The following letter, dated yesterday, has been received:

Fall River, Mass.,

(Date)

Marshall & Hammond,

(Your place)

Gentlemen:

Your note at thirty days for Three Hundred Dollars ($300),

in our favor, and left at the Colonial Bank for collection, has been

protested for non-payment. The protest fees are $1.50.

We trust that this is an oversight on your part and that the

matter will have your prompt attention.

Yours truly,

Bigelow Edson

You may write to Bigelow & Edson, explaining the matter fully and enclosing check for the amount of the note, protest fees and interest for two days. (Refer to some text on commercial law regarding this feature of business.)

QUESTIONS FOR REVIEW AND DISCUSSION.

23. In what part of your letter would you write about the most important matter it was to contain?

24. What is wrong with this sentence: "For reference I refer you to Mr. W. P. Darrow."

25. Would you advise the frequent use of "we are" or "we remain" in busi

ness letters? Why?

ACTUAL CORRESPONDENCE PRACTICE

LESSON XXIV.

An order for 3 gro. Jet Buttons was received two weeks ago to-day from E. L. Richardson, 2241 Salina St., Syracuse, N. Y., and they were forwarded that day by American Express. In yesterday's mail was a letter from Mr. Richardson, stating that he had not received the goods and asking for an explanation.

You may write to the American Express Company, city, stating all the facts in the case and asking them to send a tracer after this package and report to you the result of their efforts to find it. It is necessary that you give exact names, places and dates in order that they may investigate the matter without loss of time.

À letter or telegram sent by one employe or agent of a transportation company to another in the effort to find goods which have been lost or miscarried, is called a "tracer."

(Date)

You may also write to Mr. Richardson. Tell him the goods were delivered to the express company properly packed and marked. Tell him what action you have taken in the matter and express the hope that the goods will soon be delivered to him.

175. Every sin leaves a stain upon the soul like a blot upon the

"First of all, a business letter should be strictly grammatical. Many business letters are not so; but even the illiterate would soon perceive the difference, and without knowing why, would prefer the business man who seemed by his letters to be master of what he professed."

LESSON XXV.

Henry W. Fulton, one of the firm's traveling salesmen, returned from a trip today. He will start out tomorrow with a new and complete line of samples of all the latest dress fabrics.

OFFICE OF

SCHNULL & CO

INDIANAPOLIS

Include in your next order a case of PHOENIX COFFEE, packed in one pound tins, 24 to a case.

EXPERTLY BLENDED, RICH and FRAGRANT.

The Brand is a guarantee of Quality. Where once sold, always in demand.

Our Mr.

-James Barnett...

will call JUN 17 1906

Yours truly,

SCHNULL & COMPANY.

Sample Postal Notice to Customers.

Write to Carter & Co., Elmira, N. Y., that Mr. Fulton will call on them one week from the following Thursday. (Give date.) Ask them not to place their orders until they have seen him. Assure them that he has the latest styles and can save them money.

Dividing Words Into Syllables.

Business letters many times contain errors in the division of words at the end of a line and this is especially true of typewritten letters. Nearly every one knows that a syllable must not be divided, but there are many common words which the average person does not correctly divide into syllables.

There are so many rules for dividing words into syllables and so many exceptions to these same rules that a person attempting to study them is liable to become discouraged and give up. Moreover, dictionaries themselves do not agree and the student is liable to arrive at the conclusion that it makes no difference how words are divided. A little study, however, will enable one to avoid the most flagrant errors. The following directions will be of assistance and the words which follow, comprising a list of some of those in which errors are commonly made, will aid the student in avoiding mistakes. It will be excellent practice for the student to take a daily paper and notice the mistakes of this kind in its columns.

RULE I.

In a penwritten letter it is better never to divide a word unless it be long. Leave a little space at the right of the paper, if necessary. In no case should a syllable of one letter stand on a line alone; as, a-bout, i-cy, guilt-y. Neither should the letters be crowded together in order to get the whole word on one line.

In typewriting it sometimes happens that the writer prints a one-letter syllable before he knows that he can not write the rest of the word, and in that case he is obliged to leave that syllable and finish the word on the next line, but even this can usually be avoided. Of course, there is no need for him to write a

final one-letter syllable on the second line, as he can write the letter as well as the hyphen.

RULE 2.

In words having a double consonant, not at the end of the word, the consonants are divided; one to be written with the preceding and one with the following syllable; as, con-nect, gallant, mat-ter, be-gin-ning. There are rare exceptions to this rule; pos-sess-ive being one of them.

RULE 3.

When a single consonant (or two or three consonants having a single sound, as th, ph, ng, sh, sch in schist) comes between two sounded vowels, it usually joins the vowel which follows it; as, fa-vor, fa-ther, wa-ter, no-ti-fi-ca-tion, beau-ti-ful.

There are two important exceptions to this rule. First, if the vowel preceding is short and accented, the consonant goes with it; as, hab-it, proph-et, wom-an. Second, in a prefix or an initial syllable, a short vowel, though unaccented, may take the following consonant; as, im-ag-ine, dis-arm, ob-scure.

RULE 4.

Prefixes and suffixes are usually, though not always, separated from the rest of the word. This is true where the suffix displaces a final silent e; as, mak-er, wav-ing, de-sir-ing, pro-mot-er, ruling.

EXERCISES.

Divide the words in the following lists and verify your work by using a dictionary, preferably Webster's.