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$200 PER MONTH

IS EASILY EARNED

by men of energy, ability and good character
during the first year of their employment in
the Agency Department of the

Illinois Life Insurance Co.

INSURANCE IN FORCE

OVER
$36,000,000

If you

CHICAGO

JAMES W. STEVENS, President

ADMITTED ASSETS

OVER
$5,000,000

have selling ability backed up by energy and a wholesome willingness to work, it will be to your interest to address our

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INCORPORATED 1844

STATE MUTUAL LIFE ASSURANCE CO. Worcester, Mass.

Assets, January 1, 1904,
Liabilities, January 1, 1904,

Surplus, Jan. 1, 1904, Massachusetts Standard

$23,249,248
21,064, 170

2,185,078

A. G. BULLOCK, President

H. M. WITTER, Secretary

B. H. WRIGHT, Superintendent of Agencies

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TENTH EDITION NOW READY.

The Accident Insurance Manual

1904.

...A GUIDE TO...

the Accident Insurance Solicitor, containing Hints to Agents, how to obtain business, and a Directory of Plans, Contracts and Premiums, portraying the leading features of the principal Stock and Mutual Accident Companies and Sick Benefit Associations in the United States, covering both accident and health insurance.

This work also includes a carefully prepared classification of the various risks according to the hazard of occupation. An especially valuable feature is the table of benefits, showing at a glance the indemnities paid under accident contracts.

The chapter on "Hints to Agents," written by a field man and manager of many years' experience in the accident insurance field, is full of salient points for those engaged in soliciting.

The work is handsomely printed, bound in convenient form for the pocket, and will be sent postpaid on receipt of price.

Price of the Accident Manual, Bound in Flexible Leather, $1.50.

THE SPECTATOR COMPANY,

95 William Street, * New York, N. Y

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Des Moines Life Insurance Company

HOME OFFICE, CROCKER BUILDING,

C. E. RAWSON, PRESIDENT AND GEN'L MGR. DES MOINES, IOWA.

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ALL POLICIES ARE SECURED BY A DEPOSIT OF INTEREST-BEARING
SECURITIES WITH THE AUDITOR OF STATE OF IOWA.

Net Increase, $506,628.00 Net Surplus after Deducting all Liabilities.....

181,138.16

1.20

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Assets, December 31 ........
Amounts Insured, December 31
Surplus, December 31.......

1893

$2,947,516.29

1903

GAIN

Percentage of Gains

$6,136,253.94

$3,188,737.65 108.18

$635,250.10 $1,394,496.90

$759,246,80 119.52

$3,582,766.39

$7,530,750.84 $3,947,984.45 110.19

$14,480,480.80

$33,590,999.39 $19,110,518.59 131.97 $83,760,969.00 $169,668,456.00 $85,907,487.00 102.56 $1,020,316.96 $2,647,491.38 $1,627,174.42 159.48 Since its organization the Company has paid to its policyholders in

Death Claims, $25,301,488.71

Endowments Matured, $4,209,725.00
Dividends Paid and Credited, $12,073,293.29

*

Assets, Dec. 31, 1903, $33,590,999.39 Liabilities, $30,943,508.01 · Surplus, $2,647,491.38

LIFE INSURANCE

-BY

SAYINGS

JAMES T. PHELPS of Boston

The insurance world is familiar with the bright and pithy sayings, in the form of fables, aphorisms, epigrams, proverbs, comments on men and things, upon historical events and current happenings which illustrate some life insurance maxim, which have been prepared and given publicity from time to time, by James T. Phelps. There has recently appeared in book form many of these articles and paragraphs written by Mr. Phelps. They have been made up into a handsome little volume entitled "Life Insurance Sayings," presenting forceful arguments in favor of life insurance. Every fable enforces its moral "insure your life," and every bright saying is calculated to set the reader thinking that it means him. Every agent in the country should have copies of this book to give or to lend to intending insurers. Mr. Phelps treats of life insurance in general for the good of all, never advertising his own company or seeking to belittle competitors. The undersigned are the exclusive selling agents of "Life Insurance Sayings," and all orders for this work must be placed through them.

75 Cents Per Copy; $7.20 Per Dozen Copies.

THE SPECTATOR COMPANY,

95 WILLIAM STREET,

NEW YORK.

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