E. L. LOBDELL & CO., Chicago Financial Agents AMERICAN TRUST & SAVINGS Wealth in Lumber An investment assuring early dividends and increased value of principal. The American Lumber Company, incorporated under the laws of New Jersey, capital $8,000,000, owns in fee simple absolute, 292,625 acres of land in McKinley and Valencia Counties, New Mexico, bounded on the North and East by Santa Fe R. R. and timbered with over 2,000,000,000 feet of thrifty white pine absolutely free from shake. It is the largest and finest body of white pine standing today and very closely resembles the cork or white pine of Michigan and Wisconsin, which was practically all consumed ten years ago. Facilities for cutting, hauling and marketing the timber are unexcelled and, disregarding the ever increasing demand, this timber can today be marketed at a conservative profit of over $9.00 per thousand, which makes An Actual Visible Profit of $18,000,000 or 900 per cent in dividends. These figures are not based upon conjecture, but upon the result of conservative estimates of timber in sight by the best timber experts in the country. All the stock of the American Lumber Co. is Treasury Stock, full paid and non-assessable; and in order to provide a reasonable working capital for development purposes only, a portion of this Treasury stock, par value $10.00, is now offered for sale at $2.50 per share, subject to advance. Your attention is called to the personnel of the Board of Directors, all of whom have paid for their stock in cash. They are successful business men of affairs that merit your confidence and will insure a careful, conservative management of the affairs of the Corporation. -BOARD OF DIRECTORS— F. M. Stewart, Pres. First National Bank, Hillsdale, Mich. E. E. Crepin, formerly of Crepin. Murphy & Sons, Chicago III. D. W. C. Merriam. Merriam & Kuebler, Attys., Chicago, Ill. B. S. Rodey, Delegate in Congress for New Mexico says: Chicago, Ill. I predict for the enterprise you mention, a market that will last for years and a profit that will exceed your most sanguine expectations. I do not know of a single enterprise that surpasses the one you are about to engage in, and I make this statement well knowing the responsibility it involves. Ira B. Bennett, 1130 Majestic Building, Detroit, Michigan, says: I spent some time in the timber and found one of the largest and finest blocks of white pine that exists in one solid body. It is the finest logging country I have ever seen and I will take a large block of stock and cheerfully recommend my friends to purchase all they can of the same. Apart from a purely lumbering proposition the value of the Corporation's holdings is enhanced by the fact that this tract is very valuable for grazing purposes and contains deposits of lithographic stone, coal, copper and other minerals. The Careful Investor in considering a lumbering proposition should satisfy himself as to the following requisitesQuantity and quality of timber, Question of water. Climate and Labor, Character and Reputation of men in charge. Demand for product of mills as erected, Facility for transportation and ability to secure favorable freight rates. Write at once and we will lay before you full details of this excellent opportunity for conservative investment and will satisfy you on every point above mentioned. We solicit a most thorough investigation of our affairs. Address all enquiries for further information and application for stock to E. L. LOBDELL & COMPANY, 221 LaSalle Street, Chicago, Ill. Bankers and Brokers. Members New York and Chicago Stock Exchanges. When writing to advertisers kindly mention "THE WORLD TO-DAY.” 15 CENTS GETS THIS $650.00 AUTOMOBILE The OLDSMOBILE-The 20th Century Horseless Carriage. Weight, 800 pounds; range of speed, 3 to 20 miles per hour; expense of running, 3 cent per mile; price, $650.00. Send 15 cents (8 2-c. stamps) for 3 months' "THE BOOK-KEEPER" A handsome magazine for book-keepers, cashiers and business men. It will teach you Accounting, Business Management, Bock-keeping. Shorthand, Commercial Law, Short Cuts, Higher, Corporation and Cost Accounting. Banking, Business Pointers, Amusing Arithmetic, Lightning CalE. H. BEACH, EDITOR culations, etc. $1.00 Year. Nineteen other valuable prizes in addition to the $650.00 Automobile will go to Book-Keeper subscribers. Send your subscription to-day. The Book-Keeper Publishing Co., Ltd. 26 CAMPAU BLDG., DETROIT, MICH. For Kidney, Bladder, Liver and Stomach USE NATURE'S CURE Jayne Magnetic Mineral Spring Water From Dr. Andrews' Sanitarium, St. Louis, Mich. A pure, living, clear, highly magnetic, taste less, odorless water. Invigorates, irrigates and heals. 3,000 Chicago patrons, among whom are many of our leading physicans. Show this to your physician. Chemical Analysis of Andrews Magnetic Made by Prof. S. P. Duffield, Ph. D., Sulphate of lime Silicate of lime Chloride of lime-a trace. Bi-carbonate soda Bi-carbonate lime Bi-carbonate magnesia Organic matter and Loss Free carbonic acid in gallon 68.50 And if he advises, send for sample order. 4 gal. bottles, $1.00 (delivered). EDGAR L. JAYNE 120 Randolph St., Kedzie Bldg., Suite 610-611 Phone 4196 Central CHICAGO Double Your in Ninety HE stock of the RAYO MINING & DEVELOPING COMPANY capital, $1,000,000; assets over $5,000,000, now being sold at 50c per Share, par Value $1.00 will be selling at or above par inside of the Cause of Advance will be the ability of Mines are fully developed and as the sale of Easy Monthly Payments if desired at office and learn who we are ROANOKE INVESTMENT CO. When writing to Advertisers kindly mention "THE WORLD TO-DAY." #Vista Hernesa Enormous Profits in Tropical Agriculture Better than Life or Endowment Insurance, Oil or Mining Propositions, Savings Banks, Etc. 10 Per Cent. Dividend Last Year 12% Per Cent. This Year will be Paid to holders of the Income Trust Certificates in the Vista Hermosa Sugar & Mercantile Company (U. S. and Mexican Trust Company, Capita $2,500,000, Trustee), owning and operating 7,000 acres in State of Oaxaca. Mexico. Large dividends assured for each ensuing year, reaching 50 per cent. annually. Plantation under management of careful, conservative business men of large experience. 1,000 acres already under careful development; brick buildings erected, complete sugar mill, hundreds of acres of sugar cane, thousands of bearing coffee trees, and rubber trees ready to tap. Railroad and steamboat transportation at our door. No frosts, no hurricanes. Every day in year a growing and planting day. A limited number of the Income Trust Certificates offered at $250, payable $5.00 per month for fifty months. Death occurring after 12 payments the certificates become fully paid, accruing to beneficiary named by original purchaser. Invest your savings now and have a competency for later years. Better write to-day for illustrated pamphlet. Address C. O. CARPENTER, Financial Agt., V. H. S. & M. Co. Rooms 1-4, Ashland Block, CHICAGO. SSSSSSS SPENCERIAN SCHOOL PENS and 3 other Standard Brands PERRY CO. ECLECTIC Williams and Rogers. different prices according to quality of metal and workmanship samples and prices to School Teachers SPENCERIAN PEN GO 349 Broadway New York. When writing to Advertisers kindly mention "THE WORLD TO-DAY." SOLID GOLD MOUNT ING, $5 WE WILL FURNISH BOUND COPIES THE WORLD TO-DAY (Issued under the name of "THE CURRENT ENCYCLOPEDIA.") 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