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G. McCullough, William M. Shaw, Louis H. Wolff, Lewis S. MacEnaney, David P. Barrett, John R. Welch, and Albert J. Hueber. The officers, elected in 1918, are: President, John R. Welch; vice-president, Richard Lieber; secretary, E. H. Forry; treasurer, Albert J. Hueber. William Curran is superintendent.

INDIANA STATE FIRE PREVENTION ASSOCIATION. This association was organized in 1911, and re-organized in 1913. The present officers are: President, E. A. Loop, Ohio Farmers; vice-president, A. C. McCabe, Phoenix of London; secretary and treasurer, Richard Creifields, Jr., New York Underwriters Agency; executive committee, James A. Bawden, W. F. Watson, L. W. Grupe, Frank G. Herman and I. D. Goss.

INDUSTRIAL FIRE INSURANCE COMPANY, Akron, Ohio. Organized 1911; capital, authorized, $500,000; paid in, $300,000. F. R. Ormsby, president; J. S. Frelinghuysen, vice-president; G. F. Hutchings, secretary; Joseph Winum, treasurer and assistant secretary.

INDUSTRIAL MUTUAL INSURANCE COMPANY, Boston, Mass. Organized 1890. Chas. T. Plunkett, president; F. W. Pitcher, vice-president; Benjamin Taft, secretary and treasurer; W. B. Brophy, assistant secretary and assistant treasurer.

INSTITUTE OF AMERICAN MARINE UNDERWRITERS. [See American Institute of Marine Underwriters.]

INSURANCE BROKERS ASSOCIATION OF MASSACHUSETTS, Boston, Mass. Organized in October, 1913. The present officers, elected in October, 1917, are: President, Stephen E. Barton; vice-president, Prescott Chamberlain; secretary, Edward M. Peters, treasurer, George A. Wellington; executive committee, Stephen E. Barton, Prescott Chamberlain, Edward M. Peters, George A. Wellington, H. P. Stanwood, John V. Lynn, George W. Smith, John J. Ruddy, William A. Mossman, George A. Mason, John F. Kilduff, William B. B. Child, Thomas Ashley, William F. Macy, W. N. Goodwin and A. W. Wiley.

INSURANCE COMPANY OF NORTH AMERICA, Philadelphia, Pa. Founded 1792; capital, $4,000,000. Benjamin Rush, president; John O. Platt, vice-president; Sheldon Catlin, second vicepresident; Galloway C. Morris, third vice-president; T. Howard Wright, secretary and treasurer; John Kremer, assistant secretary; T. Leaming Smith, marine secretary.

INSURANCE COMPANY OF THE STATE OF PENNSYLVANIA, Philadelphia, Pa. Organized 1794; capital, $1,000,000. Gustavus Remak, Jr., president; Waite Bliven, vice-president; Harry W. Stephenson and J. H. Scattergood, vice-presidents; John J. P. Rodgers, secretary and treasurer; Samuel P. Rodgers, assistant secretary.

INSURANCE DEPARTMENTS, CHIEF OFFICERS OF. The following is a list of the state and territorial officials having supervision of insurance at the time this volume was put to press, (May 1). [For history of departments see life section in alphabetical order by states.]

States and
Territories.

Alabama...

Alaska.

Arizona..

Arkansas.

California.

Colorado.

Connecticut.
Delaware.

Dist. of Columbia.
Florida...
Georgia.

Hawaii.

Idaho.
Illinois.
Indiana.
Iowa...
Kansas.
Kentucky.
Louisiana.
Maine..

Maryland..
Massachusetts.
Michigan..
Minnesota.
Mississippi.
Missouri.
Montana.
Nebraska.
Nevada.

New Hampshire..

New Jersey.

New Mexico

New York..

North Carolina..
North Dakota.
Ohio.

Oklahoma..

Oregon..

Pennsylvania.
Rhode Island.
South Carolina.
South Dakota.
Tennessee.
Texas.

Utah..

Vermont.

Virginia..

Washington.

West Virginia.

Wisconsin.

Wyoming..

Names.

C. Brooks Smith
Chas. E. Davidson
F. L. Bauta

Bruce T. Bullion
Alexander McCabe
Claud W. Fairchild.
Burton Mansfield.
Thomas R. Wilson
Lee B. Mosher
J. C. Luning.
William A. Wright.
C. J. McCarthy.
J. H. Hyatt
Fred W. Potter
Otto L. Klauss
J. F. Taake
Carey J. Wilson.
C. F. Thomas.
R. H. Flower
E. Waldron Smith
Wm. M. Shehan
F. H. Hardison..
Frank K. Ellsworth.
John B. Sanborn
T. M. Henry.
Alfred L. Harty..
R. S. Poland
Wm. B. Eastham.
Geo. A. Cole.
R. N. Elwell
Frank L. Smith
Cleofas Romero
Jesse S. Phillips.

James R. Young.
S. A. Olsness

Wm H. Tomlinson.
A. L. Welch.
Harvey Wells.
Chas. A. Ambler
Philip H. Wilbour
W. A. McSwain
W. N. Van Camp
L. K. Arrington
Chas. O. Austin
Rulon S. Wells.
Joseph G. Brown.
Joseph Button..
H. O. Fishback.
J. S. Darst.

M. J. Cleary.
Robert B. Forsyth.

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INSURANCE EXCHANGE OF MEMPHIS. This organization came into existence in the year 1871, under the name of the Memphis Board of Underwriters, but was reorganized in 1896, and

the present name adopted. It was originally a rating organization, but the rating and inspection functions were transferred to the Tennessee Inspection Bureau in 1908.

The officers of the Exchange are: J. P. Edrington, president; Chas. J. Haas, vice-president; L. H. Patterson, secretary. [See also Memphis Fire Insurance Patrol.]

INSURANCE EXCHANGE OF ST. PAUL, St. Paul, Minn. Organized as the St. Paul Fire Underwriters Association. The present officers are: President, John Townsend; vice-president, L. I. Casserly; secretary and treasurer, W. S. Gilliam.

INSURANCE FEDERATIONS, STATE. [See State Insurance Federations, life section.]

INSURANCE INSTITUTE OF AMERICA, was organized at a meeting held in Philadelphia in April, 1909, and insurance societies and institutes of an educational nature are eligible to membership. The members of the Institute are: Fire Insurance Society of Philadelphia, Philadelphia, Pa.; Fire Insurance Club of Chicago, Chicago, Ill.; Insurance Library Association of Boston, Boston, Mass.; Insurance Society of New York, New York, N. Y.; Insurance Institute of Hartford, Hartford, Conn.; Fire Underwriters' Association of the Pacific, San Francisco, Cal.; Fire Insurance Club of Watertown, N. Y., Agricultural Ins. Co., Watertown, N. Y.; Insurance Club of Memphis, Memphis, Tenn.; Fire Insurance Society of Pittsburgh Pittsburgh, Pa.; Insurance Society of Cleveland, Cleveland, O.; Tennessee Underwriters' Association, Memphis, Tenn.; The Profile Club, Manchester, N. H.; Insurance Society of Baltimore, Baltimore, Md.; Clerks' Association of the Springfield F. & M. Ins. Co., Springfield, Mass.; Insurance Society of Glens Falls, Glens Falls, N. Y.; Security Insurance Club, New Haven, Conn.

The present officers, elected at the ninth annual meeting held in Chicago, Ill., in October, 1917, are: President, A. T. Graham, Chicago; secretary-treasurer, Benjamin Richards, 141 Milk St., Boston, Mass.; executive committee, A. T. Graham, Chicago; John H. Kenney, Baltimore; L. N. Denniston, Hartford; Edward R. Hardy, New York; Benj. Richards, Boston; committee on education, Edward R. Hardy, New York, chairman; D. N. Handy, Boston; James E. Rhodes, 2d, Hartford; John M. Laird, Hartford; Herbert Folger, San Francisco; committee on examinations, Jay S. Glidden, Chicago, chairman; John H. Kenney, Baltimore; Everett H. Adams, Hartford.

INSURANCE INSTITUTE OF HARTFORD, THE, was organized at a meeting in July, 1908, and the officers elected were: President, William B. Clark; vice-presidents, W. G. Cowles, C. E. Parker and A. A. Welch; secretary, L. N. Denniston; treasurer, C. F. Scholl. The objects of the Institute as stated in the constitution are: "To encourage and cultivate a broader knowledge of the principles and practices of insurance in all its branches." The present officers, elected at the annual meeting in May, 1918, are: Presi

dent, Robert W. Huntington, Connecticut General; vice-president, casualty branch, F. B. Merrels, Travelers; vice-president fire branch, F. Minot Blake, Phœnix; vice-president life branch, John M. Laird, Connecticut General; secretary, E. H. Adams, Wakefield, Morley & Co.; treasurer, Harold F. Larkin, Connnecticut Mutual; directors, L. N. Denniston, Travelers; J. M. Laird, Connecticut General Life; H. B. Fancher, Phoenix Fire; S. A. Cornwell, Scottish Union and National; E. Sidney Berry, Hartford Steam Boiler; J. E. Rhoades, 2d, Travelers.

INSURANCE JOURNALISM. [See Insurance Journalism, life insurance section, this volume.]

INSURANCE LIBRARY ASSOCIATION OF BOSTON is an incorporated society, maintaining a library at No. 141 Milk Street, Boston, more particularly for the use of those interested in fire insurance. The management is by a board of trustees, elected annually, which chooses a president and treasurer from its number. The present board consists of U. C. Crosby, president; H. J. Ide, George Neiley, Charles D. Palmer, Gayle T. Forbush, Elbridge G. Snow, E. G. Richards, Edmund Winchester, W. B. Medlicot, F. R. Galacar, H. E. Rees, and Edward C. Brush. D. N. Handy is librarian and clerk and treasurer. [For further particulars see Cyclopedia of Insurance for 1890, page 84, and Cyclopedia for 1913-14.] The association offers educational lecture courses, and also issues a quarterly bulletin containing an index to current literature of fire insurance and fire protection engineering.

INSURANCE SOCIETY OF BALTIMORE was organized in Baltimore, Md., in June, 1915. Its purposes are principally social and educational. Officers were elected as follows: President, John T. Stone; vice-president, John P. Lauber; second vice-president, Wm. H. Harris; third vice-president, Richard H. Lang; treasurer, Marion K. Burch; secretary, W. Stran McCurley; assistant secretary, Edward G. Parker. The present officers, elected in June, 1917, are: President, Clinton O. Richardson, Maryland Casualty; vicepresident, John P. Lauber; second vice-president, Samuel H. Shriver; third vice-president, Granville C. Swope; secretary, Edward G. Parker; assistant secretary, Ralph G. Bittle; treasurer, W. Stran McCurley; executive committee, John H. Kenney, H. A. Rossman, T. T. Tongue, Daniel H. Hamilton, Arthur Koppelman, Charles B. Reeves.

INSURANCE SOCIETY OF BOSTON. Organized 1916. The officers elected are: President, Charles H. Nudd, German American; vice-presidents, E. H. Sondheim and Urban Parker; secretary and treasurer, Frank L. Armstrong. The present officers, elected in 1918, are: President, E. H. Sondheim; vice-president, Frederick M. Salles, Jr.: second vice-president, Edgar F. White; secretary and treasurer, Percy A. Upham.

INSURANCE SOCIETY OF NEW YORK was temporarily organized December 11, 1900, for social and educational purposes.

The formal organization took place February 26, 1901, at which the following officers were elected: President, Sam. P. Blagden; vicepresidents, Henry E. Hess, Cecil F. Shallcross, William N. Kremer, and A. M. Thorburn; treasurer, Washington Irving; secretary, R. P. Barbour; executive committee, E. U. Crosby, Wallace Reid, John W. Nichols, Howard Hampton, James Marshall, F. H. Douglas, and Lewis F. Burke. At the annual meeting, held in May, 1918, officers were elected as follows: President, Thomas A. Ralston, Northern of London; vice-presidents, Charles H. Holland, Royal Indemnity; John A. Eckert, Fire Brokers Association; Edmund Dwight, Employers Liability; J. Lester Parsons, North River; secretary and treasurer, E. R. Hardy, New York Insurance Exchange.

INTERNATIONAL ASSOCIATION OF FIRE ENGINEERS. Organized in 1873. At the annual meeting held in Providence, R. I., September 1, 1916, officers were elected as follows: President, Thomas Clancy, Milwaukee, Wis.; vice-president, A. A. Rozetta, Nashville Tenn.; second vice-president, John Kenlon, New York; secretary, James McFall, Roanoke, Va.; treasurer, Geo. Knofflock, Mansfield, Ohio. The above are the present officers.

INTERNATIONAL FIRE INSURANCE COMPANY, Dallas, Texas. Organized 1909; capital, $200,000. Geo. W. Jalonick, president; I. Jalonick, vice-president; J. P. Crouch, vice-president; A. F. Pillet, vice-president; J. H. Hines, secretary; W. P. Anderson, assistant secretary.

INTERNATIONAL INSURANCE COMPANY, New York. Organized 1909; capital, $200,000. Sumner Ballard, president; Fritz Kortenbeutel, vice-president and secretary; August Geberth, assistant secretary.

INTERNATIONAL REASSURANCE COMPANY, Limited, Vienna, Austria. Mutzenbecher & Ballard, United States managers, New York, N. Y. Ceased business in 1917 under provisions of the "Trading with the Enemy act.

INTER-STATE FIRE INSURANCE COMPANY, Detroit, Mich. Organized 1913; capital, paid up, $250,000. C. A. Palmer, president; Sherwood D. Andrus, first vice-president and managing underwriter; C. O. Davis, second vice-president; W. A. Eldridge, secretary; H. R. Vernor, assistant secretary; L. K. Hennes, treasurer.

IOWA ASSOCIATION OF INSURANCE AGENTS was organized by local fire insurance agents at a meeting at Des Moines in March, 1907, with the election of Frank B. Kauffman as president and Robert J. Baird, secretary and treasurer. A meeting was held in June, and the organization completed. Officers were elected as follows: President, B. F. Kauffman, Des Moines; vice-president, W. F. Grandy, Sioux City; secretary and treasurer, H. W. Binder, Council Bluffs. The present officers, elected at the annual meeting in June, 1917, are:

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