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INTENDING LIFE ASSURERS, AND POLICY-HOLDERS IN OTHER COMPANIES, ARE INVITED

TO EXAMINE THE RATES, PRINCIPLES, AND PROVISIONS OF

THE SCOTTISH PROVIDENT INSTITUTION,
The only Society in which the advantages of Mutual Assurance can be obtained at moderate
premiums. Since its establishment in 1837, it has issued upwards of 6500 Policies, covering
Assurances greatly exceeding £2,500,000, a result the more satisfactory, as no indiscriminate
Commission has been paid for it.

Rates.
Annual Premium to Assure £100 at Death,
Age 25

£1 18 0 | £2 1 6 It will be seen on comparison, that the same Premium which, at Age 30, for example, is charged in the other Scottish Mutual Offices for Assurance of £1000, will secure in this Society a Policy for £1230.

Principles. 1st. Premiums at early and middle ages, about a fourth lower than those of other Mutual Societies.

2nd. A more accurate adjustment of the rates of Premium to the several ages.

3rd. A principle in the division of the surplus, more safe, equitable, and favourable to good Lives: 4th. Exemption from Entry-money and Stamp Duty.

Policies indisputable, except on the ground of Fraud.

Progress during last Ten Years.

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Annual Premiums

on these.

Amount of New

Assurances.

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In all points of practice, as in provision for the indefeasibility of Policies, facility of license for travelling, or residence abroad, and of obtaining advances on the value of the Policies, the regulations of the Society, as well as the administration, are as liberal as is consistent with right principle.

Copies of the Fifteenth Annual Report, containing a Statement of the principles of the Institution, Form of Proposal, and every information, may be obtained free, on application at the Head Office in Edinburgh, or at the office in London, 12, MOORGATE-STREET.

GEORGE GRANT, Resident Secretary. The London Branch will be removed at Christmas, to 66, Gracechurch-street, corner of Fenchurch-street.

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KENT MUTUAL-LIFE and FIRE ASSURANCE SOCIETY, NO. 6, Old

Jewry, London ; 5, Waterloo-place, Pall-mall; 10, Albion-place, Hyde Park-square ; 149, Sloane-street, Chelsea ; 5, Cannon-street, Birmingham; and Rochester, Kent.

LIFE.-Most moderate Premiums, half of which may remain unpaid.
ALL POLICIES INDISPUTABLE.
All Profits divisible Triennially among the Assured.
Liberty for Foreign Residence and Travel greatly extended.
FIRE.-Also most reasonable Premiums.
Guaranteed Fund, £100,000. Last return 25 per

cent. Policies may be effected daily. Prospectuses, Annual Report, Forms of Proposals, and all other information, will be supplied upon application, personally or by letter, at the Head Offices, or at any of the numerous Agencies throughout the United Kingdom.

GEORGE CUMMING, Manager.
THOMAS ALFRED LURR, Secretary.

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1.
Now ready at all the Libraries, with Illustrations, in 3 vols., 8vo, cloth,

THE HOMES OF THE NEW WORLD. Impressions of America. By Fredrika Bremer. Translated by Mary Howitt. * Really the Swedish lady, on the whole, writes so pleasantly, so good-naturedly, so lovingly, and ingentzogsk, that we cannot indicate one tithe of the good things—of the rough sketches, numerous points, pleasing anecdotes pretty stories, and personal experiences, of the authoress, that abound in these volumes. -Critic.

A voluminous and valuable Work, forming the best filled picture of the lights and shades, the absurdities and the amenities of American life.'— Morning Adrertiser.

* Here we have sound, clear views on the public and private life in America, mixed with expressions of compa hensive buman kindness, and close family affection.'--Standard. Such a delineation of America and Americans as was never before written.'-Bell's Messenger.

2. THE PROVOCATIONS OF MADAME PALISSY. By the Author of 'Mary Powell. With Coloured Frontispiece, by Warren. Price 7s. 61 post 8vo, cloth.

3.

RAILWAY READING. LEGENDS OF OLD LONDON. By J. Y. Akerman, Esq., F.S.A. In post 8vo. 350 pages, price 2s. 6d.

4. THE EARTH AND ITS INHABITANTS. By Margaret E. Darton. In crown 8vo. With Coloured Frontispiece. Price 5s., cloth, lettered.

5.

BASES OF BELIEF; An Examination of Christianity, as a Divine Revelation, by the Light of Recognised Facts and Principles. In four parts. By Edward Miall. M.Þ. New Edition, sro, 10s. 6d.

6. HIPPOLYTUS, AND THE CHRISTIAN CHURCH, At the commencement of the Third Century. By W. Elfe Tayler, Author of 'Popery: its Character and Crimes.' Fcap., cloth, 3s. 6d.

7.

IN PREPARATION. • THE PILGRIM FATHERS OF NEW ENGLAND. By W. H. BARTLETT. With Thirty Illustrations on Steel, and numerous Woodcuts, handsomely bound and gilt.

[In November. 8. ROME REGAL AND REPUBLICAN. A History for Families. By J. M. Strickland. Edited by Agnes Strickland. [Shortly

9. CHERRY AND VIOLET; a Tale of the Great Plague. with ‘Mary Powell.'

(At Christmas.

10. EVENINGS IN MY TENT. By the Rev. N. Davis. In 8vo, with Illustrations.

[At Christmas. 11. PILGRIMAGES TO ENGLISH SHRINES. By Mrs. S. C. Hall. With Notes and Illustrations, by F. W. Fairholt, F.S.A., complete in 2 vols. 8vo, handsomely bound and gilt, price 16s. each.

[4 Cheaper edition in preparation Descriptions of such Shrines come home with deep interest to all hearts--all English bearts-particularly when be done with the earnestness which distinguishes Mrs. Hall's writings. That lady's earnestness and enthusiast right sort--felt for freedom of thought and action, for taste, and for genius, winging its flight in a nolla They are displayed, oftentimes most naturally, throughout the attractive pages of this volume.'ARTHUR HALL, VIRTUE, & Co., 25, Paternoster-row.

93

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" A GOOD BOOK IS THE PRECIOUS LIFEBLOOD OF A MASTER SPIRIT, IMBALMED

AND TREASURED UP ON PURPOSE TO A LIFE BEYOND LIFE.”—Millon.

LONDON: WARD AND CO., PATERNOSTER ROW. W. OLIPHANT AND SON, EDINBURGH: R. JACKSON, GLASGOW :

G. & R. KING, ABERDEEN : AND J. ROBERTSON, DUBLIN.

ONE SHILLING & SIXPENCE.

SAVILL AND EDWARDS, PRINTERS, CHANDOS STREET, COVENT GARDEN,

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III. SIGHTS AND SOUNDS: THE MYSTERY OF THE DAY. 679
IV. BURMESE MISSION: MEMOIRS OF DR. JUDSON, . 690
V. SHAKESPERIAN CRITICISM .

709
VI. THE LIFE AND MARTYRDOM OF SAVONAROLA.

726

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The General Life & Fire Assurance Company.

Empowered by Special Acts of Parliament.
62, KING WILLIAM STREET, LONDON.
CAPITAL, ONE MILLION.

Directors.
GEORGE BOUSFIELD, Esq.

JAMES PILKINGTON, Esq., M.P.
THOMAS CHALLIS, Esq. Ald., M.P. THOMAS PIPER, Esq.
Jacob GEORGE COPE, Esq.

THOMAS PIPER, jun., Esq.
JOHN Dixon, Esq.

THOMAS B. SIMPSON, Esq.
John T. FLETCHER, Esq.

The Right Hon. C. P. VILLIERS, M.P.
CHARLES HINDLEY, Esq., M.P.

JOHN WILKS, Esq.
WILLIAM HUNTER, Ald.

EDWARD Wilson, Esq.

Auditors.
JOSEPH Dawson, Esq. WILLIAM HUNTER, jun., Esq.

GEORGE MEEK, Esq.
Secretary-THOMAS PRICE, LL.D. Actuary-David OUGHTON, Esq.

Solicitor—STEPHEN WALTERS, Esq.
Annual Premiums for the Assurance of £100, payable at death.

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In the Life Department.—FOUR-FIFTHS of the Profits divisible by the Company's Deed of Settlement, allowed to Assurers.

No charge for Stamps is made on Life Policies issued by the Company.

All business relating to Life Insurances, Deferred Annuities, and Family Endowments, transacted on the most liberal terms.

In the Fire Department.-Houses, Furniture, Stock-in-Trade, Mills, Merchandise, Shipping in Docks, Rent, and Risk of all descriptions, Insured at moderate Rates.

Loans from £100 to £1000 Advanced on Personal Security, and the Deposit of a Life Policy. A liberal Commission allowed to Solicitors, Auctioneers, and Surveyors.

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Perfect freedom from Coughs in 10 Minutes,

AND INSTANT RELIEF AND A RAPID CURE OF ASTHMA AND CONSUMPTION, COUGHS, COLDS,

AND ALL

Disorders of the Breath and Lungs,

ARE INSURED BY

DR. LOCOCK'S PULMONIC WAFERS.

Small books, containing many hundred of properly-authenticated testimonials,

may be had from every agent. These Wafers, containing Antacid and Sedative properties, effectually prevent

irregularity of the bowels. To Singers and Public Speakers they are in valuable, as in a few hours they remove all hoarseness, and wonderfully increase the power and fiexibility of the voice.

They have a pleasant taste. Price 1s. 1 d., 2s. 9d., and 11s. per box.

ALSO MAY BE HAD

DR. LOCOCK'S COSMETIC, delightfully fragrant preparation, for improving and beautifying the Complexion, rendering che Skin clear, soft, and transparent, removing all Eruptions, Freckles, Sunburn, Tan, Pimples, and Roughness,-curing Gnat Bites, and the Stings of Insects generally. In the process of Shaving it allays all smarting, and renders the skin soft and smooth.

SOLD IN BOTTLES at ls. 11d., 28. 9d., and 4s. 6d. each.

BEWARE OF COUNTERFEITS. Observe the name in the
Government Stamp OUTSIDE the Wrapper.
SOLD BY ALL CHEMISTS.

24

, Jewry, London ; 5, Waterloo place, Pall-mall; 10, Albion-place, Hyde Park-square ; 149, Sloane-street, Chelsea ; 118, New-street, Birmingham; and Rochester, Kent.

LIFE.—Most moderate Premiums, half of which may remain unpaid.
ALL POLICIES INDISPUTABLE.
All Profits divisible Triennially among the Assured.
Liberty for Foreign Residence and Travel greatly extended.
FIRE.—Also most reasonable Premiums.
Guarantee Fund, £100,000. Last return 25 per cent.

Policies may be effected daily.
Prospectuses, Annual Report, Forms of Proposals, and all other information, will be snp-
plied upon application, personally or by letter, at the Head Offices, or at any of the numerous
Agencies throughout the United Kingdom.

GEORGE CUMMING, Manager. 22

HEAL AND

AND SON'S
ILLUSTRATED CATALOGUE OF BEDSTEADS
ANID PRICED LIST OF BEDDING,

IS SENT FREE BY POST.

IT CONTAINS DESIGNS AND PRICES OF UPWARDS OY ONE HUNDRED DIFFERENT BEDSTEADS.

Heal & Son, 196, Tottenham Court Road, London. 23

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