EARNED AND UNEARNED PREMIUMS. A SERIES OF TABLES DESIGNED FOR THE SPEEDY CALCULATION OF THE SUMS EARNED AND UNEARNED ON POLICIES OF INSURANCE ΤΗ HIS valuable work is intended to furnish representatives of Fire Insurance Companies the means for instantaneously computing earned and unearned premiums. The method is the simplest yet devised, and can be comprehended by any one who is competent to understand the easiest rules of arithmetic. The tables prepared furnish a ready-made answer to all the problems relating. to premiums that underwriters are required to solve. WM. ELLSWORTH, author of "Ready Reckoner," is a well known mathematician, who was long connected with the Continental Fire Insurance Company, and now with the Niagara Fire Insurance Company. THE READY RECKONER is the result of his daily experience, and greatly simplifies the calculations required of every underwriter. 12mo, 80 pp. Printed on fine paper and substantially bound in Cloth with Leather Back and Corners. Address, PRICE, $5.00 PER COPY. THE SPECTATOR COMPANY, PUBLISHERS, CHICAGO OFFICE, 202 LA SALLE ST. 14 CORTLANDT ST., NEW YORK. INCORPORATED 1851. LIFE THE BERKSHIRE INSURANCE COMPANY OF PITTSFIELD, MASS. REASONS WHY IT SHOULD BE PREFERRED BY THOSE DESIRING INSURANCE. It has the benefit of over forty years' successful experience. Its business is conducted on the Mutual plan, thus enabling members to get their insurance at cost. It has always paid large dividends, thereby making the cost of Insurance low. It maintains a reserve for the protection of policyholders, on the Massachusetts standard, the highest basis required by the laws of any State. It has a large surplus over the legal reserve and all other liabilities. Its conditions as to travel and residence are very liberal. Its policies are protected by the non-forfeiture laws of the Commonwealth of Massachusetts, which secure greater benefits to members than those of any other State. It has always maintained a high reputation for just and liberal treatment of its members by promptly adjusting and settling all policy claims, a proof of which is the fact that no judgment has ever been rendered against it. WILLIAM R. PLUNKETT, President. JAMES M. BARKER, Vice-President. JAMES W. HULL, Secretary and Treasurer. AGENTS IN ALL THE PRINCIPAL CITIES AND TOWNS. INSURANCE OF REAL ESTATE The Lawyers' OF NEW YORK OFFERS: 1. To Borrowers upon Bond and Mortgage, An unlimited amount of money for Good Loans, with fixed and reasonable rates for examination and Insurance of Title. 2. To Purchasers of Real Estate, Reasonable Loans to complete purchases without additional cost. 3. To Investors on Bond and Mortgage, Good Loans, either direct or by assignment from the Company, accompanied by Policy of Title Insurance. 4. To all, Examination of Title by responsible and experienced Counsel acting in the interest of the client, AND Insurance by a Corporation of large capital. CAPITAL AND SURPLUS, July 1, 1893, OFFICERS: EDWIN W. COGGESHALL, President and General Manager. CHARLES E. STRONG.... 1st VICE-PRESIDENT. DAVID B. OGDEN........... 2d VICE-PRESIDENT. SECRETARY, JOHN DUER. TREASURER. SAMUEL GREEN........ASSISTANT GENERAL MANAGER. |