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LESSON 12

BANKS AND BANKING

"He who is false to the present duty, breaks a thread in the loom, and will see the effect when the weaving of a life-time is unraveled."

ae çept', to receive; to promise to | di rěct' or, an officer of a company or corporation.

pay.

ae çèpt' ǎnçe, an accepted bill of ex- dŏl' lar, a silver or gold coin; 100 change; a draft. cents.

bul' lion, uncoined gold or silver in ex change', barter; settling accounts

the mass.

eăn' çèlled, destroyed or effaced.
eash ier', a bank official; one who

has charge of money.

cheek, an order upon a bank to pay

money as therein named.

elear' ing-house, a place where banks

make exchange of drafts and checks, and settle balances.

without the intervention of money.

for' eign, belonging to another state

or country; remote.

in' ter est, sum paid for the use of money; to engage.

loan, money lent at interest; a lending.

re deem' à ble, payable; capable of being redeemed.

col lec' tions, notes or bills to be col-'re mit' tănçe, sending money, bills, lected. etc., to a distant place. com mer' cial, of or pertaining tore new' al, an extension; renovation. commerce or trade. se eu' ri ty, protection; surety; pledge.

coun' ter feit (-fit), to imitate; to

forge; an impostor.

spē' çie (-shi), coin, or metalic money.

eur' ren çă, accepted medium of ex- tell' er, an officer who receives money change; general circulation.

and pays out same on checks.

vde prē' çi āte (-shi ate), lower; to fall with drawn', taken back or away; in value.

drawn out.

LESSON 13

DICTATION EXERCISE

Consult your dictionary for meaning of words.

How beautiful this night! the balmiest1 sigh,
Which vernal2 zephyrs 3 breathe in evening's ear,

Were discord to the speaking quietude 5

That wraps this moveless scene. Heaven's ebon' vault,

8

Studded with stars unutterably bright,

Through which the moon's unclouded grandeur 10 rolls,.
Seems like a canopy 11 which love has spread

To curtain her sleeping world. Yon 12 gentle hills,

Robed in a garment of untrodden 13 snow;

Yon darksome 14 rocks, whence icicles 15 depend,

So stainless 16 that their white and glittering 17 spires

19

Tinge 18 not the moon's pure beam; yon castled steep,
Whose banner hangeth o'er the time-worn tower
So idly that rapt fancy deemeth it

24

A metaphor 20 of peace; - all form a scene
Where musing 21 solitude 22 might love to lift
Her soul above this sphere 23 of earthliness;
Where silence, undisturbed,25 might watch alone,
So cold, so bright, so still.

LESSON 14

-Percy Bysshe Shelley.

BICYCLES

ball' -bearing, having bearings which | graph' ite, plumbago or blacklead, run on steel balls.

used as a lubricant.

bi' că ele, a two-wheeled vehicle pro- hăn' dle-bär, that part of a bicycle pelled by the feet.

brāke, attachment to retard motion. brāze, to solder with hard solder. ease'-härd ened (-nd), having the outside hardened.

chain' less, having no chain. eush' ion, a variety of tire.

çỹ elŏm' e ter, an instrument for measuring distance traveled by a wheel.

fôrk'-head, the shank of the front

fork of a bicycle.

gear, the working parts of a machine

in distinction from its framework.

that supports the hands and serves as a steering-gear.

hănd' i cap, a time or distance setback.

lăn' tern, case for a light.

lū' bri eāt ing, tending to make smooth running.

ped' al, the part to which the foot imparts motion.

pneu măt' ie, an inflatable, hollow
tire.

săd' dle, a seat for a rider.
safe' ty, a bicycle having wheels of
nearly equal size.

spōke, one of the small bars or rods | tăn' gent, referring to spokes crossing connecting the hub and the rim of a

wheel.

sprock' ět, one of the projections on the sprocket-wheel on which the chain runs.

each other.

tire, the outer rim of a wheel. tri' çy ele, a three-wheeled vehicle. ve loç' i pēde, a vehicle made in many forms propelled by the rider's feet.

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a mē' nå ble, responsible; liable to cop' ǎ ist, one who copies.

give account.

ǎp' er ture, an opening; a hole. blaspheme', to speak impiously. breathe, to respire.

com' răde, an associate; a companion; a mate.

děl' i cȧ çy, daintiness; fineness. făsh' ion, to shape; the prevailing style, especially of dress.

gut' tûr al, belonging to, or formed in, the throat.

hid' e ous, horrid; dreadful to behold.

in stall', to establish; to place in an | pêr' fi dỹ, treachery; violation of

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ǎl' bum, a blank book in which to insert autographs, sketches, etc.

ǎp pěn' dix, a supplement at the end of a book.

clăs' sie al, pertaining to ancient Greek and Roman literature and art.

cop' y ing-press, a machine for taking by pressure an exact copy of letters, etc.

cop'y right, exclusive right to pub

lish a book, chart, etc.

eray' on, a stick of chalk or other

substance for drawing or writing. di' a ry, a book for daily record.

die'tion a ry, a book giving the words of a language and their definitions. di reet' o ry, an address book; a book of directions.

en çỹ elo pē' di à, a comprehensive summary of knowledge.

ērās' er, a sharp instrument or piece of rubber for erasing writings, drawings, etc.

ĕn' vel õpe, a wrapper; a paper case for mailing letters, etc. găz ět teer', a descriptive list of anything; a geographical dictionary. glos' så ry, a dictionary of peculiar words.

hee' to graph, a contrivance for multi- | psälm (som), a sacred song, especially ple copying. one of the hymns by David and others.

hym' nal, a book of hymns.

měm o răn' dum, a record to help quire, twenty-four sheets of paper.

the memory.

mu' çi lage, an adhesive substance.

pen' çil, an instrument for writing and drawing; a brush.

seāle, a machine for weighing, gener

ally used in the plural (scales). spin' dle, a slender rod or pin for filing business papers.

pref' açe, a brief preliminary explan- võl' ume, written or printed sheets

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NOTE-The second word in each pair is opposite in meaning to that of the first.

ĕx haust' ive, thorough; complete,

su per fí' cial, shallow; cursory.

a bū' sive, rude; harsh.

re spěet' ful, kind; attentive.

aux il' ia ry, aiding; helping. su pêr' flu ous, useless; cumbersome.

be hav' ior, demeanor; conduct. mis de mean' or, evil conduct. eoûr' te să ( eûr'-), civility. ǎr' ro gançe, disdain; haughtiness. du' ti ful, submissive; obedient. dís o bē' di ent, refusing to obey.

få çē' tious, jocular; humorous. se' ri ous, solemn; matter-of-fact.

făs tid' i ous, overnice; hard to please. un còn çêrned', indifferent; careless. ǎp' pli eå ble, relevant; fitting. in åp prō' prí ate, unsuitable; unfit. pre pos' ter ous, absurd; ridiculous. rea' son à ble, rational; judicious. sin' gu lar, strange; unusual. eus' tom a ry, conventional; regular. thral' dom, servitude; slavery. in de pènd' ençe, freedom; liberty.

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