Public Papers of GovernorState Printers, 1946 |
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Page 106
New York (State). Governor. EFFECT OF ADJUSTMENTS ON THE RATIO OF NET INCOME TO AVERAGE LOANS OUTSTANDING The adjustments in salaries , advertising and bad debts had the effect of reducing the ratio of total expense to average loans ...
New York (State). Governor. EFFECT OF ADJUSTMENTS ON THE RATIO OF NET INCOME TO AVERAGE LOANS OUTSTANDING The adjustments in salaries , advertising and bad debts had the effect of reducing the ratio of total expense to average loans ...
Page 111
... effect of the 2 % and 2 per cent rates . Hence , it is advisable to show in more detail what the effect of the recommended reduction would be . All offices included in the study were divided into the following six profit and loss ...
... effect of the 2 % and 2 per cent rates . Hence , it is advisable to show in more detail what the effect of the recommended reduction would be . All offices included in the study were divided into the following six profit and loss ...
Page 114
... effect upon the profitability of an office are ( 1 ) size of the operating unit , and ( 2 ) average size of loan made . * Neither factor is , in itself , con- trolling , but when a small office makes more than an average number of very ...
... effect upon the profitability of an office are ( 1 ) size of the operating unit , and ( 2 ) average size of loan made . * Neither factor is , in itself , con- trolling , but when a small office makes more than an average number of very ...
Contents
Messages to the Legislature | 9 |
Proclamations | 147 |
Part I Veto Messages | 193 |
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1941 Memorandum filed ACT to amend agencies agriculture American appointed appropriations APPROVED April April 21 Assembly Bill Authority bill is disapproved Board bonds budget cent Chairman CHARLES POLETTI City Defense Council City of Albany Civilian Defense Commissioner Committee cooperation cost Council of Defense County Defense Council Court defense program democracy Department district election emergency employees employment entitled Erie county facilities Feinberg filed with Assembly filed with Senate fiscal funds Governor Lehman grade crossing Guard HERBERT H highways hundred and forty-one increase introduced labor legislative Legislature LEHMAN To Amend liberty licensed lenders local defense councils Mayor ment military Moffat municipal national defense offices operation organizations police problems rates reappointed recommended relation Reoux Saratoga County Senate Bill Signed tion town United Westchester county workers York City York county York Guard York State Guard YORK-EXECUTIVE CHAMBER ALBANY