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LESSON 12

BANKS AND BANKING

"He who is false to the present duty, breaks a thread in the loom, and will see the effect when the weaving of a life-time is unraveled."

ae çěpt', to receive; to promise to | di rěct' or, an officer of a company or ⚫ corporation.

pay.

ae çèpt' ǎnçe, an accepted bill of ex- dol' lar, a silver or gold coin; 100 change; a draft.

cents.

bul' lion, uncoined gold or silver in ex change', barter; settling accounts

the mass.

căn' çèlled, destroyed or effaced.
căsh ier', a bank official; one who

has charge of money.

cheek, an order upon a bank to pay

money as therein named.

clear' ing-house, a place where banks

make exchange of drafts and checks, and settle balances.

without the intervention of money. for' eign, belonging to another state

or country; remote.

in' ter est, sum paid for the use of money; to engage.

lōan, money lent at interest; a lending.

re deem' å ble, payable; capable of being redeemed.

col lĕe' tions, notes or bills to be col- re mit' tănçe, sending money, bills, lected. etc., to a distant place. com mer' cial, of or pertaining to re new' al, an extension; renovation. commerce or trade. se eu' ri ty, protection; surety; pledge.

coun' ter feit (-fit), to imitate; to

forge; an impostor.

spē' çie (-shi), coin, or metallic money.

eŭr' ren çỹ, accepted medium of ex- tell' er, an officer who receives money change; general circulation.

and pays out same on checks.

de prē' çi āte (-shi āte), lower; to fall with drawn', taken back or away; in value.

drawn out.

LESSON 13

DICTATION EXERCISE

Consult your dictionary for meaning of words.

How beautiful this night! the balmiest' sigh,

Which vernal2 zephyrs' breathe in evening's ear,

Were discord to the speaking quietude5 ·

That wraps this moveless scene. Heaven's ebon' vault,

8

Studded with stars unutterably bright,

Through which the moon's unclouded grandeur 10 rolls,
Seems like a canopy 11 which love has spread

To curtain her sleeping world. Yon 12 gentle hills,

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Robed in a garment of untrodden snow;

Yon darksome 14 rocks, whence icicles 15 depend,
So stainless 16 that their white and glittering 17 spires
Tinge 18 not the moon's pure beam; yon castled steep,
Whose banner hangeth o'er the time-worn 19 tower
So idly that rapt fancy deemeth it

A metaphor 20 of peace; - all form a scene
Where musing 21 solitude 22 might love to lift
Her soul above this sphere 23 of earthliness; 24
Where silence, undisturbed,25 might watch alone,
So cold, so bright, so still.

LESSON 14

-Percy Bysshe Shelley.

BICYCLES

ball'-bearing, having bearings which | graph' ite, plumbago or blacklead, run on steel balls.

used as a lubricant.

bi' çy ele, a two-wheeled vehicle pro- hăn' dle-bär, that part of a bicycle pelled by the feet.

brake, attachment to retard motion. brāze, to solder with hard solder. ease'-härd ened (-nd), having the outside hardened.

chain' less, having no chain. eush' ion, a variety of tire.

çỹ elŏm' e ter, an instrument for measuring distance traveled by a wheel.

fôrk'-head, the shank of the front

fork of a bicycle.

gear, the working parts of a machine

in distinction from its framework.

that supports the hands and serves as a steering-gear.

hånd' i cap, a time or distance setback.

lăn' tern, case for a light.

lu' bri eat ing, tending to make smooth running.

ped' al, the part to which the foot imparts motion.

pneu măt' ie, an inflatable, hollow
tire.

săd' dle, a seat for a rider.
safe' ty, a bicycle having wheels of
nearly equal size.

spoke, one of the small bars or rods | tăn' gent, referring to spokes crossing connecting the hub and the rim of a

wheel.

sproek' ět, one of the projections on the sprocket-wheel on which the chain runs.

each other.

tire, the outer rim of a wheel. tri' çỹ ele, a three-wheeled vehicle. ve loç' i pēde, a vehicle made in many forms propelled by the rider's feet.

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a mē' nå ble, responsible; liable to cop' ǎ ist, one who copies.

give account.

ǎp' er ture, an opening; a hole. blǎs phēme', to speak impiously. breathe, to respire.

eŎm' răde, an associate; a companion; a mate.

děl' i eȧ çy, daintiness; fineness. făsh' ion, to shape; the prevailing style, especially of dress.

gut' tûr al, belonging to, or formed in, the throat.

hid' e ous, horrid; dreadful to behold.

in stall', to establish; to place in an | per' fi dỹ, treachery; violation of

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ǎl' bum, a blank book in which to insert autographs, sketches, etc.

ǎp pěn' dix, a supplement at the end of a book.

elăs' sie al, pertaining to ancient Greek and Roman literature and art.

eop' y ing-press, a machine for taking by pressure an exact copy of letters, etc.

cop'y right, exclusive right to pub

lish a book, chart, etc.

eray' on, a stick of chalk or other

substance for drawing or writing. di' a ry, a book for daily record.

die 'tion a ry, a book giving the words of a language and their definitions. di reet' o ry, an address book; a book of directions.

en çỹ elo pē' di ȧ, a comprehensive summary of knowledge.

ē rās' er, a sharp instrument or piece of rubber for erasing writings, drawings, etc.

ĕn' vel õpe, a wrapper; a paper case for mailing letters, etc. găz ět tēer', a descriptive list of anything; a geographical dictionary. glos' så ry, a dictionary of peculiar words.

hee' to graph, a contrivance for multi- | psälm (som), a sacred song, especially ple copying. one of the hymns by David and others.

hym' nal, a book of hymns.

měm o răn' dum, a record to help quire, twenty-four.sheets of paper.

the memory.

mū' çi laģe, an adhesive substance.

pěn' çil, an instrument for writing and drawing; a brush.

seale, a machine for weighing, gener

ally used in the plural (seales). spin' dle, a slender rod or pin for filing business papers.

pref' açe, a brief preliminary explan- vol' ume, written or printed sheets ation; introductory writing.

bound together.

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NOTE-The second word in each pair is opposite in meaning to that of the first.

ĕx haust' ive, thorough; complete,

su per fi' cial, shallow; cursory.

a bū' sive, rude; harsh.

re spěet' ful, kind; attentive.

aux il' ia ry, aiding; helping. su pêr' flu ous, useless; cumbersome.

be hāv' ior, demeanor; conduct. mis de mean' or, evil conduct. coûr' te să ( eûr'-), civility. ǎr' ro gançe, disdain; haughtiness. du' ti ful, submissive; obedient. dis o bē' di ent, refusing to obey.

fà çe' tious, jocular; humorous. sē' ri ous, solemn; matter-of-fact.

făs tĭd' i ous, overnice; hard to please. ún con çêrned', indifferent; careless. ǎp' pli eå ble, relevant; fitting. in åp prō' prí ate, unsuitable; unfit. pre pos' ter ous, absurd; ridiculous. rea' son à ble, rational; judicious. sin' gu lar, strange; unusual. eus tom a ry, conventional; regular. thral' dom, servitude; slavery. in de pěnd' ençe, freedom; liberty.

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