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Excelsior Publishing House, 26 City Hall Place, New York.

The Trade Supplied by
THE AMERICAN NEWS COMPANY

And Its Branches.

Entered at the Post Office, New York, N. Y., as Second Class Matter,

March 3rd, 1896.

The San Francisco lew's Corts

206 and 28'ust Street,
SAN FANCIU

64557
COPYRIGHT, 1892 AND 1896,

BY

J. HOWARD COWPERTHWAIT

PREFACE TO THE FIRST EDITION.

The author presumes that a business man may be pardoned for writing upon a business question, when that question is paramount in public importance.

He has tried to answer The Silver Question by arguments based both upon the truths of financial science and upon the principles which underlie the operation of what is called business. And, admitting shortcomings, he ventures to hope that a student in finance may find in this volume a sought-for portrayal of business ways; that a busy man of affairs may find herein some scientific points which may have hitherto escaped his attention; or, that a few of the readers of this book will be compensated for their trouble by the fastening more firmly together of the links in their own chain of evidence against silver fallacies. The author's position may be that

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