BANKS AND BANKING-DISCOUNT OF NEGOTIABLE PAPER.-A bank which discounts a draft at a rate of interest equal to twelve per cent per an- num in violation of a statute providing that "any banker who discounts any note, bill of exchange, or draft at a higher rate of interest than eight per cent per annum, not including the difference of exchange, is guilty of a misdemeanor," and cannot recover on the draft, as it is void in its hands as being acquired under an unlawful and criminal contract. Youngblood ▼. Birmingham Trust etc. Co., 245.
1. AN OPTION TO PURCHASE REAL PROPERTY IS A SUBSTANTIAL INTEREST IN LAND, and when the option is exercised the purchaser is considered as the owner ab initio. Peoples etc. Ry. Co. v. Spencer, 22.
2 IF AN OPTION IS GIVEN TO PURCHASE REAL PROPERTY UPON WHICH AN INSURANCE AGAINST LOSS BY FIRE exists or is subsequently effected, and the loss occurs, after which the option is exercised and a conveyance of the property made, the purchaser is entitled to the moneys due upon such insurance. Peoples etc. Ry. Co. v. Spencer, 22.
See AGENCY, 11; Contracts, 8, 9; DEEDS; EVIDENCE, 1; PRivate Ways
See ELECTRIC LIGHT COMPANIES; STATUTES, 13.
See APPEAL, 1; DEEDS, 6; HIGHWAYS, 4; INSURANCE, 8; JURISDICTION, 7) LANDLORD AND Tenant, 3; PLEADING, 2; REPLEVIN.
SELLING GOODS ON COMMISSION, LIABILITY OF.—
-A mortgagee of goods can-
not maintain an action for conversion against a public warehouseman who receives a portion of those goods from the apparent owner, in the usual way and without any notice, either actual or constructive, of an adverse claim, and sells them on commission at a public sale in the reg. ular course of business, without asserting any interest or right hostile to such mortgagee. Abernathy v. Wheeler, 593.
1. WHAT ARE.-To constitute a watercourse, it is not necessary that there should be a continual flow of water, but there must be a stream, which usually flows in a particular direction, in a well-defined channel, having a bed and sides or banks. Such a stream, so long as it can be traced by the existence of such a channel, wherever the ground is suitable for
cutting one, and does not lose its identity as the same stream, does not cease to be a watercourse because it spreads out at some points into marshes and swamps. Case v. Hoffman, 937.
2 SURFACE Waters, What ARE.-Surface waters are such as lie upon or spread over the surface, or percolate the soil, as in swamps, and do not flow in a particular direction. Case v. Hoffman, 937.
& ACTION TO ENJOIN DIVERSION-PLEADING.-A complaint in an action to establish rights in an alleged watercourse, and to enjoin the diver. sion thereof, is not demurrable on the ground of misjoinder of causes of action, when it also asks for the specific performance of a contract made by the plaintiff with the defendant's grantors, by virtue of which it is averred that, even if the waters in question do not technically con stitute a watercourse, the plaintiff is entitled to have the use of them for irrigating his land. Case v. Hoffman, 937.
4. Right to When a Freehold.—A perpetual right to have a certain quan. tity of water flow through an irrigation ditch is an easement therein, and an incorporeal hereditament descendible by inheritance, hence freehold estate. Wyatt v. Larimer Irr. Co., 280.
5. RIPARIAN RIGHTS OF MUNICIPALITIES. -Dwellers in towns and villages, through which a stream passes, may use the water thereof to the same extent as any other riparian proprietors, provided they can reach the stream by a public highway, or secure a right of way over the lands of others. Barre Water Co. v. Carnes, 891.
6. USE OF STREAM FOR SUPPLY OF MUNICPALITY, WHEN NOT ENJOINED.-A riparian municipality which has obtained legislative authority to build a a dam and lay pipes, with a view to obtaining, for domestic, fire, and sanitary purposes, a reasonable supply of water from a stream on which it is situated, cannot be enjoined from so using the water at the suit of a municipality lower down the same stream, which has never acquired, by purchase or otherwise, the rights of the riparian proprietors above it. Barre Water Co. v. Carnes, 891.
7. SUFFICIENCY OF COMPLAINT IN ACTION TO ESTABLISH RIGHTS IN A WATERCOURSE.-A complaint in an action to establish certain rights in a watercourse, alleged to have been diverted, is not demurrable on the ground that the stream described is not a watercourse, when it alleges that "there were always, and are yet, living springs, which continuously flow and discharge their waters by a well-defined stream into a natural lake of about sixty acres in extent, known as 'Big lake'"; that "the waters so gathered flowed, under natural condi tions, upon the surface and beneath the surface of the lands lying to the southeast of said lake to and across the said lands of the plaintiff, and thence easterly, until they discharged themselves and were again collected in a stream known as 'Beaver creek '"; that "the said natural flow or stream of water from the lake was well defined and established, and, in places, one of which was upon the land of the plaintiff, had made for itself a distinct and plainly marked channel, pointing and showing the natural flow of the water" and that "said stream was known and commonly called by the name of the 'West branch' of 'Beaver creek.'" The fact that such complaint also shows that the stream spread over wide reaches of marsh and swamp lands, and percolated the soil in many or most places between the 'Big lake' and 'Beaver creek,' therein referred to, does not affect its sufficiency. Case v. Hoffman, 937.
8. PROPERTY RIGHTS IN.-The water of every natural stream in Colorado is the property of the public. Private ownership therein is not recog. nized, but the right to divert water therefrom and apply it to beneficial uses is expressly guaranteed by the constitution. Fort Morgan Land etc. Co. v. South Platte Ditch Co., 259.
9. APPROPRIATION, WHAT CONSTITUTES.-A priority of right to the water of a natural stream can be legally acquired only by the application of such water to a beneficial use. Hence, there must not only be a di version of the water from the stream, but an actual application of it to the soil, to constitute a constitutional appropriation for irrigation. Fort Morgan Land etc. Co. v. South Platte Ditch Co., 259.
10. APPROPRIATION OF.-By the diversion and use of the waters of a natural stream, a priority of right to such use may be acquired, and, when so acquired, such priority is a property right, subject to sale and transfer. Fort Morgan Land etc. Co. v. South Platte Ditch Co., 259.
11. APPROPRIATION, WHEN COMPLETE.-An appropriation of the water of a natural stream is complete only when some open, physical demon- stration indicates an intent to take, for a valuable or beneficial use, and such intent is followed by taking and applying the water to the use designed. Fort Morgan Land etc. Co. v. South Platte Ditch Co., 259. 12. APPROPRIATION — PRIORITIES.—Awarding priorities to several ditches in excess of the amount of water actually appropriated at the time the decree is rendered is error. A prior diversion and promised future use do not support such decree. Fort Morgan Land etc. Co. v. South Platte Ditch Co., 259.
Bee CONTRACTS, 4, 5; Equity, 2; IRRIGATION COMPANIES; JURISDICTION, 6; LANDLORD AND TENANT, 8-10; PLEADING, 1; RAILROADS, 1-9; WHARVES.
1. RIPARIAN PROPRIETOR'S RIGHT TO WHARFAGE. -A proprietor of lands fronting upon navigable waters has the right to connect himself there. with by means of wharves or channels extending from his uplands out to navigable water, so long as he does nothing to interfere with the free navigation of such water. Prior v. Swartz, 333.
2. NAVIGABLE WATERS-CONFLICT BETWEEN RIGHT TO PLANT OYSTERS AND THE RIGHT TO CONSTRUCT WHARVES.-The right of a riparian proprietor, by wharves and channels, to connect his upland with the navigable water in front thereof is paramount to any right in others to plant or cultivate oysters on the land covered by such wharves or channels. Prior v. Swartz, 333.
1. DIFFERENT PAPERS EXECUTED AT DIFFERENT DATES AS ONE WILL, A testamentary paper executed by a testatrix in execution of a testa. mentary power conferred on her by her deceased husband is not revoked by the execution of a later will and codicil containing substantially the same provisions as the first paper, but without referring to it, and the two instruments, when taken together, constitute the last will of the testatrix. Knox v. Knox, 235.
1 CONSTRUCTION OF.-IF THE SAME TRACT OF LAND IS DEVISED IN Two DIFFERENT CLAUSES of a will to different persons, such clauses are not regarded as repugnant, but are treated as manifesting an intention that the devisees shall hold as cotenants. Day v. Wallace, 424. UNEQUAL BEQUESTS-PRESUMPTION-BURDEN OF PROOF.-Although a testator may not in his will dispose of his property equally to his next of kin, that fact alone does not raise a presumption of mental incapacity or undue influence, but must be considered with other facts in deter- mining that issue. Such fact does not shift the burden of proof upon the proponent or beneficiaries under the will, and require him to show a sound mind and freedom of will on the part of the testator at the time of its execution. Knox v. Knox, 235. TESTAMENTARY a testator has mind and memory sufficient to recall and remember the property he is about to bequeath, the objects of his bounty, the disposition which he wishes to make, and to know and understand the nature and conse. quences of the business to be performed, and to discern the simple and obvious relation of its elements to each other, he has in contemplation of law a sound mind and testamentary capacity. Knox v. Knox, 235. TESTAMENTARY CAPACITY.-If a testator has mind and memory sufficient to recollect the property he is about to bequeath, the persons to whom he wishes to bequeath it, and the manner in which he wishes it disposed of, and to know and understand the business he is engaged in, then, in contemplation of law, he has a sound and disposing mind; and great age, bodily infirmity, or even an impaired mind, will not vitiate his will. Eustis v. Montgomery, 227.
6. TESTAMENTARY CAPACITY-BURDEN OF PROOF.-Testamentary inca pacity to invalidate a will must exist at the time of its execution. The presumption of capacity is always indulged, and the burden of proof is upon the party contesting the will to show incapacity. This burden can be shifted to the proponent only by showing prior habitual or fixed insanity, or actual insanity, or other incapacity of the testator, at the date of the execution of the will. Eustis v. Montgomery, 227. 7. UNDUE INFLUENCE SUFFICIENT to avoid a will must amount to coercion or fraud, and must be an influence tantamount to force or fear, destroying the free agency of the party, and constraining him to do what is against his will. Mere persuasion or argument addressed to the judgment or affections, in which there is no fraud or deceit, does not constitute undue influence. Knox v. Knox, 235.
& EVIDENCE OF UNDUE INFLUENCE OR MENTAL INCAPACITY.-When a will is contested on the ground of mental incapacity or undue influence, the real issue is as to the condition of the mind, or the operation and effect of the undue influence, at the particular time of the execution of the will, but all prior facts and circumstances tending to elucidate the condition of the mind of the testator at that particular time are admis- sible in evidence. Knox v. Knox, 235.
UNDUR INFLUENCE EVIDENCE that a son of testatrix, who was her general business agent, signed her name to a bond for title to land sold by her, is inadmissible to show undue influence exercised by him over her.
Eastis v. Montgomery, 227.
10. UNDUE INFLUENCE-EVIDENCE-If a will is contested on the ground of undue influence exercised by the proponent, and evidence is admitted to show that certain grandchildren omitted from the will maintained AM ST. REP., VOL. XXXVI. — 67
friendly and affectionate relations with the testatrix, the proponent may prove that such children had some considerable property in their own right. Bastis v. Montgomery, 227. 11. UNDUR INFLUENCE-BURDEN OF PROOF.-Although the proponent of a will is one of the executors and chief beneficiaries named therein, and was the general business agent of the testatrix, his mother, his activity, not of his own motion or prompted by personal motives, but exercised in behalf of the testatrix at her request, and in furtherance of her purposes in assisting her about the execution of the will, does not, combined with such confidential relations, shift the burden of proof as to undue influence upon him. Eastis v. Montgomery, 227.
12 UNDUE INFLUENCE-INSTRUCTIONS.—An instruction that "the conduct of one in vigorous health toward one feeble in body, even though not unsound in mind, may be such as to excite terror or dread, and to make him execute as his will an instrument which, if he had been free from such influence, he would not have executed, imaginary terrors may have been created sufficient to deprive him of his free agency," is properly refused as abstract and argumentative. Eastis v. Montgomery, 227. 18. UNDUE INFLUENCE-WHAT SUFFICIENT TO VITIATE WILL.-Unless the will in contest was obtained by moral coercion, or by importunity which could not be resisted by the testator, the will must stand. Bastis v. Montgomery, 227.
14. UNDUE INFLUENCE-INSTRUCTIONS.-When a will is contested on the ground of undue influence, an instruction that a controlling agency exercised by the proponents or beneficiaries under it in procuring its execution “is a very suspicious circumstance requiring the fullest explanation," requires too high a degree of proof, and is properly refused. Evidence of any fact sufficient to reasonably satisfy the minds of the jury is all that is required in civil cases. Knox v. Knox, 235.
See CONTRACTS, 17; DEVISE; ESTATES, 2, 3; EVIDENCE, 2; TREATIES, 3.
VERACITY EVIDENCE IS ADMISSIBLE TO SHOW the reputation of a witness for truth and veracity. State v. Burpee, 775.
See APPEAL, 3, 5; EVIDENCE, &
WRITS OF ERROR. See BILLS OF REVIEW, 2
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