Letter of Introduction in Compliance with the Above.

WEST 34th ST., NEW YORK, Jan. 18th, 18

DEAR SIR,-Will you allow this to introduce to you Mr. James Robertson, who is prepared to supply certain des criptions of building materials upon somewhat more advantageous terms than are generally current in the trade?

From my knowledge of his integrity and business quali fications, I feel sure that you may rely with confidence upon the satisfactory execution of any orders with which you may be pleased to intrust him.

I am, dear sir,

GENTLEMEN,—The present will be handed you by Mr. James Taylor, of Boston, partner in the highly respectable house of Treadwell, Taylor & Co. of that city, with whom I have large transactions. The zeal, the promptness, and the probity which I have experienced in the manner of doing business of this house, are guaranties to me that they will continue to justify the respect of houses who might confide to them the care of their interests; and it is with this conviction that I take the liberty of recommending their concern to you, and with which I should be happy to put you in the way of business. It is with the same pleasure, also, that I recommend Mr. Taylor, who merits personally all your esteem, assuring you that I shall be greatly obliged for all kindness that you may render him, and for the attentions you may pay him. I beg that on a

like, or on any other occasion, you will dispose freely of me; and am very respectfully yours,

THOMAS COPE.

TO MESSRS. MOSES ODELL & Co., Broad St., New York.

Another Letter of Introduction.*

CHARLESTON, S. C., July 11th, 18-.

SIR,-I take the liberty of recommending to you my friend, Mr. Granger, of this city, bearer of the present. He intends staying only a week in New York; but should he have need of any information, I would be very much obliged to you to furnish it to him, and will be equally thankful for any other services that you may have occasion to render him. Relying, in this respect, upon your usual kindness,

I am, dear sir,
Yours sincerely,

HENRY GLADSON.

TO MR. CHARLES HOWLAND, Maiden Lane, New York.

Another Letter of Introduction.

NEW ORLEANS, Nov. 16th, 18-.

DEAR SIR,—The present will be handed to you by Mr.

* Letters of introduction are of two kinds: first, as to business; second, those of friendship. For example, if you have a friend going to a distant place to transact certain business, it may be necessary for him to form some acquaintances there for business purposes only. You have, perhaps, a correspondent there; yet you are not sufficiently intimate to ask him to enter tain your friend; but as a matter of common courtesy he cannot refuse to accept him as a business acquaintance, for which purpose you write a letter similar to the above. Mr. Granger presents the letter to Mr. Howland, and if the latter chooses to consider it strictly a business letter, there is no breach of etiquette. He can invite Mr. Granger to his house, or not, as he pleases. Business letters of introduction are usually presented personally. See page 117.

Scott, partner of Mr. Holly, who was himself an associate of the house of Crosswell & Co., Mobile. Mr. Scott intending to visit your city on business of his house, I take the liberty of recommending him to you, and of begging you to render him all the services in your power, and to furnish him all the information of which he may have need, or which may appear likely to you to insure the success of his trip. Should Mr. Scott have need of any money for his expenses, you will be good enough to let him have what he may ask for, and charge the same to our account.

Very respectfully,
Yours etc.,

TO JAMES MINTURN, ESQ., Warren St., New York.

LEWIS & CLARK.

From a Country Merchant to a Wholesale House, requesting an Extension of Credit.

INDIANAPOLIS, Sept. 19th, 18-.

GENTLEMEN,-You may have perhaps observed that my transactions with you have been steadily increasing in amount for a considerable time back, which I feel pleasure in assuring you is only an indication of a proportionate extension of my general business.

From the inadequacy of the capital with which I commenced to meet the growing requirements of my trade, and the lengthened credit I am obliged to give, generally four, and in many instances six months, I have been under the necessity of keeping but a very small stock, which has materially inconvenienced me in the execution of orders. Under the impression that you have confidence in my honesty, steadiness, and unflagging attention to business, I beg to ask if you would favor me by extending your term of credit from three months to six, or, say, accept my note at three months in settlement of the quarterly account. This arrangement would afford me greater facili

ty in meeting my obligations, and enable me to keep stock sufficient for all ordinary demands.

I may add that my customers are all of a highly respectable class, my trade a safe and steady one, and that anything like a reckless extension of it is very far indeed from my intention.

I shall feel obliged by reply at your earliest convenience, and

I am, gentlemen,

Yours respectfully,

HENRY CASWELL.

TO MESSRS. MARVIN & BANGS, New York.

A Merchant in Pecuniary Difficulties to an Importunate Creditor.

LOUISVILLE, March 24th, 18

DEAR SIR,-From a variety of unforeseen causes, but chiefly from a heavy loss I sustained by a customer in whom I placed the highest confidence, I regret to inform you I am not in a position to meet my obligations. As you are, unfortunately for yourself, one of my principal creditors, I make this appeal to you not to press your claim and increase expenses, until I see my way to a complete extrication from my present embarrassment. It is my desire to pay every cent I owe, doing justice to all; and I am resolved, in the event of legal prosecution, to make an assignment for the benefit of all my creditors. I have made a careful examination of my affairs, and find that my assets amount to $9,500, my debts to $11,000, showing a deficiency of $1,500. What I propose doing under these circumstances is to make an offer of 75 cents on the dollar payable in six months; security to be given to the satisfaction of the creditors, or a committee of their number. These proposals are so reasonable that I am convinced the majority of those having claims against me will at once

concur in them, and I trust that your consent will not be withheld.

Should any doubts be entertained of the accuracy of my state of affairs as herein represented, I am willing to submit my books and stock to examination by any properly authorized and competent parties.

I shall communicate to you in a few days the result of my correspondence with other creditors.

GENTLEMEN,--We flatter ourselves that there are many friends among our connection, who will regret to hear that we are just upon the point of relinquishing business. In doing so, our premises and stock of goods will be transferred to the hands of Messrs. Harris & Co., who will, in future, carry on the business on the same approved system and extensive scale as ourselves, provided they can rely on receiving the patronage of our connection; in the hopes of which it is our pleasure and duty to present those gentlemen to your notice. We cannot speak too highly of the confidence we feel in their liberal mode of conducting business, and their strict attention and punctuality in their mercantile transactions; and in the hope that they may be honored with the same countenance received by ourselves from your respectable firm,

We beg to subscribe ourselves,

Your obliged and most obedient servants,
STOCKWELL & Co.

TO MESSRS. FRAZAR & HARDY, Columbus, Ohio.