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Do You Want
A Permanent




Life Annuities

The Equitable Life Assurance Society

Ever keep cow? Pang of milk "all alike? Look Bo, truy. All cream on top. Can't tell the big Holstein-Friesian pan from the uttle, pure bread Jerseytill vou skim them. Beme with Lite InAurance. Always creamy on the surface. But on some pans the cream is thinsometime awful thin, And blue under neath.

You don't want blue-milk insuraace: you wa't cream.

Now, I am very modest man, myself,
But I know & peraon who would gladly
lend you expert assistance in discriminat-
ing betw. en cream and skimmed milk in
life insurance.

I represent the EQUITAB LIER-
"strongest in the world"-best protec
tion at the lowest possible cost-largest
settlements with living polioy holders
dath claims paid immediately.

If you are going to take any life insur
ance .1t will be to your advantage to
writo me for copy of policy, giving age.

Dio. Manager, Fort Smith, Art.

The Story of the Hid

den Treasure:



Rosidont Socrotary Equitable Building MIIK and Devonshire Sts


A pald-up policy in a reliable company is an absolutely sure asset, for upon the death of the assured, which must occur some time, the amount will be paid to his wife or family. In view of this fact, the following letter is of interest:

OMAHA, NEB. The Equitable Society:

I beg to acknowledge recelpt of draft in full settlement of pald-up policy No. 109.788Papers were sent to the company on the 16th inst, and draft 1s.dated the 20th, which is, indeed, prompt return.

This policy was laid away by Mr. McMillan over twenty-six years ago, and we did not know of its existence until Anding it among some old papers after his death, when we forwarded it to the company with the above prompt result, which proves that a policy in the Equitable is always good and promptly paid when due.

KRS. JÉNNIE MOMILLAN Policies of life ASBUradce, especially those which have become paid up. are sometimes forgotten by wres and children. It thus happens that persons Dot Infrequently receive unexpeeted bums from such sources. All Equitable policies now contain & clauso providing for AUTOMATIC pald-up Assurance after the third year.

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A policy in the Equitable Life Assur.

ance Society

F. H. Hazeltoa

& Co.
03 Eréhange 86


for Maine japidulistp

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Meas 201-202-203-204 Brown Building FRANK P. CHAPIN, Manager:

"Strongest in the World"


H. D, NEELY, Manager for Nebraska

Morchants' National Bank Ballaing.


Are you satisfied with your salary?

Are you ambitious to earn more?

It will do you no harm to talk to me.
I need good salesmen in good times . . I need good salesmen
in panicky times . . Only men of character who are ambi-
tious can make it a go.. The most successful men have
been recruited from the ranks of the T. P. A.. Teach you
in forty-eight hours all that you need to know . . After you
have been with us for ten years you will be ready to admit
that you don't know it all .. Business extremely interesting

No other profession and no other company compensates the faithful worker we liberally w we do.
No limit to the amount of money you can earn if you are worth it


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for the man who goes through the world these days without provid. ing some means for his future bappiness and that of his family. A liberal Endowment Policy in the Equitable Life Assurance Society, for a period of years that will make the payment of premiums a pleasure, instead of a burden, will take care of both. Write or call.

You'll Provide

An Income


Are Hard.

F.H.Hazelton & Co.
Managors for Mo.

93 Exchange St. PORTLAND MAINB.

Many fortunes have been lost and estates disslpated by the lack of ordinary business training upon the part of widows and orphans, and by the unfaithfulness of trustees,

for wife and children,
if you live-
If you don't live-
The Equitable
is ready to provide the
income for the wife as long
as she lives
and for the children until
the youngest is of age-
There are some other very
attractive features to the
Continuous Installment
that we will be glad to
explain if you give us the


A Continuous Installment policy in the Equitable Life, the strongest company in the world, provides an estate that cannot be lost or squandered, and, that thieves cannot break in and steal.


Particulars of a policy of this kind, adapted to your individual needs, for the asking. Address,

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Strongest in the World.
Too Much

Assurance ?

Do you think yourwife and children will think it too much after it is paidand it is too late to get any, more ? Looking at it in that light " wouldn't you feel more comfortable if you had a little more life Assurance? Ask the Agent for the Policy best suited to your particular requirements, THE EQUITABLE LIFE ASSURANCE SOCIETY, EDWARD A. WOODS, Manager,

Tradesmens Building.

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SOCIETY. You'll Not Need Much, Yourself, after you're dead-but your family will keep right on

wanting three meals a day. The Protection That

landlord will want his rent just

the same as now and then there'll Protects. be your debts to pay. Are you

sure you hare enough life assur

ance to provide for it all? A Twenty Year Endowment Policy in tlic Equitable Life, The Strongest Life Company in the World.

Will prove a protection for loved ones, if you die, and be the safest provision for old age, if death doesn't intervene. Fill up and return the coupon below, and we will send you a saniple of OUR TWENTY YEAR ENDOWMENT POLICY.

OFFICE TREATMENT FREE. Young jnen who are desirous of learning the insuranco business nay get employnient by addressing the managers.

DONOVAN & DINN, Managers Equitable wire, 92 Pearl St.

I would be please 1 to havo you send in a sample of your Twenty Year Endow.' ment Policy, with illustrations of cost and results at

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ON PRUDENCE. As an Element of Success in Life. The civilized man is distinguished from the savage by his ability and disposition to look forward to the possibilities of the future. So also is the wise man distinguished from the fool by the willingness with which he makes provision-by present sacrifice if need be—for the varied emergencies which the experience of others teaches him may also be the lot of himself. Cicero says that "the best source of wealth is economy," and it will also be readily admitted that it is likewise the best source of comfort, selfrespect and independence. But the wealth attained by economy-or, indeed, by any other honest means—needs prudence and intelligence to look after its safety. “Prudence," it has been well said, "provides for the worst-it provides for the incidence of failing health, and for the chances of losing through one of the many eventualities of life, worldly position, or the means of breadwinning; and it also does much to provide for that time when the anxieties, the joys, and the sorrows of life shall be hushed ir death.”

Prudence may, indeed, be said to be the complement not only of economy in securing success in life, but also of success achieved through any other means. The success of the business man is, of course, measured by dollars in some shape or other; that of the professional man-doctor, lawyer, engineer, etc.—during life is measured by his ability and reputation ; that of the salaried man by the income resulting from his business aptitude and faithfulness to the trust reposed in him. Yet, in every case, unless prudence be exercised in the management of one's personal affairs, the completeness of that for which we all are strivingsuccess in life—cannot be attained. But it is not until “that time when the anxieties, the joys, and the sorrows of life shall be

hushed in death,” that a true estimate of a man's success in life will be possible. At that time the business man's affairs may be found to be hopelessly involved; the professional and salaried men (as is too often found to have been the case), having lived in ease and comfort, but forgetful, or neglectful, of their obligations regarding the future of their families, may have left them at this distressing crisis reduced to comparative penury. It is at this time only, we repeat, that a true estimate of a man's success in life will be possible; it will ineritably be made, too, in the comments of friends and neighbors, and, moreover, it is not likely, under the circumstances, to be very comíorting to the bereaved ones or complimentary to "the dear departed.” It will then be said, and justly said, how easily these distressing results might have been avoided by the presence of a little ordinary prudence and the remembrance of a solemn duty.

J. H. B.

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