The following table shows the rank by volume of premium, the premiums, losses and loss ratios of the agency and reinsurance companies, as regards their hail writings in the United States in 1916:

*Will not write grain in 1917. †Will write Kentucky tobacco in 1917.

VERNON BROS. & COMPANY Largest Stock of Printing Papers in New York City

Bonds, Linens, Ledgers, Blotting, Coated, Super-
Machine Finish and all grades of Book Papers
Vernon Quality and Service Insures Satisfaction

Telephone Worth 5536

66-68 Duane Street, New York City

NATIONAL BOARD

The National Board table has now been adopted by the Eastern Union, The Union (Western Union), Western Insurance Bureau, the New England Insurance Exchange, the South-Eastern Underwriters' Association, the Underwriters' Association of the Middle Department, the Board of Fire Underwriters of Allegheny County, the Insurance Association of Providence, R. I., the Baltimore Association, the Underwriters' Association of Washington, D. C., the Western Insurance Bureau, and by Atlee Brown, schedule rating expert, Philadelphia Fire Underwriters Association, Philadelphia Suburban Underwriters Association, Underwriters' Association of District of Columbia. It is probable that the table will be universally adopted in this country in a short time. Constant effort to that end is being made.

Intermediate periods, not shown, may be interpolated. Percentages for same to be calculated in harmony with these tables.

SHORT RATE TABLE FOR ONE YEAR POLICIES.

95.

96.

97.

97.

98.

99.

100.

100.

The total male population of the United States according to the census of 1910 is 47,332,122, and the total female population is 44,640,144. There are therefore 106 males per 100 females in this country. Of this number there are 25,229,294 native white males and 24,259,147 native white females having white parents, and with foreign parents there are 9,427,053 native white males and 9,473,610 native white females. The negro population in the United States in 1910 was 9,827,763, of which 79.1 per cent. were of pure negro blood and 20.9 per cent. were mulattos. The estimated population in 1915 was 10,584,971.