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frå ter' nal, mutually helpful.
hăz' ard ous, dangerous; risky; un-
certain.

in eon vert' i ble, nonchangeable.
in děm' ní ty, security against loss.

in sur' å ble, capable of being insured.

lapsed (lăpst), ineffectual, void, or forfeited; to pass slowly or by degrees.

mu' tu al, shared alike; common; joint; reciprocal.

non-fôr' feit åȧ ble, not forfeitable on account of payment.

pol' i çy, contract of insurance; a

course.

prē' mi um, a sum of money paid for insurance; a reward.

re new' à ble, capable of being extended.

mor tǎl' i ty, deaths in relation to un' der-wri ter, a person that makes numbers. insurance a business.

LESSON 110

MISCELLANEOUS

å byss', a bottomless gulf.
ǎf' få ble, gracious; courteous.
ǎp' pe tite, desire for food or drink.

ǎs sō' ci ate (-shi-), a companion; to
bring together.

in dis ereēt', imprudent.

lux ū'ri ant, abundant in growth; excessive.

muf' fle, to cover close; to wrap.

mū' ti lāte, to disfigure; to maim.

ǎth' lēte, one trained in physical ex-per spire', to sweat. ercises.

proph' et, one who foretells.

eo he' sive, having the property of pu' ri fy, to cleanse; to make pure.

sticking together.

eo nun' drum, a kind of riddle.

con vůlse', to disturb; to cause
spasms.

ĕth' ies, the science of human duty.
fe rō' cious, fierce; savage.
fie ti' tious, not real; feigned.
hi la' ri ous, mirthful; boisterously

merry.

pûr sue', to follow persistently.
sǎe' rå ment, the Lord's supper; an
oath; a solemn covenant.

těnd' ěn çy, inclination; drift;
bent.

Thames (těmz), a river.
trai' tor, a betrayer.

věnge' ançe (věnj' ans), retributive
punishment.

One word is usually made of such as the following:

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LESSON 111

JEWELRY AND OPTICAL GOODS

brāçe' let, an ornament for the wrist. | Ŏp ti' cian, a maker or seller of opti

bril' liant (-yǎnt), a diamond or other

gem of the finest cut.

brooch, an ornamented clasp, usually

worn at the throat.

cal goods.

ox' i dīzed, dark and shadow effects produced on silver.

pěn' du lum, an oscillating weight.

eǎr' at, twenty-fourth part; a weight plāt' ed, coated with some metal dif

of four grains.

ear' ring, a jewel for the ear.

gem, a precious stone of any kind. gog' gles, a kind of spectacles used

as a screen or protection. guärd, a watch chain or cord. hunt' ing-case, a name applied to watches protected on both sides by metal.

ferent from the fundamental one. rĕg' ū lā tōr, a clock of superior excellence; that which regulates. sil' ver-wâre, dishes, ornaments, etc., made of silver.

sol' i tâire, a precious stone, most frequently a diamond, set by itself. spěc' tå ele, an aid to the eyes; a show.

loek' et, a catch; a small ornamental stěr' e o seõpe, an instrument to give picture-case.

mi' ero seõpe, an instrument to aid

the eye in examining minute objects.

mount' ing, setting to advantage; as, mounting a diamond; a setting.

o paque', not transparent.

to pictures the appearance of solid form.

ster' ling, standard value; pure; as, sterling silver.

těl' e seõpe, an instrument for viewing distant objects.

trăns lu' çent, transparent; clear.

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a'er o naut, a balloonist.

ǎn nounçe', to proclaim.

băt tǎl' ion, a body of troops.

bruise, to injure; to batter; to dent.

au ton' o my, self-government, or po- cà pa'cious, roomy.

litical independence.

con çêit' ed, vain, proud.

còn flá grā' tion, a great fire.

e qui lib' ri um, equipoise; state of being balanced. gäunt, meager; lean. guä' no, a fertilizer.

in sāne', bereft of reason. lis' ten (-en), to hearken. Ma nil' ä, a city in the Philippines. mēr' çi fụl, humane; full of mercy. Ŏs' çil late, to swing to and fro. pär tiç' i pāte, to share in; to partake.

pre pos sěss', to impress favorably; to preoccupy.

rět' i çent, inclined to keep silent; reserved.

ri die' u lous, absurd; droll.

săne' tum, a retreat; a private room. sǎt is fǎe' to ri ly, in a satisfactory

manner.

slug' gard, an idler.

sluice, a water or flood gate.

sup' pli ant, entreating; one who supplicates.

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ȧ bět' ter,

LEGAL TERMS

"The public welfare is the highest law."—Legal Maxim.

one who aids or encour-åd judge', to judge; to deem; to award ages another to commit

a crime.

ȧ bět' tor, ȧ bey' ançe, a state of suspension or temporary inaction.

ǎb solve', to free from; to pardon. ǎe çès' so ry, one who helps to commit a crime; an accomplice.

ǎe com' plice, an associate in wrongdoing.

ǎe euse', to charge with a crime; to blame.

judicially.

ǎd' vo eāte, a defender; to plead in favor of.

ǎf fi dā' vit, a sworn statement in writing.

a fōre' said, said before, or in a preceding part.

ǎl le ga' tion, a statement by a party of what he undertakes to prove; positive assertion.

ǎe quit' tal, formal release from a ål lege' å ble, capable of being alleged

charge; a release.

ǎe' tion, suit at law; deed.

ǎd min is tra' tor, a man who manages or settles the estate of an intestate.

or affirmed.

ǎl' i mō ny, a separate maintenance allowed a wife on her divorce or separation from her husband. ǎn' no tā ted, explained by notes.

ǎp peal', to apply for removal to a ǎr' ğu ment, reasons offered in proof;

higher court; an entreaty.

ǎp pěl' lant, one who appeals; per

taining to an appeal; appellate. är' bi tra rỹ, absolute in power; tyrannical.

discussion.

år rãign' (-rān'), to call to answer in court; to accuse.

ǎs sail' ant, an assaulter; one who attacks.

är bi tra' tion, a hearing and decision as sault', a violent attack to do hurt by arbitrators.

to another.

LESSON 114

SYNONYMS AND ANTONYMS

NOTE-The second word in each pair is opposite in meaning to that of the first.

dis ǎp point', to defeat; to frustrate. | con tempt' i ble, despicable; mean. re' al ize, to accomplish; gain.

pit' tançe, a small allowance; a trifle.
ȧ bun' dançe, plenty; exuberance.
ǎs sid'ū oùs, diligent; unremitting.
in' do dent, lazy; slothful.

sō çi' e ty, association; company.
per son ǎl' i ty, individuality.

å vēr' sion, dislike; antipathy.
eon gē ni ǎl' i ty, natural affinity.
seârçe, rare; not plentiful.
plěn' ti ful, ample; copious.

...

re spěet' à ble, worthy of respect.

cov' ět oŭs, greedy; avaricious.
chăr' i tå ble, lenient; liberal.
çen' tral, accessible; convenient.
in ae çess' i ble, unapproachable.
stål' wart (or stal'-), sturdy; strong.
ir règ' o lute fickle; unsteady.

con' trō vĕr sy, dispute; contention.
ū nå nim' ĭ ty, harmony; of one mind.
ĕx pē' di ent, advisable.

dět rí měn' tal, harmful; causing loss.

LESSON 115

LEGAL TERMS

The law assists those who are vigilant, not those who sleep over their rights."Legal Maxim.

ǎs sign ēe', a person to whom an as- | ǎt těs ta' tion, official testimony; subsignment has been made. scribing to a written instrument. ǎs sign' ment, a transfer of title or ǎt tor' neỹ, one legally appointed by interest by writing. another to act for him; a lawyer. as-ȧ ver', to avouch or verify; to prove

ǎs sign ôr', one who makes an signment.

or justify.

bail' à ble, capable of being bailed charge à ble, subject to be charged

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bail ee', one to whom goods are bailed çi ta' tion, official notice; quotation. claim' ant, one who asserts a right or title.

or delivered in trust.

bail' měnt, delivery of goods or money in trust for some special pur

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elěm' en çỹ, mercy; mildness toward offenders.

bank' rupt, a person judicially de- eli' ent, one who consults a legal ad

clared insolvent; to make bankrupt; unable to pay debts.

be queath' (-kweeth'), to transmit, as by a will.

viser.

cōde, a system, or digest, of laws.
eòd' i çil, an addition or supplement

to a will.

big' à mỹ, the crime of having two eol lǎt' er al, that which is pledged

living husbands or wives.

brief, a concise statement of a client's
case, for the instruction of counsel.
çēde, to give up; to pass title to.
chan' çer y, a court of equity.

or deposited as additional security. com' pǎet, an agreement or contract between parties.

com plaint', an accusation; a formal charge.

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LESSON 116

DICTATION EXERCISE

Consult your dictionary for meaning of words.

Testamentary law deals with the will, or testament, by which a man, the testator, or a woman, the testatrix,3 directs what shall be done with his or her property after death. Real estate given by will is a devise. Personal property so given is a legacy.5 Those receiving these gifts are devisees," or legatees. Bequests is a general term covering these gifts.

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Wills should always be drawn under judicious and experienced advice. Their provisions 10 should, in every case, be so clearly defined that there can be no mistake about the meaning. Any person of proper age and sound judgment11 may convey property by will. All legatees are debarred 12 by law from witnessing 13 wills in which they are interested; their signature 1 would nullify 15 the whole instrument, 16 and no person can serve 17 as executor if he be under twenty-one years of age, a lunatic,18 convict, imbecile,19 or an alien 20 at the time of proving the will. The father may appoint his wife, son, brother, or any other relative as executor, and each in turn may do likewise,

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