bills 10 10 10 10 11-12 11 12-13 13-14 14 PAGE . 14 14-15 15 16-17 18-21 18-21 19 , 21 Discussion on Mr. Hamilton's ...
... whole mercantile community Appendix . Separate and distinct trade in bills . Bankers ' differentiated from traders ' bills 10 10 10 10 11-12 11 12-13 13-14 14 PAGE . 14 14-15 15 16-17 18-21 18-21 19 , 21 Discussion on Mr. Hamilton's ...
Page 9
... whole stock of the world , both that in actual circulation and that held in reserve , we need not fear any violent change if only we do not attempt to thwart the operation of natural laws by artificial expedients , the failure of which ...
... whole stock of the world , both that in actual circulation and that held in reserve , we need not fear any violent change if only we do not attempt to thwart the operation of natural laws by artificial expedients , the failure of which ...
Page 12
... whole organisation of industry from first to last is adapted to afford a steadily continuous supply and the adjustment to demand , though not perfect , is such as to require an amount of money which fluctuates only within very narrow ...
... whole organisation of industry from first to last is adapted to afford a steadily continuous supply and the adjustment to demand , though not perfect , is such as to require an amount of money which fluctuates only within very narrow ...
Other editions - View all
Common terms and phrases
acceptance acceptor alteration amendments amount balance bank notes Bank of England Bank of Scotland Banking Company Batten bi-metallism bills of exchange branches bullion capital cash cent charge cheque circulation clause Clearing House Clydesdale Bank Committee contract Council currency debt deposits dishonoured drawee drawer drawn English gold and silver gold coin gold coinage Government half-sovereigns holder honour India indorser Institute of Bankers instrument interest Journal legal tender liability London Lord ment Messrs metal millesimal fineness millions sterling Monday monetary national bank note issue notice Office paid paper party payable payee payment penny person plaintiffs practice present promissory note protest question received regard reserve Saturday Sunday Scotch banks shillings Sir John Lubbock sovereigns standard Thursday Friday tion Total trade transactions Tuesday United United Kingdom Wednesday weight
Popular passages
Page 452 - A bill of exchange is an unconditional order in writing, addressed by one person to another, signed by the person giving it, requiring the person to whom it is addressed to pay on demand or at a fixed or determinable future time a sum certain in money to or to the order of a specified person, or to bearer.
Page 532 - A cancellation made unintentionally or under a mistake, or without the authority of the holder, is inoperative; but where an instrument or any signature thereon appears to have been cancelled, the burden of proof lies on the party who alleges that the cancellation was made unintentionally, or under a mistake or without authority.
Page 197 - Where the sum payable is expressed in words and also in figures and there is a discrepancy between the two, the sum denoted by the words is the sum payable ; but if the words are ambiguous or uncertain, reference may be had to the figures
Page 464 - Where a bill is addressed to two or more drawees who are not partners, presentment must be made to them all...
Page 337 - means the Act of the session of the eleventh and twelfth years of the reign of her present Majesty, chapter forty-three, intituled, " An Act to facilitate the performance of the duties of justices of the peace out of sessions within England and Wales with respect to summary convictions and orders," inclusive of any Acts amending the same.
Page 384 - To exercise by its board of directors or duly authorized officers or agents, subject to law, all such incidental powers as shall be necessary to carry on the business of banking; by discounting and negotiating promissory notes, drafts, bills of exchange, and other evidences of debt; by receiving deposits; by buying and selling exchange, coin, and bullion; by loaning money on personal security; and by obtaining, issuing, and circulating notes according to the provisions of this title.
Page 457 - ... prior to its completion, it must be filled up strictly in accordance with the authority given and within a reasonable time. But if any such instrument, after completion, is negotiated to a holder in due course it is valid and effectual for all purposes in his hands, and he may enforce it as if it had been filled up strictly in accordance with the authoritjgiven and within a reasonable time.
Page 473 - A bill of itself does not operate as an assignment of the funds in the hands of the drawee available for the payment thereof, and the drawee is not liable on the bill unless and until he accepts the same.
Page 460 - An instrument is negotiated when it is transferred from one person to another in such manner as to constitute the transferee the holder thereof. If payable to bearer it is negotiated by delivery ; if payable to order it is negotiated by the indorsement of the holder completed by delivery.
Page 523 - Where the acceptor has been adjudged a bankrupt or an insolvent or has made an assignment for the benefit of creditors, before the bill matures, the holder may cause the bill to be protested for better security against the drawer and indorsers.