your name and address on the coupon, cut out and send it to us and Here Is Our Offer: Send no money-the coupon is all that is necessary. Just write will be his Library sent to you for free examination in your own home. To own thi 5.00 set ot books for only $29.50 on easy terms, or cash if desired. SEND US NO work costs you only 50c down and $2.00 per month for 14 months-no more-regular

CUT OR TEAR ON THIS LINE

request for an absolutely free examination. Without any expense or obligation to me, I will examine the Library of Universal History, if sent to my homie, all charges prepaid. This is positively not an order, but simply a

American Underwriters Corp'n. 940 Wabash Ave. Dept. 6611, Chicago.

Occupation....

Address....

ITALIAN, SPANISH, GERMAN, FRENCH
WITHOUT A TEACHER

by the

Otto-Sauer-Gaspey Method

Cost for any language, complete with key, in one volume

$1.25 POSTPAID

HOMOEOPATHIC MEDICAL COLLEGE & FLOWER HOSPITAL

63d Street and Eastern Boulevard, New York City

IN SCHOLARSHIP, CONVENIENCE, AUTHORITY, UTILITY.

Ask your bookseller for the New International or write for Specimen Pages to

G. & C. MERRIAM CO., Publishers, Springfield, Mass., U. S. A.

Larned's History for Ready Reference

is now ready. The only History of every nation of the world, of all ages and of all political,
economic, social, religious and educational movements, in the EXACT WORDS of the world's
greatest historians and special students. More than 2,000 authors make these volumes: Mr.
Larne is the compiler. Over 23,000 subjects, all alphabetically arranged, fully treated.
Complete texts of Constitutions and of more than 200 of the great basic documents of History.
with an unequalled series of maps illustrating historical development. THE ONLY WORK
OF THE KIND IN ANY LANGUAGE. Hundreds of unsolicited indorsements from the most
eminent Statesmen. Judges, Lawyers, Ministers, College Presidents and Professors of History
and busy men and women.
The latest information regarding all Social Movements, Suffrage Questions, Municipal
Ownership, Government by Commission, Peace Movements, Tariff and Currency Reform
Measures, etc., etc.

UNEQUALLED FOR AUTHORITY, CONVENIENCE AND READY REFERENCE
THE GREATEST TIME SAVER, LABOR SAVER, MONEY SAVER

in the whole realm of literature.

Write for specimen pages, descriptive literature, prices and terms to

C. A. NICHOLS CO., PUBLISHERS, SPRINGFIELD, MASS.

EAMS BUSINESS PARSONS

Size, 9x634 in. 909 pages
Bound in Law Canvas

Most Useful and Valuable of Office Supplies
The Famous Legal Standard

PARSONS' LAWS OF BUSINESS

The invaluable companion of every one in business, every one who does has
iness, every one needing knowledge about business; every one who holds
property, or who wishes to hold it; that is, all the world.

Whether or not you have one you cannot afford not to own the
New Greatly Enriched 1909 Edition.

With up-to-date chapters on Employers' Liability; Powers and Liabilities of
Stockholders, Officers and Directors of Corporations: Food and Drug L
New Trade Mark Law, Bailment, New Copyright (1909) Law, etc.
full Glossary of Law Terins.

Also a

It treats also of rights and duties under Contracts, Sales, Notes, Agency
Agreement, Consideration, Limitations, Leases, Partnership Executors,
Interest, Insurance, Collections, Bonds, Receipts, Patents, Deeds, Mortgages
Liens, Assignments, Minors, Married Women, Arbitration, Guardians, Wills,
and much besides.

Up-to-date 1909-The book contains also abstracts of All State Laws
relating to Collection of Debts, Interest, Usury, Deeds, Holidays, Days of
Grace, Limitations, Liens, etc. Likewise nearly 300 Approved Forms
for Contr cts of all kinds, Assignments, Guaranty, Powers of Attorney.
Wills, etc.

SPECIAL PROPOSITION TO WORLD ALMANAC READERS We will send this work, bound in Law Canvas, by prepaid express at our own expense, on examination for thirty days. If satisfactory, remit $3.50 as payment in full; if not wanted, notify us and we will send THE S.S. SCRANTON CO., Hartford, Conn.

stamps for its return :

:

"I Made $22.00 clear profit in 1 week,'

writes one of our agents. We are the largest importers and manufacturers of TEXTS and WALL MOTTOES in the United States.

Our cards sell at sight and are in demand all the year round. It is impossible to get anything prettier or more appropriate for decorating the walls of homes, offices, hospitals, etc. They also make very pretty birthday and Christmas presents. We have Y. M. C. A. Secretaries, Sunday School Teachers, Colportage Agents, Evangelists and others making big money selling our goods. A pleasant and profitable occupation for anyone wanting to spend all or part time. Send for catalogue to-day.

Reliance House, 120 W. 14th St., New York.

NOTE.-This business is controlled by the SALVATION ARMY and every cent of profit after paying expenses is spent in helping the poor and needy.

Dept. 6611 28 Jackson Blvd. CHICAGO, ILLINOIS You may send me prepaid for FREE EXone set AMINATION IMPERIAL ENCYCLOPEDICTIONARY in cloth binding.

If satisfied, I will send you $1.00 within ten days after receipt. and $2.50 a month for 15 months thereafter, this being but 30c on the dollar. If not satisfied, I will notify you within ten daysbooks being returnable at your-the publisher's