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frå ter' nal, mutually helpful.
hǎz' ard ous, dangerous; risky; un-
certain.

in eon vert' i ble, nonchangeable.
in dem' ni ty, security against loss.

in sur' à ble, capable of being insured.

lăpsed (lăpst), ineffectual, void, or forfeited; to pass slowly or by degrees.

mu' tu al, shared alike; common; joint; reciprocal.

non-fôr' feit å ble, not forfeitable on account of payment.

pol' i çy, contract of insurance; a

course.

prē' mi um, a sum of money paid for insurance; a reward.

re new' å ble, capable of being extended.

mor tǎl' i ty, deaths in relation to un' der-wri ter, a person that makes numbers. insurance a business.

LESSON 110

MISCELLANEOUS

å byss', a bottomless gulf.
ǎf' få ble, gracious; courteous.
ǎp' pe tīte, desire for food or drink.

ǎs sō' că ate (-shi-), a companion; to
bring together.

in dis ereēt', imprudent.

lux ū' ri ant, abundant in growth; excessive.

muf' fle, to cover close; to wrap.

mu' ti late, to disfigure; to maim.

ǎth' lēte, one trained in physical ex- pēr spire', to sweat. ercises.

proph' et, one who foretells.

co he' sive, having the property of pū' ri fy, to cleanse; to make pure.

sticking together.

eo năn' drum, a kind of riddle.

eon vůlse', to disturb; to cause

spasms.

ĕth' ies, the science of human duty.
fe rō' cious, fierce; savage.
fie ti' tious, not real; feigned.
hi la' ri ous, mirthful; boisterously
merry.

pûr sue', to follow persistently.
săe' rå ment, the Lord's supper; an
oath; a solemn covenant.

těnd' en cy, inclination; drift;
bent.

Thames (těmz), a river.
trai' tor, a betrayer.

venge' ançe (věnj' ans), retributive
punishment.

One word is usually made of such as the following:

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LESSON 111

JEWELRY AND OPTICAL GOODS

brāçe' let, an ornament for the wrist. | Ŏp ti' cian, a maker or seller of opti

bril' liant (-yǎnt), a diamond or other

gem of the finest cut.

brooch, an ornamented clasp, usually worn at the throat.

cal goods.

ox' i dized, dark and shadow effects produced on silver.

pěn' du lăm, an oscillating weight.

eǎr' at, twenty-fourth part; a weight plat' ed, coated with some metal dif

of four grains.

ear' ring, a jewel for the ear.

ģěm, a precious stone of any kind. gog' gles, a kind of spectacles used

as a screen or protection. guärd, a watch chain or cord. hunt' ing-case, a name applied to watches protected on both sides by metal.

ferent from the fundamental one. règ' ū lā tōr, a clock of superior excellence; that which regulates. sil' ver-wâre, dishes, ornaments, etc., made of silver.

sŏl'i tâire, a precious stone, most

frequently a diamond, set by itself. spee' tà ele, an aid to the eyes; a show.

lock' et, a catch; a small ornamental ster' e o scōpe, an instrument to give

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a'er o naut, a balloonist.

ǎn nounçe', to proclaim.

băt tǎl' ion, a body of troops.

bruise, to injure; to batter; to dent.

au ton' o my, self-government, or po- eȧ pā'cious, roomy.

litical independence.

eon çēit' ed, vain, proud.

eon flå gra' tion, a great fire.

e qui lib' ri um, equipoise; state of being balanced. gäunt, meager; lean. guä' no, a fertilizer.

in sāne', bereft of reason. lis' ten (-en), to hearken. Ma nil' ä, a city in the Philippines. mēr' çi fụl, humane; full of mercy. Ŏs' çil late, to swing to and fro. pär tiç' i pāte, to share in; to par

take.

prē pos sěss', to impress favorably; to preoccupy.

rět' i çent, inclined to keep silent; reserved.

ri die' u lous, absurd; droll.

săne' tum, a retreat; a private room. sǎt is fǎe' to ri ly, in a satisfactory

manner.

sluğ' ğard, an idler.

sluice, a water or flood gate.

sup' pli ant, entreating; one who supplicates.

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ȧ bět' ter,

ȧ bět' tor,

LEGAL TERMS

"The public welfare is the highest law."-Legal Maxim.

one who aids or encour- | ăd judge', to judge; to deem; to award ages another to commit

a crime.

a bey' ançe, a state of suspension or temporary inaction.

ǎb solve', to free from; to pardon. ǎe çès' so ry, one who helps to commit a crime; an accomplice.

ǎe com' pliçe, an associate in wrongdoing.

ǎe cuṣe', to charge with a crime; to blame.

judicially.

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ǎe quit' tal, formal release from a ǎl lege' å ble, capable of being alleged

charge; a release.

ǎe' tion, suit at law; deed.

ǎd min is tra' tor, a man who man

ages or settles the estate of an intestate.

or affirmed.

ǎl' i mō ny, a separate maintenance allowed a wife on her divorce or separation from her husband. ǎn' no tā ted, explained by notes.

ǎp peal', to apply for removal to aăr' gu ment, reasons offered in proof;

higher court; an entreaty.

ǎp pěl' lant, one who appeals; per

taining to an appeal; appellate. är' bi tra ră, absolute in power; tyrannical.

discussion.

år rãign' (-rān'), to call to answer in court; to accuse.

ǎs sail' ant, an assaulter; one who attacks.

är bi tra' tion, a hearing and decision as sault', a violent attack to do hurt by arbitrators.

to another.

LESSON 114

SYNONYMS AND ANTONYMS

NOTE-The second word in each pair is opposite in meaning to that of the first.

dis ǎp point', to defeat; to frustrate. | còn těmpt' i ble, despicable; mean. re' al ize, to accomplish; gain.

pit' tançe, a small allowance; a trifle.

ȧ bun' dance, plenty; exuberance.

re spěet' å ble, worthy of respect.

còv' ět oŭs, greedy; avaricious.
chăr' i tå ble, lenient; liberal.

ǎs sid'ū oŭs, diligent; unremitting.çen' tral, accessible; convenient. in' do lent, lazy; slothful.

sō çi' e ty, association; company.
per son ǎl' i ty, individuality.

å ver' sion, dislike; antipathy.
con ģē ni ǎl' i ty, natural affinity.
scârçe, rare; not plentiful.
plĕn' ti fụl, ample; copious.

in ae çèss' i ble, unapproachable.

stål' wart (or stal'-), sturdy; strong. ir règ' o lute, fickle; unsteady.

eon' tro ver sy, dispute; contention. ū nå nĭm' ĭ ty, harmony; of one mind. ĕx pē' di ent, advisable.

dět rí měn' tal, harmful; causing loss.

LESSON 115

LEGAL TERMS

"The law assists those who are vigilant, not those who sleep over their rights."Legal Maxim.

ǎs sign ēe', a person to whom an as-ǎt těs tā' tion, official testimony; subsignment has been made. scribing to a written instrument.

ǎs sign' ment, a transfer of title or ǎt tor' neỹ, one legally appointed by interest by writing. another to act for him; a lawyer. ǎs sign ôr', one who makes an as- ȧ vēr', to avouch or verify; to prove signment. or justify.

bail' à ble, capable of being bailed | chärge' å ble, subject to be charged

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bail ĕe', one to whom goods are bailed çi tā' tion, official notice; quotation. elaim' ant, one who asserts a right or title.

or delivered in trust.

bail' měnt, delivery of goods or money in trust for some special purpose.

elěm' en çy, mercy; mildness toward offenders.

bank' rupt, a person judicially de- eli' ent, one who consults a legal adclared insolvent; to make bank

rupt; unable to pay debts.

viser.

cōde, a system, or digest, of laws.

be queath' (-kweeth'), to transmit, eod' i çil, an addition or supplement as by a will.

to a will.

big' å mỹ, the crime of having two col lǎt' er al, that which is pledged living husbands or wives.

brief, a concise statement of a client's
case, for the instruction of counsel.
çēde, to give up; to pass title to.
chan' çer y, a court of equity.

or deposited as additional security. eŏm' pǎet, an agreement or contract between parties.

com plaint', an accusation; a formal charge.

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LESSON 116

DICTATION EXERCISE

Consult your dictionary for meaning of words.

Testamentary law deals with the will, or testament, by which a man, the testator, or a woman, the testatrix,' directs what shall be done with his or her property after death. Real estate given by will is a devise. Personal property so given is a legacy.5 Those receiving these gifts are devisees," or legatees." Bequests is a general term covering these gifts.

Wills should always be drawn under judicious and experienced advice. Their provisions 10 should, in every case, be so clearly defined that there can be no mistake about the meaning. Any person of proper, age and sound judgment" may convey property by will. All legatees are debarred 12 by law from witnessing 13 wills in which they are interested; their signature11 would nullify 15 the whole instrument,16 and no person can serve as executor if he be under twenty-one years of age, a lunatic, 18 convict, imbecile,19 or an alien at the time of proving the will. The father may appoint his wife, son, brother, or any other relative as executor, and each in turn may do likewise,

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