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pause. Stafford looks at the door through StaffordYou asked for a promise. I which Jimmie went and his face shows that he gave it and I now repeat it, so that is settled, now fully realizes the situation. If you isn't it? hadn't come, I should have had to come to VirginiaYes. you! I should have had to! And that Stafford-You said you wouldn't send for would have robbed me of everything I've me, and you haven't. Have you? been fighting for. It would have stripped Virginia-No. me of my self-respect, it would have made StaffordThen don't you see, dear, all me despise myself. I should never have been along the line you won the victory? able to hold up my head to myself again! Jim-It's more than a victory! It's a But now I shall; now I shall know that I landslide! didn't have to do what I knew to be wrong, Virginia-Victory! When you came, you and it makes me so happy, dear! So happy! thought it was yours. You thought I had So very, very happy! (Virginia, sobbing, sent for you. When you found I hadn't, kneels beside Stafford and covers her face with why didn't you tell me? her hands. There is a pause)

Stafford-Because I knew you were in the StaffordOf course I came for you! If I right. Because I realized for the first time had known all that it meant to you, I should all it meant to you. Because I loved you have come long ago.

and wanted you.

Why, even had I been VirginiaThen you did miss me? right instead of you, I would have done the

StaffordI didn't imagine that any hu- same. I simply couldn't have helped it man being could miss another so much! after having held you in my arms again. And though I knew I loved you deeply, I Jim—(To Fanny) Get that arms thing? didn't think it possible that I could ever I guess I'm bad, eh? love any one as I soon realized that I loved VirginiaYou thought the victory was you.

yours, but when you found me claiming it

and realized what it meant to me, you gave Fanny and Jim enter and find them in it to me without a word. That was a big a warm embrace, and Fanny innocently thing, too. exclaims that one of Jim's ideas has turned Stafford-What does anything matter but out right, anyway.

this: I love you, you love me, and we Jim-Shut up!

are together again. That's everything, Fanny-Didn't she know? (Jimmie pan- isn't it? tomimes his disgust)

Virginia-Yes, dear. That's everything. Virginia-Know what?

StaffordThen come along, dear. Have Fanny-Why-why-!

you any rubbers? Virginia-What don't I know? What is Fanny- Jimmie! it? (There is a pause) Robert, tell me. Jim-Sure! (Jimmie goes out) Tell me.

StaffordYou fix this. (He gives Fanny Stafford-Well, dear--now please, please the veil, etc., for Virginia's head and she addon't be worried about it—when I came I justs them. Jimmie reënters with rubbers thought you had sent for me.

and starts to put them on Virginia) VirginiaThought I had—why should Stafford-Now for the coat. (Stafford

takes the coat) By the way, I've something StaffordThat was the message I got else for you. It's from Tiffany's. over the 'phone.

Virginia-Oh, Robert, didn't I tell you VirginiaFrom whom?

that--! StaffordI'd rather not tell you.

Stafford-Wait! Wait! You don't know Virginia-You thought I had sent for what it is. (He takes the wedding-ring you! Then everything is wrong! Every- from his pocket and holds it up. Virginia thing!

holds out her hand and he puts the ring on her StaffordNo, dear, everything is right. finger, then he puts the big fur coat about her. You were fighting for a principle. Have

Have Speaking over her shoulder as she looks back you surrendered it? Have you?

at him) And now, dear, let's go home! Virginia-No.

CURTAIN

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In the following review, written especially for THE WORLD TO-DAY, Mr. Hovey has
brought out the salient points in his life story of the great money-master, including
Mr. Morgan's fights with the Gould and other big financial interests; his famous par-
ticipation in the financial crisis of the national Government during Cleveland's second
administration, and the part he is playing to-day in the money game of the world

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HERE is a thoughtless saying, which is only partly true, that Mr. Morgan is not a self-made man. With him, indeed, there

never anything resembling the famous Rockefeller account book-nine dollars and eighty cents this month received, five-sixty expended "for necessities,”balance, four-twenty toward the distant Palace of Ambition—written out in cramped, clear, boyish hand. From the first, he stood at a certain height above the crowd, and began life in New York easily, possessing all the advantages and claims of a successful banker's idolized son.

But, although the name and business connections of Junius Morgan furnished him with a substantial pedestal, Pierpont Morgan has made it a mountain. By virtue of all that separates his commonplace, if comfortable, inherited position from his Cyclopean influence and authority to-day, Mr. Morgan is "self-made." His growth was slow; it occupied all of fifty years, counting from the year he began as a banker's clerk in '57. He subordinated himself, first to his father, and afterward to the Drexels, and he was middle-aged before he became quite his own master and was utterly free.

Young J. P. Morgan spent the first fourteen years of his life in Hartford. The

house in which he was born still stands. It was a small and unpretentious building of red brick which stood on the village street in the center of a few acres of land. Some years ago it was raised one story and a store was set in under it, and now it is being closely crowded by business blocks in what is the center of Hartford. J. P. Morgan's associations are not with this house, however, for his parents lived here only during the first year or two of his life. Then they moved to the large and comfortable house on Farmington Avenue which Joseph Morgan, J. P. Morgan's grandfather, had had built as a wedding present for his son.

After the family moved to Boston, he attended the English High School until his graduation in 1853. The next year he spent at Fayal in the Azores, after which he continued his education abroad, spending a year at Vevay, Switzerland, and two years at the University of Göttingen in Germany. He left Göttingen to enter his father's banking house in London.

In the year 1857, the young man was sent to New York as his father's representative with the firm of Duncan, Sherman & Co., and there he met Mr. Dabney, with whom he afterward went into partnership. In the summer of 1859, Mr. Morgan sailed for Paris to see the lady who was soon to become his wife. She was Miss Amelia

Sturges, the daughter of Jonathan Sturges of and Morgan were shooting at each other New York. Miss Sturges was an invalid; with injunctions; twenty-two suits were bein reality, she was dying of consumption. gun in connection with this fight. Finding Mr. Morgan persuaded her

that Gould could best him in the to marry him, declaring that

use of such weapons and he would take her the world

was continually aided over to find her health. He

by the so-called Erie dropped business entirely

judges at his back, after his marriage and de

Morgan made an adroit voted himself to the dying

move which threw the woman. She lived only a

case into the hands of few months after

Governor Hoffman; of their wedding.

the State of New York, He returned to

and drew his opponents New York and

before judges who plunged into his work

took the up-State again. He lived quietly,

view of the atbeginning the day with

tempted seizure: a horseback ride in Cen

The Governor tral Park and often

had already threatened to spending the evening at

run the road with the the house of one of his

soldiers if the two parties friends. His interest

did not end their differin pictures, always

ences. Morgan trapped strong, occupied

Gould and Fisk into sendhim much at this

ing a written note to the time. He married

Governor, stating that it was again in the year

impossible for the contending 1865, and his second

parties to agree, that the railwife, the present Mrs.

road could not be run as Morgan, was Miss

matters stood, and reFrances Louise Tracy, daugh

questing the State to apter of Charles Tracy, a lawyer

point an official to take of New York. In his business,

charge in the interest of Mr. Morgan was

public peace. The Govoccupied exclu- J. Pierpont Morgan,

ernor made the appointthe greatest financial sively with the power in America to-day

ment, and during the calm work of a private

that followed, Morgan obbanker and dealer in exchange. But when

tained from the stockholders the railway mania struck the country in '69,

the power to lease the property, Morgan was drawn into a sensational fight

did so, and placed the A. & S. for the control of the Albany & Susque

forever out of the reach of Gould hanna. It was the first big fight of his life, and Fisk. and involved a direct challenge to battle Three years later, Mr. Morgan was apwith Jay Gould and “Admiral” Jim Fisk, proached by the Drexels, of Philadelphia, a alias the “Prince of Erie,” two of the ablest very rich and prosperous banking family, and least scrupulous men who had come to and asked to enter the New York branch Wall Street bent on reckless manipulation. of that house as a member of the firm.

When Morgan beat them at the stock- The connection insured him a position of holders' meeting, Gould and Fisk sought to influence and power beyond anything he gain physical possession of the track and had yet reached. Consequently, the firm of engines. From this time the thinly settled Dabney, Morgan & Co. was dissolved, and, country through which the A. & S. ran was in 1871, Drexel, Morgan & Co. began busiin a state of war. The metropolitan dailies. ness. A plot of ground was bought at the sent their correspondents and the whole corner of Broad and Wall streets, and a State looked on in wonder. While Fisk and white marble building was erected at a cost Ramsey were fighting in the field, Gould of $1,000,000—the same solid structure

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