COMMERCIAL UNION ASSURANCE COMPANY, London, Eng. Organized 1861. FINE ART AND GENERAL INSURANCE COMPANY, London, Eng. Organized 1890. OFFICERS.-U. S. Agents, E. E. Hall & Co., 80 Maiden Lane, New York City. TERRITORY COVERED.-United States and Canada. FIRE REASSURANCE COMPANY, of Paris, France. Organized 1884. Commenced business in United States 1911. OFFICERS.-U. S. Mgr., B. N. Carvalho, Farmington avenue and Broad street, Hartford, Conn. TRUSTEES.-Connecticut Trust and Safe Deposit Company, Hartford, Conn. WRITES.-Reinsurances of Fire, Hail and Tornado. TERRITORY COVERED.-Ark., Col., Conn., Del., Ill., Ind., Iowa, La., Mass., Mich., Miss., Mont., Nev., N. H., N. J., N. Y., N. C., Ohio, Pa., Texas, Utah, W. Va. FIRST RUSSIAN INSURANCE COMPANY, Petrograd, Russia. Organized 1827. Commenced business in United States 1907. OFFICERS.-U. S. Mgr., Paul E. Rasor, 15 William street, New York City. FRANKONA REINSURANCE COMPANY, Berlin, Germany. Organized 1886. Commenced business in United States 1911. U. S. branch, 123 William street, New York City. OFFICERS.-U. S. Mgr. and Atty., C. H. Franklin; Asst. to Mgr., J. M. Smith, New York. TRUSTEES.-Bankers Trust Company, New York City. WRITES.-Fire, Lightning, Tornado, Sprinkler Leakage, Motor Vehicles and Explosion Reinsurance. TERRITORY COVERED.-United States and Territories. GENERAL FIRE ASSURANCE COMPANY, Paris, France. Organized 1819. OFFICERS.-U. S. Mgrs., Fred S. James & Co., 123 William street, New York City. U. S. TRUSTEE-Central Trust Company of New York. WRITES.-Fire Insurance. TERRITORY COVERED.-Col., Conn., D. C., Ill., Ind., Iowa., Kas., Ky., La., Md., Mass., Mich., Minn., Mo., Neb., N. J., N. Y., Ohio, Okla., Óre., Pa., R. I., Va., Wash., W. Va., Wis. GENERAL MARINE INSURANCE COMPANY. Dresden, Germany. Organized 1860. Commenced business in the United States 1871. Eng. City. OFFICERS.-U. S. Mgr., Max Grundner, 5 So. William street, New York City. GRESHAM FIRE AND ACCIDENT INSURANCE SOCIETY, LTD., London, HAMBURG ASSURANCE COMPANY of Hamburg, Germany. Organized 1897. HAMBURG-BREMEN FIRE INSURANCE COMPANY, Hamburg, Germany. Organized 1854. OFFICERS.-U. S. Mgr., Horatio N. Kelsey, New York; Sec., Georg Aschermann, 123 William street, New York City. WRITES. Fire and Tornado Insurance. TERRITORY COVERED.-All States, except Alaska, N. M., Miss., S. D. and Vermont. The Hamburg-Bremen Fire is the pioneer German insurance company in America, having entered the United States in 1858. On December 31, 1916, the United States Branch had admitted assets of $1,902,350.53, a net surplus of $603,855.23, inclusive of a deposit capital of $200,000, a net premium income for the year of $1,164,062, and a total income of $1,244,593. The trustees of the department are William Schall, Jr., H. R. Kunhardt, John Achelis, Henry A. Caesar and Gustav Schwab. INDEMNITY MUTUAL MARINE ASSURANCE COMPANY, LTD., London, England. Organized 1824. Commenced business in United States 1889. OFFICERS.-U. S. Mgrs., Appleton & Cox, 3 South William street, New York City. WRITES.-Marine Insurance. TERRITORY COVERED.-Ark., Cal., Colo., D. C., Ill., Ind., Ia., La., Md., Mich., Minn., Miss., Mo., Neb., N. J., N. Y., Pa., Tenn., Tex., Wash., Wis., Ky., N. D., Ohio, S. D. INTERNATIONAL REASSURANCE COMPANY, LTD. of Vienna, Austria. U. S. TRUSTEES.-New York Life Insurance and Trust Company. JAKOR INSURANCE COMPANY OF MOSCOW, RUSSIA, Moscow, Russia. Organized June 23, 1872. Commenced business in United States June 29, 1908. OFFICERS.-U. S. Mgrs., Mutzenbecher & Ballard, 80 Maiden Lane, New York. Pres., Sumner Ballard; Sec., Fritz Kortenbeutel. U. S. TRUSTEES.-New York Life Insurance and Trust Company. LA FONCIERE MARINE INSURANCE COMPANY, Paris, France. Organized 1879. OFFICERS.-Gen. Agts., H. R. Mann & Co., 339-341 Sansome street, San Francisco, Cal.; Agts., J. Bertschmann and Maloy, New York. LAW UNION AND ROCK INSURANCE COMPANY, LTD., London, Englan Organized 1806. OFFICERS.-U. S. Mgrs., Hall & Henshaw, 49 John street, New York City. COOK CO., ILL., DEPT. MGR.-A. F. Shaw. PACIFIC COAST DEPT. MGR.-Harry H. Smith. U. S. TRUSTEES.-Union Trust Company, New York City. WRITES.-Fire Insurance. TERRITORY COVERED.-Cal., Col., Conn., Del., Dist. Col., Idaho, Ill., Ind., Md., Mass., Mich., Minn., Mont., Neb., Nev., N. J., N. Y., Ohio, Ore., Pa., R. I., Utah, Wash., W. Va., Wis., Wyo., Canada. LEGAL INSURANCE COMPANY, LTD., London, England. Organized 1908. Commenced business in United States 1909. City. OFFICERS.-U. S. Attorneys, Fred S. James & Co., 123 William street, New York LIVERPOOL AND LONDON AND GLOBE INSURANCE COMPANY, LTD., of Liverpool, England. Organized 1836. Began business in United States 1848. Prin cipal office in the United States, 80 William street, New York City. OFFICERS.-Mgr. Henry W. Eaton; Deputy Mgr., George W. Hoyt; Assoc. Deputy Mgr., Hugh R. Louden; Asst. Deputy Mgr., J. B. Kremer; Agency Supt., T. A. Weed. U. S. TRUSTEES.-John A. Stewart, E. D. Randolph, Walter C._Hubbard. WRITES.-Fire, Tornado, Sprinkler Leakage, Marine, Automobile, Explosion, Registered Mail, Tourists' Baggage and Hail Insurance. TERRITORY COVERED.-United States and Canada. Executive LONDON AND LANCASHIRE FIRE INSURANCE COMPANY, LTD., Liverpool, England. U. S. Branch, 57 and 59 William street, New York. Offices, 20-22 Trinity street, Hartford, Conn. Organized December 10, 1861. OFFICERS.-Mgr., A. G. McIlwaine, Jr.; Agency Sec., Henry W. Gray, Jr.; Supts. of Agencies, Eastern Dept., J. V. Fothergill; Southern Dept., C. F. Scholl; Dept. Mgrs., Eastern Dept., A. G. McIlwaine, Jr.; Western Dept., Charles E. Dox; Pacific Dept., Sam B. Stoy. TRUSTEE-United States Mortgage and Trust Company, New York City. WRITES.-Fire, Inland Marine, Tornado, Sprinkler Leakage and Tourist Baggage Insurance. LONDON ASSURANCE CORPORATION, London, England; United States Branch, 84 William street, New York City. Organized 1720. Commenced business in United States 1872. OFFICERS.-U. S. Mgr., Charles L. Case; Agency Sec., John H. Packard. PACIFIC COAST BRANCH MGR.-A. W. Thornton, Pine and Sansome streets, San Francisco, Cal. MARINE DEPT. GEN. AGENTS.-Chubb & Son, 5-7 So. William street, New York City. U. S. TRUSTEES.-Charles D. Dickey, James N. Jarvie, James H. Post, Justus Ruperti. WRITES.-Fire, Marine, Tornado and Explosion Insurance. Not only is the London Assurance one of the very oldest fire insurance companies in the world, but it is one of the strongest as well. It has an authorized capital of $10,000,000, of which $4,482,750 has been subscribed and $2,241,375 paid in. Both at home and abroad, notably in the United States, its reputation for honorable dealing and instant attention to all obligations is of the best. No conflagration experience has found it wanting either in ability or in willingness to meet its losses in full and without an hour of unnecessary delay. As a rule, its loss ratio in this country has been moderate and its cost of administration low. By the figures of December 31 last the total assets of the United States Branch were $4,972,552, as compared with $4,385,826 at the close of 1915; the reinsurance reserve was $2,298,077 on December 31, 1916, and $2,252,295 one year before; at the end of 1916 the surplus over all liabilities stood at $1,612,578, at the end of 1915 it had been $1,304,704; in 1916 the net premiums were $3,584,320 in 1915, $2,986,892; in 1916 the total income. was $4,043,912-in 1915, $3,701,040; in 1916 the losses paid amounted to $1,401,894-in 1915, they were $1,583,360; in 1916, the percentage of losses incurred to premiums was but 48.4-in 1915, it was 56; the ratio of expenses to premiums in 1916 was 36.8% in 1915, it was 39.2. In addition to these resources the Branch is entitled to the backing of the home office, which approximates $29,000,000 of assets and more than $8,000,000 of surplus. It operates in all the States and Territories with the exception of Arkansas, Mississippi and Texas, writing fire, marine and tornado business. It also issues the policies of the "London Underwriters Agency." The United States trustees are Charles D. Dickey, James N. Jarvie, James H. Post and Justus Ruperti, all of New York City. MANNHEIM INSURANCE COMPANY, Mannheim, Germany. Organized 1879. MARINE INSURANCE COMPANY, LTD., London, Eng. Organized 1836. Commenced business in United States 1884. OFFICERS.-U. S. Mgrs., Chubb & Son, New York. MARITIME INSURANCE COMPANY, LTD., Liverpool, Eng. Organized 1864. Commenced business in United States 1908. OFFICERS.-U. S. Mgr., W. L. H. Simpson, New York. MINERVA RETROCESSION AND REINSURANCE COMPANY, Cologne, Germany. Commenced business in the United States January 1, 1912. OFFICERS.-U. S. Mgr., Edwin M. Cragin, 1 Liberty street, New York City. MOSCOW FIRE INSURANCE COMPANY, Moscow, Russia. Organized 1858. OFFICERS.-U. S. Mgr., Paul E. Rasor, 15 William street, New York City. MOUNT ROYAL ASSURANCE COMPANY, Montreal, Canada. 1902. Began business in United States 1914. OFFICERS.-E. E. Hall & Co., 80 Maiden Lane, New York City. Organized MUNICH REINSURANCE COMPANY, United States Dept., 18 Asylum street, Hartford, Conn. Organized 1880. OFFICERS.-U. S. Mgr., Carl Schreiner; Sec., O. Ehmann; Asst. Sec., G. A. Ziemen. U. S. TRUSTEES.-Walter T. Rosen, Isaac N. Seligman, Hermann Sielcken. NATIONALE FIRE INSURANCE COMPANY OF United States Branch, 17 Custom House street, Providence, R. I. OFFICERS.-United States Mgrs., Starkweather & Shepley, Shepley; Supt. of Agencies and Man. Undr., Emil G. Pieper. PARIS, FRANCE. Broad, Liberal Underwriting Service to Agents in Fire, Automobile, Tornado, Rent, Use and Occupancy Under Operations in Harmony with American Agency Headquarters for United States and Canada JAMES H. BREWSTER Manager HARTFORD, CONN. HENRY J. HOUGE) Assistant U. S. TRUSTEES.-Bankers Trust Company of New York City. WRITES.-Fire and Lightning Insurance. TERRITORY COVERED.-Cal., Conn., Col., D. C., Fla., Ga., Ill., Ind., Ky., La., Me., Md., Mass., Mich., Minn., Mo., Neb., N. H., N. Y., N. J., N. C., Ohio, Ore., Pa., R. I., S. C., Tenn., Utah, Va., Wash., W. Va., Wis., Idaho, Ťa., N. D. NATIONAL INSURANCE COMPANY OF GREAT BRITAIN, LTD., Glasgow, Scotland. Organized 1897. Began business in United States 1901. OFFICERS.-U. S. Agents, E. E. Hall & Co., 80 Maiden Lane, New York City. WRITES.-Surplus Line Insurance. TERRITORY COVERED.-United States and Canada. NETHERLANDS FIRE AND LIFE INSURANCE COMPANY, The Hague, Holland. Organized 1845. OFFICERS.-U. S. Mgr., Harold W. Letton, 431 Insurance Exchange, Chicago; Asst. Mgr., George S. Valentine. U. Š. TRUSTEES.-Harris Trust and Savings Bank, Chicago, Ill. TERRITORY COVERED.-Cal., Col., Conn., Ill., Ind., Ia., La., Md., Mass., Mich., Minn., Mo., Neb., N. J., N. Y., N. C., Ohio, Ore., Pa., R. I., Texas, Utah, Wash., Wis. NEW ZEALAND INSURANCE COMPANY, LTD., Auckland, New Zealand. Organized May 1, 1859. OFFICERS.-U. S. Mgrs., Clinton Folger, W. M. Speyer, 334 California street, San Francisco, Cal. PACIFIC COAST DEPT. MGRS.-Clinton Folger, W. M. Speyer. TERRITORY COVERED.-Pacific Slope. NORD-DEUTSCHE INSURANCE COMPANY, Hamburg, Germany. United States Head Office, 123 William street, New York. Organized May 11, 1857. OFFICERS.-United States Mgr., J. H. Lenehan; Sec., Paul Wolf; Supt. of Agencies, Charles L. Purdin. U. S. TRUSTEES.-The Farmers Loan and Trust Company. WRITES-Fire, Tornado, Automobile, Sprinkler Leakage and Marine Insurance. TERRITORY COVERED.-Ala., Ark., Col., Conn., Fla., Ga., Ill., Ind., Iowa, Kan., Ky., La., Md., Mass., Mich., Minn., Mo., Neb., N. H., N. J., N. Y., N. C., N. D., Ohio, Okla., Ore., Pa., R. I., S. D., Texas, Wash., W. Va., Wis., Tenn., D. C., Idaho. NORTH BRITISH AND MERCANTILE INSURANCE COMPANY, London and Edinburgh, 76 William street, New York City. Organized 1809. OFFICERS United States Mgr., E. G. Richards; Asst. Mgr., J. F. Hastings; Deputy Asst. Mgrs., W. P. Young, W. S. Berdan and C. R. Perkins. DIRECTORS IN NEW YORK.-B. Aymar Sands, Chairman, Trustee; __Adrian Iselin, Jr., Trustee; A. D. Juilliard, James Stillman, Wm. Pierson Hamilton, Trustee; Chas. S. Brown, Hermann Šielcken. METROPOLITAN DEPT.-W. P. Young. Deputy Asst. Mgr. MIDDLE DEPT.-C. R. Perkins, Deputy Asst. Mgr. PACIFIC DEPT.-W. S. Berdan, Deputy Asst. Mgr. NEW ENGLAND AND SOUTHERN DEPT.-W. S. Alley, General Agent. WESTERN DEPT.-C. E. Case, General Agent. IMPROVED RISKS DEPT.-G. P. Davis, General Agent. WRITES.-Fire, Tornado, Sprinkler Leakage, Automobile, Ocean Marine and Explosion Insurance. TERRITORY COVERED.-All States, except South Carolina, Hawaii and Alaska. Organ NORTH CHINA INSURANCE COMPANY, LTD., Shanghai, China. ized 1863. Commenced business in United States 1912. OFFICERS.-U. S. Mgr., H. K. Fowler, 3 South William street, New York City. WRITES.-Marine Insurance. NORTHERN ASSURANCE COMPANY, LTD., London, England; United States Branch, 55 John street, New York, N. Y.; 642 Monadnock Block, Chicago, Ill. Organized 1836. Commenced business in the United States, 1854. OFFICERS.-Eastern and Southern Depts.: Mgr., George W. Babb; Sub. Mgr., T. A. Ralston, 55 John street, New York. Western Dept.: Mgr., J. C. Corbet, 642 Monadnock Block, Chicago, Ill. U. S. TRUSTEES.-J. V. B. Thayer and Charles D. Dickey, of New York. TERRITORY COVERED.-United States, except Hawaii, Philippine Islands, Porto Rico, Panama Canal Zone, Guam and Samoan Islands. |