The Insurance Year Book: Life and miscellaneous, Issue 32

Front Cover
Spectator Company, 1904

From inside the book

Other editions - View all

Common terms and phrases

Popular passages

Page 184 - No misrepresentation made in obtaining or securing a policy of insurance on the life or lives of any person or persons, citizens of this state, shall be deemed material, or render the policy void, unless the matter misrepresented shall have actually contributed to the contingency or event on which the policy is to become due and payable, and whether it so contributed in any case shall be a question for the jury...
Page 229 - The assured shall not voluntarily assume any liability, nor shall the assured, without the written consent of the company previously given, incur any expense or settle any claim except at his own cost, or interfere in any negotiation for settlement or in any legal proceeding ; except that the assured may provide at the time of the accident such immediate surgical relief as is imperative.
Page 208 - If thereafter any suit is brought against the assured to enforce a claim for damages on account of an accident covered by this policy, the assured shall immediately forward to the company every summons or other process as soon as the same shall have been served on him, and the company will at its own cost...
Page 251 - No change in this policy shall be valid until approved by an executive officer of the insurer and unless such approval be endorsed hereon or attached hereto. No agent has authority to change this policy or to waive any of its provisions.
Page 225 - By the policy so issued the company agreed to indemnify the assured Miranda "against loss by reason of the liability imposed by law upon the assured for damages on account of bodily injuries...
Page 75 - ... frequent any part of the vessel provided for or assigned to the use of such passengers, or the compartments or spaces occupied by such passengers, except for the purpose of doing or performing some necessary act or duty as an officer, seaman, or other person employed on board...
Page 67 - An annual state tax for the privilege of exercising corporate franchises or for carrying on business in their corporate or organized capacity within this state equal to one per centum on the gross amount of premiums received during the preceding calendar year for business done at any time in this state...
Page 34 - No oral or written misrepresentation or warranty made In the negotiation of a contract or policy of Insurance, by the assured or in his behalf, shall be deemed material or defeat or avoid the policy, or prevent Its attaching, unless such misrepresentation or warranty is made with actual Intent to deceive, or unless the matter misrepresented or made a warranty Increased the risk of loss.
Page 213 - Under the insuring clause of this form of policy the company agrees to indemnify the assured against loss from the liability imposed by law upon the assured for damages on account of bodily injuries...
Page 67 - The deposits in any bank for savings which are due depositors, the accumulations in any domestic life insurance corporation, held for the exclusive benefit of the insured, other than real estate and stocks, now liable for taxation ; the accumulations of any incorporated co-operative loan association upon the shares of such association held by any person...

Bibliographic information