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president; J. A. Swinnerton, F. R. Millard, Ernest Sturm, J. R. Wilbur, A. A. Maloney, secretaries; Wm. Quaid, A. P. Lange, H. W. LaRue, assistant secretaries; Edward Randall, auditor.

COOK COUNTY FIELD CLUB was organized in December, 1913, by the field men of Cook County, Ill. The officers elected were: President, George H. Coleman, Royal; vice-president, A. W. Jenkinson, Northern; secretary and treasurer, William W. Moore, Liverpool and London and Globe. The present officers, elected in December, 1917, are: President, J. L. Cassell, Fire Association; vice-president, E. J. Stucke; secretary and treasurer, Harold Hilton.

CORCORAN FIRE INSURANCE COMPANY, Washington, D. C. Organized 1873; capital, $100,000. W. E. Edmonston, president; Frank McClelland, vice-president; L. R. Peak, secretary; F. H. Ridgway, assistant secretary.

COTTON AND WOOLEN MANUFACTURERS MUTUAL INSURANCE COMPANY OF NEW ENGLAND, Boston, Mass. Organized 1875. William B. Plunkett, president; C. C. Converse, vice-president; Benjamin Taft, secretary and treasurer; W. B. Brophy, assistant secretary and assistant treasurer.

COTTON INSURANCE ASSOCIATION is an association of companies, members of the Southeastern Underwriters Association, and was organized in 1905 for the purpose of handling insurance on cotton in the Southern states. The operations of the association are under direction of a general advisory committee, and the headquarters of the Association are in Atlanta. The present officers of the Association are: Guy Carpenter, manager; George J Dexter, assistant manager; Wm. E. Finch, Atlanta, Ga.; F. Ă. O'Keeffe, Dallas, Texas, R. B. Berkeley, Memphis, Tenn., John B. McDonald, Little Rock, Ark., H. D. Green, Little Rock, Ark., George G. Nichols, Atlanta, Ga., special agents.

COUNTY FIRE INSURANCE COMPANY OF PHILADELPHIA, Philadelphia, Pa. Organized 1832; capital, $400,000. C. R. Peck, president; F. W. Sargeant, vice-president; N. P. Hunt, treasurer; F. E. Martin, secretary; Lewis W. Crockett, secretary; Wm. B. Burpee, secretary; Geo. A. French, assistant secretary; C. É. Chase, assistant secretary. The company is controlled by the New Hampshire Fire, and the executive offices are in Manchester.

D

DAYTON MUTUAL FIRE INSURANCE COMPANY, Dayton, 0. Organized 1908; A. Cappel, president; W. F. Breidenbach, vice-president; B. C. Coleman, secretary; W. H. Kuhlman, treasurer.

DEDHAM MUTUAL FIRE INSURANCE COMPANY, Dedham, Mass. Organized 1837. James Y. Noyes, president; Theodore T. Marsh, secretary.

DEATH ROLL OF 1917. The following is a list of persons connected with the fire insurance business who died in 1917:

Anderson, William A., superintendent of surveys of the New York Board of Fire Underwriters, died at Brooklyn, on January 29, aged 81 years.

Armstrong, George A., retired State agent of the Etna in Michigan, died on March 20, aged 67 years.

Baker, John W., Cook county special agent of the Springfield Fire & Marine, died at his residence in Oak Park on February 18.

Barnum, Hiram, superintendent of agencies and director of the Agricultural of Watertown, died at St. Petersburg, Fla., on April 24.

Bartels, Harry A., State agent for the Rochester German Underwriters in Michigan, died at Detroit on July 26, aged 55 years.

Blossom, Henry M., president of the Insurance Agency Co. of St. Louis, died in that city, August 8, aged 85 years.

Boland, James M., a prominent insurance agent of Wilkes-Barre, died at his home in that city on May 14.,

Borck, William Rees, president of the Western and British American, died at Toronto on November 2, aged 82 years.

Bradley, A. L., a member of the C. A. Reed organization at Los Angeles, was killed in an automobile accident.

Brown, Frank S., a leading fire agent in New Jersey, died in Jersey City in the latter part of June.

Burns, M. J., retired manager of the Rocky Mountain Fire, died in April at the age of

77 years.

Carter, Stanley O., special agent of the Westchester Fire for Pennsylvania and Maryland, died at his home in Bala, Pa., on April 22.

Case, Charles Hosmer, a veteran fire insurance agent, died at his home in Chicago on April 22, aged 87 years.

Case, Edward B., a member of the firm of Moore, Case, Lyman & Hubbard of Chicago, died at his home in Evanston, Ill., early in August, aged 54.

Chambers, C. A., special agent in Arkansas for Gross R. Scruggs & Co., was shot and killed by a loss claimant in an argument over the case.

Christie, Robert R., one of the oldest employees of the Queen of America, died at Brooklyn, N. Y., on April 22.

Chase, C. C., a member of the firm of Crane & Chase of Oshkosh, Wis., was accidentally killed while cleaning a shotgun, aged 58 years.

Corlies, Edgar L., head of the Chicago agency firm of Corlies & Cloidt, died there on January 10 from heart disease.

Corliss, George D., an examiner for the New York Underwriters Agency, died at Cincinnati, O., on April 7, aged 52 years.

Cremer, Charles, secretary of the German Fire of Peoria, died at his home in that city of heart disease, late in October, aged 56 years.

Curtis, J. F. D., a member of the firm of Curtis & Bailey, Pacific Coast managers for the New Hampshire and Providence Washington, died in the early part of May on a train while returning to San Francisco.

died in November.

Daniel, William C., special agent for the Northern Assurance in Ohio and West Virginia, Lavis, John, president of one of the largest insurance firms in Seattle, Wash., died at Pasadena, Cal., on November 20, aged 55 years.

Deatrick, J. F., a representative of the Home of New York at Defiance, O., died at his home, May 5.

Durbrow. James W., a prominent surplus line broker of New York, died at his home in

Brooklyn on July 31, aged 72 years.

Eastman, Samuel C., senior member of the firm of Eastman & Merrill of Concord, N. H., died at that place after a short illness, aged 80 years.

Eggerman, A. H., an employee in the Chicago office of the Etna Fire, died from pneumonia at Columbus, N. M., while in war service.

Eggers, Henry F., the oldest employee of the Allegheny County Board of Fire Underwriters, died at his home near Pittsburgh, on February 28, aged 80 years. Ehrhard, Louis, manager of the city department of Jos. S. Frelinghuysen & Company, died on July 4.

Eustis, Frank H., special agent of the Pennsylvania Fire for Cook County, died at his home in Hinsdale on February 26,

Fitzgerald, E. A., an employee of the Underwriters' Association of New York State, died on June 1.

Fogarty, John T., assistant manager of the Royal and Queen at San Francisco, died suddenly in that city on October 6. Mr. Fogarty was born in San Francisco, Cal., June 10, 1857, and received his eduaction and early business training in that city. He was surveyor of customs, port of San Francisco, from 1886 to 1890, and in the latter year began his insurance career under Rolla N. Watt, general agent for the Pacific Coast of the American Central of St. Louis. In May, 1894, he became special agent for the Royal, was appointed superintendent of agencies in 1897, and assistant manager in 1905.

Fountain, Charles S., a member of the insurance firm of Montgomery & Fountain, died on November 27, following a stroke of apoplexy.

Fowler, W. C., State agent of the German-American in Michigan, died on February 3, at Sarasota, Fla., of heart disease.

French, Charles L., a veteran special agent in the Illinois field, died at Pensacola, Fla., on December 1, aged 78 years.

Fuller, Ransom B., president of the Boston and Old Colony, died at his home in Brookline, Mass., on April 2, of heart disease.

Gordon, James T., secretary of the Globe & Rutgers, died at his home in Madison, N. J., on November 30, aged 48 years.

Greene, Benson M., agent of the Continental at Baltimore, and a member of the firm of Greene & Adams, died of pneumonia in that city on March 14.

Halle, Col. Edward G., western manager for the Germania Fire, died at the Grand Hotel, High Mount, N. Y., July 25, aged 73 years.

Harmon, A. C., a representative of the Continental at Savannah, Ga., died at his home in that city on May 12.

Harris, Dan B., southern manager of the Insurance Company of North America, Alliance of Philadelphia and Philadelphia Underwriters, died from heart disease April 27 at Atlanta. Mr. Harris was a native of Virginia, and was born in Culpepper county, February 22, 1861. He received a public school education and began his business career in the banking business, later entering the fire insurance business, and was for twenty-seven years connected with the Southern department of the Insurance Company of North America. He was president of the Southeastern Underwriters Association in 1908 and 1909.

Hatfield, J. K., a veteran fire insurance adjuster of Pittsburgh, died suddenly from heart failure, aged 73 years.

Haynes, William M., a veteran special agent of the Queen in the southern field, died in Atlanta on February 17, aged 58 years.

Higbee, Chauncey L., veteran fire insurance agent, died at Los Angeles, Cal., on June 7. Hinsch, M. C., secretary of the Security Fire of Davenport, died at Chicago on April 30. Hosford, A. R., assistant manager of the Royal at New York, died at Amityville, L. I., on February 7. Mr. Hosford was born of English parents in Brooklyn, N. Y., on April 29, 1867. He received a public school education and entered the service of the Royal Insurance Company as a boy at its Brooklyn office. In due time he was transferred to the New York office of the Company and became assistant adjuster of losses, being later appointed adjuster, and acted in that capacity until May 1, 1907, when he was assistant manager. He was appointed by the thirty-five companies as the chairman of their committee of five in the adjustment of the enormous number of losses sustained by the San Francisco conflagration of April, 1906. He was president of the Insurance Society of New York for more than four years, and was also chairman of the Association of Insurance Societies and Institutes of America.

Hubbard, W. C., an adjuster of the General Adjustment Bureau for ten years, died at West Penn Hospital, Pittsburgh, Pa., in the latter part of May.

Jack, Andrew M., agent of the Home at Halifax, died there in December, following injuries received in the great explosion.

Jarvis, Edward F., a prominent adjuster, died at his home in Dorchester, Mass., in the latter part of July.

Johnson, Oliver E., special agent of the western department of the Insurance Company of North America, died in Chicago on September 29, aged 42 years.

Johnson, W. H., general inspector of the National Board of Fire Underwriters, died at Philadelphia, aged 84 years.

Johnston, William S., superintendent of agencies of the Pittsburgh Fire, died at his home on February 8.

Joy, Frank L., assistant secretary of the western farm department of the Home of New
York, died in Chicago on September 12, of pneumonia, aged 65 years.
Kleve, Carl, Sr., a member of the fire insurance agency of Carl Kleve & Company, of
Cincinnati, died in that city on November 24, aged 74 years.

Lewis, I. J., a prominent fire underwriter in Chicago, died at his home in that city early in June at an advanced age.

Lewis, James M., a member of firm of Lewis & Boardman, died in New York, September 22, aged 70 years.

Litchfield, Edward, retired United States manager of the old Lancaster Fire, died on January 12, at Glasgow, Scotland.

MacKowin, James T., a well-known adjuster, died in New York early in October. Main, George C., independent adjuster at Seattle, died there of heart trouble, aged 52 years.

McLeod, New York State agent of the Dubuque Fire and Marine, died suddenly of heart disease at his home in Syracuse on May 13.

Mott, F. C., formerly with Frank B. Hall & Company, and later chief engineer for the firm of Ream, Ives & Wrightson of New York, died at Kansas City on February 4, aged 43 years.

Mowry, Clinton A., special agent of the Continental in Illinois, died at Lakeside Hospital, Chicago, on June 4, following a paralytic stroke.

Murphy, James F., a well-known agent in upper New York State, died at Niagara Falls suddenly on October 27.

Nichols, Waldemar J., general adjuster of the North British & Mercantile, died suddenly while on his way to his summer camp at Lake Hopatcong, N. J., August 4. Norris, P. E., State agent for the Concordia in Ohio and West Virginia, died at Columbus. January 3.

O'Brion, Sr., Thomas L., of the Boston agency of O'Brion, Russell & Company, died at his home in that city on April 12.

Phelan, Charles H., manager of the New York branch office of the Etna, died at Brooklyn, May 1, aged 36 years.

Pierce, A. P., a leading local agent of Red Wing, Minn., was drowned in the St. Croix
River late in July.

Rosenblatt, Leon S., for twenty years a representative of the L., L. & G. at Portland,
Ore., died at that place on February 1, from heart disease, aged 53 years.
Salter, Captain Henry, a veteran marine underwriter, died in New London, Conn., late
in August, aged 67 years.

Scheible, John W., of the firm of John W. Scheible & Company, died at his home in
Mobile, Ala., in April.

Smith, Eugene S., a marine broker in New York City, died on January 17 at Mt. Vernon.

Smith, J. Parsons, Jr., manager of the Delaware Underwriters at Philadelphia, died on November 1, from heart failure.

Snider, W. H., Iowa and Missouri State agent of the National of Hartford, died at Davenport, Iowa, January 9, aged 69 years.

Story, William S., manager of the Fidelity-Phenix at East New York, died in New York following an operation, aged 56 years.

Tatman, E. W., Kansas State agent of the Etna, died on April 2, at Kansas City, Mo., aged 48 years.

Thomson, Frank, chief clerk of the insurance department of Chubb & Sons, New York, died suddenly June 2, aged 50 years.

Tiffany, Nelson A., president of the Masonic Life Association, died on July 15, aged 75 years.

Tyler, Frank S., special agent of the Queen for New York State, died in Brooklyn, on September 27.

Williamson, William, a member of the firm of William & R. M. Williamson, of Chicago, died at that city on October 4, from heart disease.

Williamson, John Z. A., vice-president and treasurer of the Jersey City agency of Woodward & Williamson, died at that city, aged 77 years.

DEED OF SETTLEMENT. In England all insurance companies formed prior to 1862 were organized under a deed of settlement which set forth the contemplated objects of the association. These deeds are analogous to our charters, and the phrase is used in our laws which compel filing a company's charter or deed of settlement.

DEPOSITS, SPECIAL, REQUIRED BY STATES. A few states require special deposits from fire insurance companies. Several states, however, require deposits by other state companies if they have not made deposits in their home states, and by companies of other countries, if they have not made deposits in some other state of the United States. The deposit required by foreign companies is usually $200,000, and a certificate is required showing that such deposit has been made in some state or with United States trustees. Most of the states make the provisions of the reciprocal or retaliatory laws apply to deposits. The following is a statement of the states requiring special deposits from other than domestic fire insurance companies regardless of deposits in home states:

Florida-Fire companies, $10,000 in bonds or cash or surety bond for $20,000. Georgia-(Acts of 1905). Fire, marine and inland insurance companies, chartered by other states or foreign government, $25,000 in bonds of the United States, of Georgia or of any county or municipality of Georgia.

New Mexico-By fire insurance companies, $10,000, in United States money, or in territorial or county bonds, or real estate in the territory of that value must be owned.

New York-By fire and marine companies of other countries, $200,000. Virginia-By all companies (except those doing a marine business exclusively in the state) 5 per cent. of their capital in bonds of Virginia or the United States, or the cities or counties of Virginia, such deposits to be not less than $10,000, nor more than $50,000, and no single bond to be over $10,000.

Oregon-Fire companies, $25,000 in United States bonds, or bonds of the state of Oregon, or municipal, school district or county bonds issued in Oregon, if the company has capital of $200,000 or more and a surplus of $100,000 or more. A surety bond executed by an entered, or domestic, surety company may be accepted in the case of a foreign company in lieu of the above security deposit.

The above conforms to the list of special deposit states as determined by the National Convention of Insurance Commissioners. The convention's rule of credit in respect to special deposits is: “Special deposits in excess of corresponding liabilities shall not be allowed as assets in annual statements of insurance companies."

DERRYFIELD MUTUAL FIRE INSURANCE COMPANY, Manchester, N. H. Organized 1909. Michael J. White, president; Louis J. Messier, secretary.

DETROIT FIRE AND MARINE INSURANCE COMPANY of Detroit, Mich. Organized 1866; capital, $500,000. E. H. Butler, president; O. H. McDonell, vice-president; C. A. Reekie, secretary.

DETROIT NATIONAL FIRE INSURANCE COMPANY, Detroit, Mich. Organized 1912; capital (authorized), $500,000;