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money loaned or borrowed. They were told that a certain part of the family income belonged to them, and it was given them under the term of wages." Why the term was used is not made clear. If it belonged to them, it was not wages; if they did not work for it, it was not wages; and

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confusion must have arisen in the minds of these
children when they were paid for doing services
in play hours. The writer of the article gives the
following answers to questions submitted:

Ought children to have an allowance?-Yes.
Should children be paid for domestic services?-No.
Should children save money for the sake of accumu-
lating? Yes.

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Should work in arithmetic be adjusted so as to develop children's sense of money values?—Yes.

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Should children be early given a sense of the economic value of their clothes, books, etc.?—Yes.

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Are school savings-banks desirable ?-No. Should children save to get some important things, as a bicycle?-Yes.

Should children be encouraged to give money to organizations removed from their own inner life, such as missionary societies?-Not at first; this will come later.

The reason for disapproving of school savingsbanks is not a sound one, as the act of depositing money in a school savings-bank is never compulsory; the Penny Provident Fund represents the voluntary savings of individuals and families, and is accepted as one of the active elevating influences of our day, hundreds of families learning the blessing of even a small margin.

School is not, in my judgment, the place for savingsbanks. There children are taught obedience, and the lesson taught by saving, if considered compulsory by them, would be followed only when they were under the eye of a teacher. In order to learn the lesson properly the saving should be a voluntary act on the part of the child.

The act of giving money for missions, for instance, follows naturally after giving to poor or beggars encountered in every-day life.

A child should see the object of its interest, or should be able through experience to appreciate for what it is giving its money. A child can appreciate the benefit of giving money for underwear for a child who is ill, or the pleasure flowers will give, or an excursion, or a vacation. To have a child send its money into a world beyond its comprehension, or for a purpose its imagination cannot grasp, does not train the child to true generosity, and this accounts for the lack of personal interest in many adults, that is so necessary to true giving.

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The
Plymouth
Hymnal

hitherto unequaled, and tis not to be den ed that they
have succeeded, and that nobly -THE INTERIOR.

The Plymouth
Hymnal

EDITED BY LYMAN ABBOTT

With the Co-operation of Herbert Vaughan Abbott and Chas. H. Morse

is eminently adapted for use in

Churches, Colleges, Schools, Social Meetings, and the Home

Rev. Theodore P. Prudden. West Newton, Mass.: "Both hymns and music get hold of people. The congregational singing has improved. While there is an abundance of old hymns and tunes, we find the new hymns are a most admirable expression of devout feeling, and the new music is attractive, easily learned, sung with enthusiasm, and united in by many who did not join in the old tunes."

Rev. B. S. Rideout, Norway, Me: "We have only words of the highest praise for it. It is a splendidly gotten up book in every way. The longer we use it the better we like it."

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Write to us for specimen pages. If you are a pastor, teacher, or choirmaster, we shall be glad to send a FREE (returnable) copy to you for examination.

The Plymouth Sunday-School Hymnal

Edited by Thomas G. Shearman and Walton N. Ellis
With an Introduction by Lyman Abbott

Rev. Amory H. Bradford, First Congregational Church, Montclair, N. J., says: "I have examined with great delight the Plymouth Sunday-school Hymnal. In my opinion it is one of the very best hymn-books that has ever been prepared in our country. Its chief excellence is in the fact that, while it is simple enough for children, its hymns are of so high an order that the older people can enjoy them. It is a book that will not soon wear out, and it seems to me suitable for the prayer-meeting as well as the Sunday-school."

Mr. Louis C. Elson, New England Conservatory of Music, says: "I think it one of the best Sunday-school Hymnals I have yet seen. Such a book will do much to drive out the trashy and jingly effusions, miscalled hymns, that too often constitute the basis of sacred col lections for youth."

Rev. Washington Gladden, Columbus, Ohio, writes: "I have looked over the Sunday. school Hymnal pretty carefully, and most cordially commend it as an admirable selection of both hymns and tunes."

This Hymnal is in use in many Sunday-schools, and is an ideal book for children. It is beautifully printed and handsomely bound. Send for specimen pages. A free (returnable) copy will be sent to any

pastor or superintendent for examination.

THE OUTLOOK CO., 13 Astor Place, New York

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