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I. PROGRESS OF THE NATION .
II. POEMS BY ALEXANDER SMITH
III. THE STONES OF VENICE: THE SEA STORIES
IV. MEMORIALS AND CORRESPONDENCE OF CHARLES

JAMES FOX
V. FABER'S REVIVAL OF THE FRENCH EMPERORSHIP
VI. MISS BREMER'S HOMES OF THE NEW WORLD
VII. MEDWAYS LIFE OF DR. JOHN PYE SMITH
VIII. CHOLERA: ITS TREATMENT AND REMEDY.

BRIEF NOTICES
REVIEW OF THE MONTH
LITERARY INTELLIGENCE

592

607

621

635

641

647

The General Life & Fire Assurance Company.

Established 1837.
Empowered by Special Acts of Parliament, 3rd Vict., c. 28, and 10th Vict., c. 1.

62, KING WILLIAM STREET, LONDON.
CAPITAL, ONE MILLION.

Directors.
The RIGHT HON. THE LORD MAYOR, M.P.
GEORGE BOUSFIELD, Esq.

JAMES PILKINGTON, Esq., M.P.
JACOB GEORGE COPE, Esq.

THOMAS PIPER, Esq.
JOHN Dixon, Esq.

THOMAS PIPER, jun., Esq.
JOHN T. FLETCHER, Esq.

THOMAS B. SIMPSON, Esq.
CHARLES HINDLEY, Esq., M.P. The Right Hon. C. P. VILLIERS, M.P.
WILLIAM HUNTER, Ald.

JOHN WILKS, Esq.
EDWARD WILSON, Esq.

Auditors.
JOSEPH Dawson, Esq. WILLIAM HUNTER, jun., Esq. GEORGE MEEK, Esq-
Secretary-THOMAS PRICE, LL.D. À ctuary—David OUGHTON, Esq.

Solicitor-STEPHEN WALTERS, Esq.
The following are amongst the distinctive features of the Company :-

I. Entire freedom of the Assured from responsibility, and exemption from the mutual liabilities of partnership.

II. Payment of Claims guaranteed by a Capital of ONE MILLION.
III. STAMPS on LIFE POLICIES, are paid by the Company.

In the Life Department.–1. FOUR-FIFTHS OF THE PROFITS divisible by the Company's Deed of Settlement allowed to Assurers.

2. All Assurances are effected on Participating and Non-Participating Tables, ou Ascending and Descending Scales, for short periods, and by Policies payable at the ages of 65, 60, 55, or 50, or previously in the event of Death.

3. Premiums may be paid annually, Half-Yearly, or Quarterly, in a limited number of Payments, in one Sum, or on Increasing or Decreasing Scales.

4. Policies on the Participating Scale immediately interested in the Profits of the Company. 5. The Age of the Assured admitted, on satisfactory evidence being presented.

6. Policies assigned as security not forfeited by Duelling, Suicide, or the Execution of Judicial Sentences.

In the Fire Department.-Houses, Furniture, Stock-in-Trade, Mills, Merchandise
Shipping in Docks, Rent, and Risk of all descriptions, Insured at moderate Rates.
Loans from £100 to £1000 Advanced on Personal Security, and the Deposit of a Life
tion to be effected by the Borrower.

38

INTENDING LIFE ASSURERS, AND POLICY-HOLDERS IN OTHER COMPANIES, ARE INVITED

TO EXAMINE THE RATES, PRINCIPLES, AND PROVISIONS OF

THE SCOTTISH PROVIDENT INSTITUTION,
The only Society in which the advantages of Mutual Assurance can be obtained at moderate
premiums. Since its establishment in 1837, it has issued upwards of 6500 Policies, covering
Assurances greatly exceeding £2,500,000, a result the more satisfactory, as no indiscriminate
Commission has been paid for it.

Rates.
Annual Premium to Assure £100 at Death,
Age 25

£1 18 0 £2 It will be seen on comparison, that the same Premium which, at Age 30, for example, is charged in the other Scottish Mutual Offices for Assurance of £1000, will secure in this Society a Policy for £1230.

Principles. 1st. Premiums at early and middle ages, about a fourth lower than those of other Mutual Societies.

2nd. A more accurate adjustment of the rates of Premium to the several ages.

3rd. A principle in the division of the surplus, more safe, equitable, and favourable to good Lives 4th. Exemption from Entry-money and Stamp Duty.

Policies indisputable, except on the ground of Fraud.

Progress during last Ten Years.

30
1

35
£2 6 10

40
£2 14 9

45 £3 5

50
£4 1 0

6

9

a

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In all points of practice, as in provision for the indefeasibility of Policies, facility of license for travelling, or residence abroad, and of obtaining advances on the value of the Policies, the regulations of the Society, as well as the administration, are as liberal as is consistent with right principle.

Copies of the Fifteenth Annual Report, containing a Statement of the principles of the Institution, Form of Proposal, and every information, may be obtained free, on application at the Head Office in Edinburgh, or at the office in London, 12, MOORGATE-STREET.

GEORGE GRANT, Resident Secretary. The London Branch will be removed at Christmas, to 66, Gracechurch-street, corner of Fenchurch-street.

34

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K
ENT MUTUAL-LIFE and FIRE ASSURANCE SOCIETY, No. 6, Old

Jewry, London; 5, Waterloo-place, Pall-mall; 10, Albion-place, Hyde Park-square ; 149, Sloane-street, Chelsea ; 5, Cannon-street, Birmingham; and Rochester, Kent.

LIFE.-Most moderate Premiums, half of which may remain unpaid.
ALL POLICIES INDISPUTABLE.
All Profits divisible Triennially among the Assured.
Liberty for Foreign Residence and Travel greatly extended.
FIRE.-Also most reasonable Premiums.
Guaranteed Fund, £100,000. Last return 25 per cent.

Policies may be effected daily.
Prospectuses, Annual Report, Forms of Proposals, and all other information, will be sup-
plied upon application, personally or by letter, at the Head Offices, or at any of the numerous
Agencies throughout the United Kingdom.

GEORGE CUMMING, Manager.
THOMAS ALFKET BURR.

22

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PAGR I. PROGRESS OF THE NATION

521 II. POEMS BY ALEXANDER SMITH

541 III. THE STONES OF VENICE: THE SEA STORIES

553 IV. MEMORIALS AND CORRESPONDENCE OF CHARLES JAMES FOX

563 V. FABER'S REVIVAL OF THE FRENCH EMPERORSHIP, 576 VI. MISS BREMER'S HOMES OF THE NEW WORLD

592 VII. MEDWAYS LIFE OF DR. JOHN PYE SMITH

607 VIII. CHOLERA: ITS. TREATMENT AND REMEDY.

621 BRIEF NOTICES.

635 REVIEW OF THE MONTH

641 LITERARY INTELLIGENCE

647

.

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The General Life & Fire Assurance Company.

Established 1837.
Empowered by Special Acts of Parliament, 3rd Vict., c. 28, and 10th Vict., c. 1.

62, KING WILLIAM STREET, LONDON.
CAPITAL, ONE MILLION.

Directors.
The Right Hon. THE LORD MAYOR, M.P.
GEORGE BOUSFIELD, Esq.

JAMES PILKINGTON, Esq., M.P.
JACOB GEORGE COPE, Esq.

THOMAS PIPER, Esq.
JOHN Dixon, Esq.

THOMAS PIPER, jun., Esq.
11
JOHN T. FLETCHER, Esq.

THOMAS B. SIMPSON, Esq.
CHARLES HINDLEY, Esq., M.P. The Right Hon. C. P. VILLIERS, M.P.
WILLIAM HUNTER, Ald.

JOHN WILKS, Esq.
EDWARD WILSON, Esq.

Auditors.
JOSEPH Dawson, Esq. WILLIAM HUNTER, jun., Esq. GEORGE MEEK, E-
Secretary-THOMAS PRICE, LL.D. Actuary, David OUGHTON, Esq.

Solicitor-STEPHEN WALTERS, Esq.
The following are amongst the distinctive features of the Company S

I. Entire freedom of the Assured from responsibility, and exemption from the mutual liabilities of partnership.

II. Payment of Claims guaranteed by a Capital of ONE MILLION.
III. Stamps on LIFE POLICIES, are paid by the Company.

In the Life Department.-1. FOUR-FIFTHS OF THE PROFITS divisible by the Company's Deed of Settlement allowed to Assurers.

2. All Assurances are effected on Participating and Non-Participating Tables, Ascending and Descending Scales, for short periods, and by Policies payable at the aged 65, 60, 55, or 50, or previously in the event of Death.

3. Premiums may be paid Annually, Half-Yearly, or Quay a limited nuri e Payments, in one Sum, or on Increasing or Decreasing Scale 1 4. Policies on the pating Scale immediately i

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the PT, Company 5. The Age of th itted, on satisfactory ev

prese 6. Policies assis

not forfeited by Du Judicial Sentences In the Fire L

-Houses, Furnity

rade
Shipping in Docks,
lisk of all description

modo
Loans from £1
Advanced on Persier

ind: Policy to be effecte

of

30

40

INTENDING LIFE ASSURERS, AND POLICY-HOLDERS IN OTHER COMPANIES, ARE INVITED

TO EXAMINE THE RATES, PRINCIPLES, AND PROVISIONS OF

THE SCOTTISH PROVIDENT INSTITUTION,
The only Society in which the advantages of Mutual Assurance can be obtained at moderate
premiums. Since its establishment in 1837, it has issued upwards of 6500 Policies, covering
Assurances greatly exceeding £2,500,000, a result the more satisfactory, as no indiscriminate
Commission has been paid for it.

Rates.
Annual Premium to Assure £100 at Death,
Age 25

£l 18 0 | £2 1 6 It will be seen on comparison, that the same Premium which, at Age 30, for example, is charged in the other Scottish Mutual Offices for Assurance of £1000, will secure in this Society a Policy for £1230.

Principles. Ist. Premiums at early and middle ages, about a fourth lower than those of other Mutual Societies.

2nd. A more accurate adjustment of the rates of Premium to the several ages.

3rd. A principle in the division of the surplus, more safe, equitable, and favourable to good Lives. 4th. Exemption from Entry-money and Stamp Duty.

Policies indisputable, except on the ground of Fraud.

Progress during last Ten Years.

35
£2 6 10

45
£3 5 9

50
LA 1 0

£2 14 9

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In all points of practice, as in provision for the indefeasibility of Policies, facility of license for travelling, or residence abroad, and of obtaining advances on the value of the Policies, the regulations of the Society, as well as the administration, are as liberal as is consistent with right principle.

Copies of the Fifteenth Annual Report, containing a Statement of the principles of the Institution, Form of Proposal, and every information, may be obtained free, on application at the Head Office in Edinburgh, or at the office in London, 12, MOORGATE-STREET.

GEORGE GRANT, Resident Secretary. The London Branch will be removed at Christmas, to 66, Gracechurch-street, corner of Fenchurch-street.

34

3

K
ENT MUTUAL-LIFE and FIRE ASSURANCE SOCIETY, No. 6, Old

, Jewry, London ; 5, Waterloo-place, Pall-mall; 10, Albion-place, Hyde Park-square ; 149, Sloane-street, Chelsea; 5, Cannon-street, Birmingham; and Rochester, Kent.

LIFE.- Most moderate Premiums, half of which may remain unpaid.
All POLICIES INDISPUTABLE.
Profits divisible Triennially among the Assured.
r Foreign Residence and Travel greatly extended.

most reasonable Premiums.
'ind, £100,000. Last return 25 per cent.

effected daily.
nual Report, Forms of Proposals, and all other information, will be sup-

on, personally or by letter, at the Head Offices, or at any of the numerous ut the United Kingdom.

GEORGE CUMMING, Manager.

THOMAS ALFRED BIRR Sorretary

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PAGE
521

541

553

563

576

II. PROGRESS OF THE NATION .

II. POEMS BY ALEXANDER SMITH
III. THE STONES OF VENICE: THE SEA STORIES
IV. MEMORIALS AND CORRESPONDENCE OF CHARLES

JAMES FOX
V. FABER'S REVIVAL OF THE FRENCH EMPERORSHIP
VI. MISS BREMER'S HOMES OF THE NEW WORLD
VII. MEDWAYS LIFE OF DR. JOHN PYE SMITH
VIII. CHOLERA: ITS TREATMENT AND REMEDY.

BRIEF NOTICES.
REVIEW OF THE MONTH
LITERARY INTELLIGENCE

592

.

.

607 621

635

641

647

The General Life & Fire Assurance Company.

Established 1837.
Empowered by Special Acts of Parliament, 3rd Vict., c. 28, and 10th Vict., c. 1.

62, KING WILLIAM STREET, LONDON.
CAPITAL, ONE MILLION.

Directors.
The Right HON. THE LORD MAYOR, M.P.
GEORGE BOUSFIELD, Esq.

JAMES PILKINGTON, Esq., M.P.
Jacob GEORGE COPE, Esq.

THOMAS PIPER, Esq.
JOHN Dixon, Esq.

THOMAS PIPER, jun., Esq.
JOHN T. FLETCHER, Esq.

THOMAS B. SIMPSON, Esq.
CHARLES HINDLEY, Esq., M.P. The Right Hon. C. P. VILLIERS, M.P.
WILLIAM HUNTER, Ald.

JOHN WILKS, Esq.
EDWARD WILSON, Esq.

Auditors.
JOSEPH Dawson, Esq. WILLIAM HUNTER, jun., Esq.

GEORGE MEEK, Esq,
Secretary-THOMAS PRICE, LL.D. Á ctuary—DAVID OUGHTON, Esq.

Solicitor- STEPHEN WALTERS, Esq.
The following are amongst the distinctive features of the Company :

1. Entire freedom of the Assured from responsibility, and exemption from the mutual liabilities of partnership.

II. Payment of Claims guaranteed by a Capital of ONE MILLION.
III. STAMPS on LIFE POLICIES, are paid by the Company.

In the Life Department.–1. FOUR-FIFTHS OF THE PROFITS divisible by the Company's Deed of Settlement allowed to Assurers.

2. All Assurances are effected on Participating and Non-Participating Tables, on Ascending and Descending Scales, for short periods, and by Policies payable at the ages of 65, 60, 55, or 50, or previously in the event of Death.

3. Premiums may be paid Annually, Half-Yearly, or Quarterly, in a limited number of Payments, in one Sum, or on Increasing or Decreasing Scales.

4. Policies on the Participating Scale immediately interested in the Profits of the Company.

5. The Age of the Assured admitted, on satisfactory evidence being presented.
6. Policies assigned as security not forfeited by Duelling, Suicide, or the Execution of
? Sentences.
Fire Department.--Houses, Furniture, Stock-in-Trade, Mills, Merchandise,

ocks, Rent, and Risk of all descriptions, Insured at moderate Rates.
m £100 to £1000 Advanced on Personal Security, and the Deposit of a Life
fected by tlie Borrcmoi.

33

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